Finovate - Conferences Showcasing the Future of Financial & Banking Technology
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This post is part of our live coverage of FinDEVr San Francisco 2014.

Morpheus Aiolos described how its API for banking works:

API for Banking
Our API standardizes the way an application can extract information from any bank account. We're describing how it works, with some examples.

Presenter: David Lozano
We are a company based in Spain that has developed financial software since 2012. We have two featured products: an API to extract bank transactions and a clone of Mint, which uses the API.

This post is part of our live coverage of FinDEVr San Francisco 2014.

BCL Technologies showcased its Financial Data Extraction API:

Unlocking Financial Text

Explore the different use cases for BCL's Financial Data Extraction API's for unstructured text, to generate structured data Triplets.

Presenters: Bob Krumwiede, Director of Bus. Dev. and Hassan Alam, CEO & CTO
BCL Technologies develops API's for Financial Text Extraction that unlock Big Data in unstructured documents and websites, enabling FinTech Developers to easily extract structured Financial Triplets from any source.

This post is part of our live coverage of FinDEVr San Francisco 2014.

CrowdCurity demonstrated its white hat hacker service to promote better, more secure apps.

How to Invite Hacker to Your Website

Too many websites are being exploited, and we need to rethink web security. The best way to stay secure and ahead of the bad guys is to invite good white-hat hackers to test your security. We have made it easy to connect businesses to a crowd of security researchers.

Presenter: Jacob Hansen, CEO
CrowdCurity is a web security marketplace. We connect businesses with security testers. We do bug bounty programs as-a-service. Bitcoin First.

Twitter: @crowdcurity
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SimplyTapp stepped up to show off how it uses Host Card Emulation:

Host Card Emulation
Overview of SimplyTapp's HCE solution and offering.

Presenter: Doug Yeager
HCE (host card emulation) experts and providers.

Twitter: @SimplyTappNews
This post is part of our live coverage of FinDEVr 2014 San Francisco.

Trulioo introduced its Global Gateway to speed ID verification.

Trulioo's Global Gateway

Demonstrating how Trulioo's Global Gateway verifies a consumer's identity within a single, unique portal. We will input a person's first name, last name, date of birth, and address to show how Trulioo verifies these attributes from our 130+ data sources.

Presenter: Anatoly Kvitnitsky, Director of Corporate Development
Trulioo is a global ID verification conpany focused on building trust online, best privacy practices, and financial inclusion. As the pioneer in cyber identity verification, Trulioo's new Global Gateway product enables businesses to perform instant ID Verification for 3 billion people in over 30 countries.

Twitter: @trulioo
This post is part of our live coverage of FinDEVr 2014 San Francisco.

The TxPUSH Initiative presented its technology for securing and improving the delivery of financial transaction data.

Aggregation 2.0 - TxPUSH and the Evented Financial Web

TxPUSH technology is focused on aligning app user experience and FinTech industry players around the Evented Financial Web. The TxPUSH technology will improve the security model of the existing account aggregation ecosystem and promote the delivery of real-time financial transaction data to account holders in the apps they choose.

Presenter: Nick Thomas, President & Co-Founder
TxPUSH is a global industry group tasked with overseeing the development of TxPUSH technology. The group is dedicated to making real-time financial account events available to any third party app while improving login credential security.

This post is part of our live coverage of FinDEVr San Francisco 2014.

Knox Payments demoed its technology that leverages ACH rails to make transactions cheaper for merchants.

ACH That Doesn't Suck: No Account and Routing Numbers Needed

Developing ACH processing the traditional way is horrible. Your users don't know their account and routing numbers and you don't know if they actually have the money. Knox has solved these problems with the ease of just logging into your online banking, making ACH cheaper, safer, and easier.

Presenter: Tommy Nicholas, Co-Founder
Knox allows people to make ACH payments using only their online banking login information, providing the cheapest, safest, and easiest way to accept payments.

Twitter: @knoxpayments
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Plaid showed how its API works for the infrastructure:
Plaid: API for Financial Infrastructure
Learn all about Plaid, the problems we're solving, and the companies we power.

Presenter: William Hockey and Zach Perret
Plaid powers financial technology applications. Using our API, developers can leverage the data and infrastructure of user bank accounts in a fast and secure manner.

This post is part of our live coverage of FinDEVr San Francisco 2014.

Entersekt looked at out-of-band authentication on mobile devices:

Securing Mobile Applications Through Transport lLayer Diversity

Mobile security is becoming increasingly important as more functionality is shifting to these devices. But how do we ensure the integrity of the phone and the server we're connecting to? This is a common problem and has been addressed by recommending out-of-band authentication schemes.

Presenter: Christiaan Brand, CTO
An innovator in transaction authentication and mobile app security. Our one-of-a-kind approach harnesses the power of electronic certificate technology with the convenience of mobile phones providing financial institutions and their customers with full protection from online and mobile banking fraud.

Twitter: @entersekt 
This post is part of our live coverage of FinDEVr 2014 San Francisco.

Blockchain introduces its widely-relied upon APIs to help developers build their own bitcoin-related apps.

Blockchain: The Core API for Bitcoin Development

Blockchain's APIs power most of the Bitcoin companies in the ecosystem. Utilizing our APIs, you can start a Bitcoin business in minutes. From wallet creation to transaction verification, Blockchain's APIs have you covered.

Presenting: Dan Held, Lead Product Manager
Blockchain is the world's most popular web-based Bitcoin wallet and the most highly trafficked Bitcoin website. Blockchain is the de facto search engine for the Bitcoin economy. Blockchain has over 2 million wallets and our footprint continues to grow quickly.

Twitter: @blockchain
This post is part of our live coverage of FinDEVr San Francisco 2014.

Google Cloud Platform shared its Big Data secrets:

Big Data on Google

Google has been the most innovative Big Data company in the World, having paved the way for highly distributed parallelized workflows. Technologies like Hadoop, Flume, Dremel, and HBase were made possible by Google's research and development efforts. Now Google is outsourcing its own Big Data secret.

Presenter: Tino Tereshko
Google Cloud Platform enables developers to build, test and deploy applications on Google's highly scalable and reliable infrastructure. This suite of services allows developers to choose from computing, storage and application services for web, mobile and backend solutions.

FinDEVr San Francisco 2014: Award Winners


Q. What's better than being one of the more than 400 industry professionals attending the very first FinDEVr conference this week?

A. Being one of the four companies to walk away with one of the very first FinDEVr awards, that's what!

Four companies were selected as favorites by attendees here on Day 1 of FinDEVr San Francisco 2014. Attendees were challenged to choose between entertaining and informative presentations, exciting new technologies, and fascinating innovations that push the envelope of what is possible when commerce and science, technology and finance come together.
Remember that FinDEVr continues tomorrow on Wednesday with a full, multi-track day of workshops, presentations, and networking. We'll build on the momentum from Day One to bring you the latest in SDKs and APIs, tools and platforms, that are already paving the way to the fintech innovations of tomorrow. Visit our registration page today to grab a spot.

So without further ado, here are the favorite first-day presentations in alphabetical order:

Thumbnail image for AvokaLogo.jpg
Avoka for its engagement platform that enables omni-channel account opening in 60 seconds.

Thumbnail image for Thumbnail image for BehavioSecLogoFEU14.jpg
BehavioSec for its mature identification system that uses behaviour analytics to provide real-time security.

PayPal & Braintree for its construction of new breeds of payment platforms, API standards, and identity systems.


Yodlee for its Interactive APIs that provide authorized access to real-time data for customer accounts.

Notes on methodology:  

1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.     
2. Attendees were encouraged to note their favorites. At the end of the last demo, they chose their three favorites.    
3. The exact written instructions given to attendees: "Please rate (the companies) on the basis of demo quality and potential impact of the innovation demoed."  
4. The four companies appearing on the highest percentage of submitted ballots were awarded trophies.  

This post is part of our live coverage of FinDEVr San Francisco 2014.

Concur demonstrated how developers can use its technology to create new solutions for the business travel expenses market.

Numbers, They Don't Lie ...

Concur processes more than $55 billion dollars in annual T&E spend for its 25 million customers. In this presentation, Mithun Dhar will walk through and give us insight into this spend and tell developers why it's a great opportunity to tap into this lucrative market.

Presenter: Mithun Dhar, Director, Evangelism & Strategic Marketing
Concur is a leading provider of integrated travel and expense management solutions trusted by over 25,000 clients around the globe, with over 25 million users. The Concur Platform allows developers to develop and market innovative solutions to the lucrative $1.12 trillion business travel market.

Twitter: @Concur
This post is part of our live coverage of FinDEVr San Francisco 2014.

Personal Capital showed how its data aggregation can model and report a user's financial life: 

The Art of Data Aggregation
This presentation is for developers and engineers who build applications on top of data gathered from multiple sources. The objective of our data aggregation platform is to model (and report) a user's complete financial life.

We share the three key architectural principles that have made this platform possible:

      • Owning the aggregated data to improve quality
      • Synthesizing data and developing machine learning intelligence to obtain unique insights 
      • Developing APIs that hide data complexities to drive efficient UI development
Presenters: Fritz Robbins, CTO and Ehsan Lavassani, VP Engineering

Personal Capital helps people live better financial lives with technology-enabled advisory services as well as free financial software and educational content. Their award-winning apps enable you to effortlessly view your entire financial life in one place. Personal Capital brings to everyone wealth management that previously only the wealthiest could afford.

Twitter: @personalcapital
This post is part of our live coverage of FinDEVr San Francisco 2014.

Tradier shows how it can help you build a financial market app:

An API Like Never Before - Do What Matters and the Rest Is Already Done

Have you ever tried to build a financial market app? It is painful and just about impossible. Too many data, trading, platform and process barriers. Tradier has done all that heavy lifting for you. An API that abstracts the pain and delivers the gain.

Presenter: Craig Russell, SVP Product & Chief Evangelist

Tradier is a financial services cloud provider that offers a groundbreaking solution to serve platform providers, developers and investors. The Tradier solution features an innovative set of fully hosted APIs, modules and "out of the box" tools that are leveraged by a growing list of providers.

Twitter: @tradier
This post is part of our live coverage of FinDEVr San Francisco 2014.

PayNearMe showed how it has digitized cash:

Bringing Cash Payments into the 21st Century
PayNearMe secrets unveiled. Why do we even bother with innovating cash? How we developed a system to digitize cash? And how modern development techniques laid the foundation for PayNearMe to become the fastest growing electronic cash transaction network?

Presenter: Kurt Thams, CTO

PayNearMe enables consumers to pay rent, repay loans, buy tickets, make online purchases, and do much more with cash. Consumers can make cash payments in their own neighborhood in less than 60 seconds through PayNearMe's network of 17,000 authorized payment locations including 7-Eleven®, Family Dollar®, and ACE Cash Express® stores.

Twitter: @PayNearMe
This post is part of our live coverage of FinDEVr San Francisco 2014.

CopSonic takes sonic and ultra sonic waves to create an authentication technology that works on all phones:

Sonic and Ultrasonic Authentication Solution Working on All Mobile Phones

The CopSonic SDK allows contactless multi-factor authentication based on ultrasounds or sounds. This SDK is the first to introduce an "airgap" with encrypted analog information into the digital circuit. The security level thus achieved by CopSonic reaches current military security levels.

CopSonic is a universal solution working on all feature phones, smart phones, smart watches, tablets, computers, smart devices, internet of things, etc. as long as they are equipped with speakers and/or a microphone. It is operational on all standard GSM networks, on the internet or any other TCP-IP compatible network. The solution requires no change of Telco or of the existing hardware.

CopSonic enables e-commerce, financial and cybersecurity industries to propose a universal and secure solution for strong authentication to all of their customers worldwide. This authentication solution is an alternative to the use of online and/or offline passwords.

PhonicAccess and GateSonic are anti-phishing use cases of this highly secured technology. Also, for the first time, CopSonic enables the use of smart-bracelets as a secure access key.

Presenters: Emmanuel Ruiz, CEO & Head of Innovation and Brian Roeten, Chief Business Operator

CopSonic is a French company founded in 2013 specialized in the development and marketing of its sonic and ultrasonic authentication technology. The company is composed out of a strong team of researchers and engineers specialized in security, payment, sonic and ultrasonic authentication protocols. Recently, CopSonic joined the Microsoft Partner Network and became a member of the FIDO Alliance organization.

Twitter: @CopSonic
This post is part of our live coverage of FinDEVr San Francisco 2014.

OnDeck showed how its lending APIs help financial institutions lend to small businesses faster:

OnDeck Lending API's - Frictionless, Extensible, Powerful
The OnDeck Score evaluates thousands of data points - from cash flow to public records to social data - to more accurately and efficiently assess business health and deliver capital in as fast as 24 hours. 

Pamela Rice, OnDeck's SVP of Technology, is discussing how the OnDeck platform provides a critically needed mechanism for financial institutions and other business service providers to efficiently reach the Main Street small business market. 

The company has several APIs, which provide powerful, fully integrated lending capabilities to third party partners, thus allowing for instant pre-qualifications, pre-approvals and loan applications. Through a coding and product demo, Pamela will demonstrate how both developers and non-developers can interact with OnDeck's APIs in a UI sandbox and how to utilize our Salesforce app for frictionless plug-and-play integration. 
Presenter: Pamela Rice, VP Technology

Launched in 2007, OnDeck uses data aggregation and electronic payment technology to evaluate the financial health of small and medium sized businesses to efficiently deliver capital to a market underserved by banks. Its proprietary technology - the OnDeck ScoreTM - enables small businesses to obtain affordable loans with a fraction of the time and effort that it takes through traditional channels. OnDeck's credit models look deeper into the health of businesses, focusing on overall business performance, rather than the owner's personal credit history. 

As a leading direct lender of small business loans, OnDeck has deployed more than $1 billion in capital nationwide.

Twitter: @ondeckcapital
This post is part of our live coverage of FinDEVr San Francisco 2014.

Finicity launched its Financial Aggregation API:

Aggregation Reloaded

Forged and hardened in consumer PFM over the past 13 years, Finicity is publicly launching its Financial Aggregation API service with unparalleled FI uptime, broad FI coverage, 24/7 developer support, and exciting new endpoint features that will elevate your UX.

Presenter: Nicholas Thomas, President & Co-Founder

Founded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API and the Finicity API Platform.

This post is part of our live coverage of FinDEVr San Francisco 2014.

Bluefin Payment Systems showed how its Point-to-Point Encryption Solution helps PCI compliance issues:

Bluefin, Point-to-Point Encryption (P2PE)

Bluefin is the first validated Point-to-Point Encryption (P2PE) Solution listed by the PCI Security Standards Council, North America. P2PE can reduce the scope of card data environment and related PCI requirements. Your software doesn't need to be PCI Compliant if card data is encrypted using P2PE.
Presenters: Ruston Miles, Chief of Product Innovation and Tim Barnett, Chief of Technology

About: Bluefin Payment Systems is a leading FinTech company focused on processing, integrating, and securing payments. Bluefin offers P2PE, tokenization, mobile payment SDK's, payment gateways, merchant accounts, PCI Compliance, transparent redirect, recurring billing, and branded online merchant account enrollment.

Twitter: @BluefinPayments

This post is part of our live coverage of FinDEVr San Francisco 2014.

Paradigm4 demonstrates how its SciDB makes it easier for builders to do big things with Big Data.

Crypto-Currency and Massive Network Analysis

We'll begin with a graphical overview of a crypto-currency financial network, discuss the key issues and challenges around massive network analysis and then demonstrate our solution using SciDB via the RStudio user interface.

Presenter: Bryan Lewis, Chief Data Scientist
Paradigm4 develops and supports SciDB: the open source, analytic DBMS; programmable from R & Python. SciDB is designed from the ground up to support more facile data management for Big and Diverse Data, and to do faster and bigger math. Hard questions. Fast answers. Open source.

Twitter: @paradigm4
This post is part of our live coverage of FinDEVr San Francisco 2014.

StockTwits discussed the best way for investors to compete in the social era:

Investing in a Social, Local and Mobile World

We are in a mobile boom that has connected people who also happen to be investors. The markets have always been giant mood rings, but the periods of quiet and volatility are more intense. We're discussing the best ways to use StockTwits to invest in the social era.
Presenter: Howard Lindzon, Chairman

StockTwits is a social network and publishing platform for investors and traders. We created the $ prefix for stocks (e.g. $MSFT). Follow @StockTwits and go to for real-time ideas and stock conversations.

Twitter: @stocktwits

This post is part of our live coverage of FinDEVr San Francisco 2014.

ModoPayments showed how beautiful apps lead to beautiful mobile buying experiences.

How to Find Money & Love with Mobile Apps (OK, maybe more money than love)

Learn about the best-kept-secret in mobile payments APIs: Modo. Modo will show you in 6 minutes or less how to build a beautiful buying experience that entices consumers to spend money, and make you money, through exceptional economics. This is all with the cunning use of the mobile app of your dreams. Your love mileage may vary.

Presenter: Bruce Parker, CEO & Founder
With Modo you can build beautiful buying experiences, with exceptional economics. Whether you are looking for more sales, transactions, or rockstar moments for your consumers, Modo can help. Using Modo's handcrafted API, your mobile app gets to perform in-store purchases at tens of thousands of store locations. Modo powers the payments and you design the experience. Everyone is looking for something: personal, magical, and beautiful. So why not give it to them? Your app, plus our platform - more of what you want.

Twitter: @GETmodo
This post is a part of FinDEVr's live coverage of FinDEVr San Francisco 2014.

Mifos presented how developers can use its not-for-profit platform for global financial inclusion:

Mifos X, Open Technology Platform Unlocking New Opportunities at the Base of the Pyramid

There is a massive opportunity to serve the 2.5 billion individuals who lack access to financial services (the unbanked). Discover how you can build and scale mobile and cloud-based solutions on top of the open Mifos X platform for financial inclusion which is led by a global community backed by Silicon Valley.

Presenter: Vishwas Babu, Chief Community Engineer

About: The Mifos Initiative is a 501(c)3 nonprofit that guides the development of the Mifos X solution for financial inclusion, an API-driven open-source platform with a suite of configurable cloud apps. Our community speeds the elimination of poverty by scaling financial services to the 2.5B unbanked.

Twitter: @mifos
This post is part of our live coverage of FinDEVr San Francisco 2014.

Cloud Lending showed how it helps financial institutions move the back office to the cloud:

Cloud Lending - Enterprise Lending Software

Cloud Lending products enable financial institutions to achieve scale and flexibility by moving the core back office to the cloud. Why did we choose Salesforce? The results that have been achieved by our customers using applications built on the platform - three-digit growth every quarter.

Presenter: Darpan Saini, Co-Founder & CTO

Cloud Lending is an enterprise cloud lending solution provider. Our agile solutions are designed to empower lending businesses to simplify business processes, stay compliant and be future ready.

Twitter: @cloudlending 

This post is part of our live coverage of FinDEVr San Francisco 2014.

BehavioSec demoed its behavioral biometric ID authentication system.

BehavioSec Offers the Most Mature ID System that Uses Behaviour Analytics

BehavioSec presents the latest in real-time security through the ability to monitor the way users interact with their device. By monitoring the environment and interactions such as typing rhythm or mouse patterns, our technology is able to recognize if someone other than the intended user is operating the device. If a security breach is detected, additional security measures can be carried out to prevent fraud and stop identity theft.
  • Robust proven technology with more than 10 million active users in 2014
  • Scalable with more than 500 million mobile transactions processed
  • High performance with more than 20 banks using the service
  • Available now for cloud or onsite deployment
Presenter: Neil Costigan, CEO & CTO and Josefine Ahl, Development Team Leader
Leaders in frictionless behavioral user verification & authentication, BehavioSec examines how you interact with a website or mobile device to provide a frictionless layer in web fraud prevention.

Twitter: @Behaviosec

This post is part of our live coverage of FinDEVr San Francisco 2014.

CardFlight showed developers how to add POS functionality into their mobile apps.

CardFlight SDK for Mobile Payments

The CardFlight SDK allows any mobile developer to build mobile point-of-sale functionality into his or her own mobile apps. CardFlight supplies three things:
  1. Encrypted mobile card readers that fit into the audio jack of any smartphone or tablet
  2. Easy-to-integrate software development kits for iOS and Android, complete with developer-friendly documentation and support
  3. A PCI level 1 compliant payment gateway that works with all major processors/merchant accounts.
This allows developers to easily process swiped credit card payments within their own apps without the complexity of typical payment integrations. By using the CardFlight SDK, developers can fully customize their user experience and keep control of their product, while being able to integrate payment data into their other back-end systems (CRM, inventory management, analytics, and reporting, etc.)

The CardFlight SDK and gateway is compatible with merchant accounts from leading processors, including Braintree, Chase Paymentech, Global Payments, First Data, Stripe, TSYS, and Vantiv.

Presenter: Elie Toubiana, VP Engineering & Derek Webster, CEO
CardFlight is a leading provider of mobile POS technology and tools that make it easy for anyone to accept swiped (card present) payments in any mobile app with virtually any merchant account. They offer both iOS/Android mobile payment applications and software development kids (SDKs) that can be incorporated into custom applications. CardFlight's platform also includes encrypted card readers and a payment gateway that supports over 20 different processors to provide clients with complete mobile payments and mobile POS (mPOS) solutions. CardFlight won the Electronic Transactions Association's 2014 Technology Innovation Award.

Twitter: @CardFlight

This post is part of our live coverage of FinDEVr San Francisco 2014.

Intuit Partner Platform encouraged developers to take advantage of its Intuit QuickBooks Online open platform.

The Small Business Opportunity

The importance of small business to the global economy can't be denied. With 600 million small businesses worldwide, the opportunity to drive their success is huge. Reach millions of small businesses by developing for Intuit QuickBooks Online, an open platform for developers that taps into the power of QuickBooks and the cloud. With partners from Square to American Express to Vend, QuickBooks Online allows Intuit and its ecosystem to simplify the business of life for millions of small businesses.

Presenter: Avi Golan VP & GM, Intuit Partner Platform
The Intuit Partner Platform (IPP) is an open platform that enables developers to integrate with rich financial and transactional data through REST-based APIs and offers unparalleled reach to millions of small business through Intuit

Twitter: @ippdev

This post is part of our live coverage of FinDEVr San Francisco 2014.

Eshta showed the versatility of its platform, which runs everything from ATMs to service marketplaces.

Eshtapay: The Financial Swiss-Army Knife

Estapay is directly operated in Ukraine and Egypt and also used online from Dubai to France to power self-service payment kiosks, service vending machines, service marketplaces, and ATMs. With less than 6 months time to market for deployment, Eshtapay exhibits remarkable versatility and efficiency.

Presenter: Catalin Braescu, CEO
Eshta develops and operates Eshtapay as a financial platform that can act as an online payment system, e-wallet, escrow system, and self-service payment terminal back-end. Eshtapay (due to its very flexible architecture) is a Swiss-Army knife for the online banked and unbanked alike.


This post is part of our live coverage of FinDEVr San Francisco 2014.

EVO Snap* launched EVO Snap* Connect, showing how easy it is to build customized loyalty programs with its technology that  combines payment data and marketing.

DIY Offers and Rewards - Closing the Digital Loyalty Loop

Activate and deepen relationships with customers by linking consumer data with payment and marketing services to create customized loyalty programs, card-linked offers and real-time rewards at point-of-sale.

Presenters: Peter Osberg (SVP) & Darren Adelgren (VP, Product & Customer Care)
EVO Snap* is one-stop shop for application integration, merchant underwriting and international payment processing. Our developer platform provides single-integration access to omni-channel payment processing and value-added services through one API - making it easy for developers to support merchants.

Twitter: @CanYouSnap
This post is part of our live coverage of FinDEVr San Francisco 2014.

Then, Xignite presented its market data APIs.

Kick-Start Your FinTech Business with Xignite Market Data APIs

Xignite powers hundreds of breakthrough FinTech apps and platforms - touching millions of investors & finance professionals each day. Learn how Xignite can help you kick-start your FinTech business, fuel your growth, and power your success with our easy-to-integrate financial data APIs.

Presenter: Stephane DuBois (CEO & Founder) and Anand Viswanathan (Software Engineer)
Xignite is the pioneer of cloud-based market data APIs & the data provider for leading FinTech innovators Betterment, FutureAdvisor, JemStep, Motif Investing, Personal Capital, Robinhood, SigFig, Stocktwits, The Currency Cloud, Wealthfront, Yodlee and more. From end-of-day stock quotes to spot rates on currencies, our APIs cover every asset class, market and data type available and are ideal for integrating data into FinTech mobile apps, websites, and platforms. 

Twitter: @xignite
This post is a part of FinDEVr's live coverage of FinDEVr San Francisco 2014.

Next, PayPal's presentation focused on how wearables are changing the mobile payment space: 

The Future of Payment Identity

PayPal explored how new identification techniques around wearables, biometrics, and mobile are vastly changing the payment space.

Presenter: Justin Woo, Developer Evangelist
About: The PayPal / Braintree Developer program is the face of technology innovation for the companies. Using an open source technology stack foundation, we are constructing new breeds of payment platforms, API standards, and identity systems to support the next generation of disruptive technology.

Twitter: @PayPalDev

This post is part of our live coverage of FinDEVr San Francisco 2014.

MasterCard showed how developers can take advantage of its resources to build better and more capable apps.

Open for Business and Beyond - MasterCard Developer Zone

Come and discover how MasterCard has become a technology company and is sharing its resources with developers.

Presenters: Mario Shiliashki, SVP, US Emerging Payments Lead
MasterCard (NYSE: MA),, is a technology company in the global payments industry. We operate the world's fastest payments processing network, connecting consumers, financial institutions, merchants, governments, and businesses in more than 210 countries and territories. MasterCard's products and solutions make everyday commerce activities easier, more secure, and more efficient for everyone.

Twitter: @MasterCardDev
This post is part of our live coverage of FinDEVr San Francisco 2014.

TD Ameritrade Institutional shows how it encourages collaboration among advisors:

The Power of Together = Better

The open-source world seizes opportunities with new and divergent technologies. Learn how TD Ameritrade Institutional has taken a game changing approach that is not just propelling advisors forward, but is also fostering a collaborative community of third-party technology providers.

Presenter: Chris Valleley (Director, Technology Solutions)
TD Ameritrade Institutional is a leading provider of comprehensive brokerage and custody services to more than 4,500 fee-based, independent Registered Investment Advisors and their clients. Our advanced technology and personal support allow investment advisors to grow their businesses more effectively. TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC.

Twitter: @TDA4advisors

This post is part of our live coverage of FinDEVr San Francisco 2014.

Visa is showing developers how to connect their e-commerce solutions to Visa's payments network through open payment APIs and SDKs. 

The Future of Commerce

Learn how Visa is supporting the creation of new, innovative commerce solutions by enabling developers, mobile network operators, device and platform operators to easily connect to Visa's network through new open payment APIs and SDKs.

Presenters: Alan Johnson (Sr. Director, Digital Developed Markets) & M. Tad Tilahun (VP, Product Development)
Visa provides a broad array of tools, services, and resources to help developers create seamless, multi-channel payment solutions.

If you're not attending FinDEVr, see the Visa Developers blog for technical articles on some of the new Visa technology showcased at the event, including two recent articles: Getting Started with Visa Checkout and Getting Started with the Visa Checkout SDK for Android.

Twitter: @VisaDeveloper

This post is part of our live coverage of FinDEVr San Francisco 2014.

Avoka presented its platform that eases and accelerates customer onboarding.

Omni-Channel & Social Account Opening in 60 Seconds

Avoka will demonstrate omni-channel account opening through our engagement platform demonstrating:
  • Responsive & adaptive design
  • Cross-over between channels
  • Pre-fill from social profiles
  • ElectID verification
  • Separation of information capture from core systems to facilitate early cross-sell
Presenters: Derek Corcoran (Chief Experience Officer) & Howard Treisman (CTO)
Avoka is a leading customer experience management company specializing in multi-channel customer transactions. Avoka powers customer engagement applications for banking and insurance organizations worldwide, capturing and delivering business-critical transactions into back-office systems.

Twitter: @avokatech
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