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Our preview of the upcoming FinDEVr conference continues with a look at two companies whose technologies have become synonymous with payment innovation: PayPal / Braintree and  Forte Payment Systems.

If you've missed our earlier previews, check out our previous features on: Yodlee Interactive, TD Ameritrade Institutional, Visa Developers, and MasterCard Developer Zone.

Remember, FinDEVr is less than two weeks away. Get your tickets today and save your spot.




PayPalBraintreeDev_Logo
The PayPal / Braintree Developer program is the face of technology innovation for the companies. Using an open source technology stack foundation, we are constructing new breeds of payment platforms, API standards, and identity systems to support the next generation of disruptive technologies.
PayPalDeveloperHomepage
Why it's great for developers:
  • Global Payment Platform (25 currencies, 200+ markets)
  • Simple Mobile & Web SDKs, in a multitude of languages
  • Industry leaders wearable payments, identity & biometrics
Keynote: The Future of Payment Identity
In this session we are exploring how new identification techniques around wearables, biometrics, and mobile are vastly changing the payment space.

Workshop
Making Payments Fun
Whoever said payments were complicated/boring? This is a quick introduction into the world of online payments and how to make it fun and enjoyable for your customer. Whether it be on your smartphone or website, we'll show you how you can get set up and accept payments quickly.

Presenter:
Justin Woo, Developer Evangelist
Justin Woo is a Developer Evangelist at PayPal and has been programming ever since he got his first IBM XT running DOS. He loves writing mobile applications (especially hybrid-HTML5 applications) and wishes everything could be done in LISP.



ForteDevLogo
Forte Payment Systems empowers developers to build secure and innovative electronic payment solutions for all platforms whether online, at a physical POS or on the road. Able to provide the modern, robust and powerful options that large companies demand, along with the ease of use, simplicity and affordability for the smallest of operations, Forte redefines the notion of flexibility and scalability.
ForteDevHomepage
Why it's great for developers:
  • Single API to enable Credit, Debit and Electronic Check (ACH)
  • Unlimited free support and sandbox access
  • Tokenization and PCI Compliance
Keynote: Professional Payments Made Easy: Developer to Developer
Enable payments into your application with Forte's full range of enterprise-class services. Our modern and professional RESTful APIs have been implemented to simplify integrations, yet keep power and flexibility for developers to build massively scalable and distributed payment-enabled solutions.

Workshop
Forte Payment APIs - Deep Dive
This hands-on workshop is focusing on integration using Forte.js, Forte Checkout and Forte's REST-based APIs. We'll also discuss our SDKs, which make integration using today's most popular development languages and mobile OS a snap.

Presenter:
Jeff Thorness, CEO, Founder and Coder
Originally a coder, Thorness wrote the very first line of code to launch the company. With his inspired vision and thoughtful management, Forte has evolved into one of the largest privately-held payment processors in the nation.



Join us Friday for more of our FinDEVr Preview featuring Silver sponsors, Financial Apps, Avoka, Xero, Incomm, EVO Snap, Xignite, Eshtapay, and the Intuit Partner Program.
TransferWiseNewLogo2014

When we last looked at international money transfer innovator, TransferWise, the company was on the receiving end of a major investment from the likes of Sir Richard Branson, and Peter Thiel's Valar Ventures.

Today we are happy to see some of that capital put to work.

TransferWise has announced a major redesign, including a new national television ad. Taavet Hinrikus, co-founder of TransferWise, noted that part of the challenge for startups like his are a "handful of major players" who dominate retail banking in the U.K. 

TransferWiseHomepage
This forces companies like TransferWise to come up with new, innovative ways to attract customers from the brand names they've grown up with.

TransferWise_iPhone6
To this end, TransferWise's makeover comes in three parts: web, design, and mobile. The website has been streamlined to speed customer onboarding and make the interface more intuitive. And a new logo has been designed to help distinguish the company's brand from traditional money transfer organizations like banks and brokers.

But the most exciting part of the redesign are the changes on the mobile side. TransferWise is now optimized for iOS8 for iPhone 6, iPhone 6+, and the iPad. This includes what the company calls "deep integration" with the iPhone contact book.

"We believe that just being a little better isn't enough," added Hinrikus. "So we strive to offer something that's ten times easier, faster, and better than the banks to make mainstream consumers of alternative finance providers like us."

This leads us to what might be the most talked about aspect of TransferWise's redesign: the company's cheeky new TV spot. TransferWise's first national television ad humorously features a "Wolf of Wall Street" like banker walking through his offices and lightheartedly lamenting the rise of TransferWise. 

TransferWise_VideoShot
TransferWise was founded in March 2010 and is headquartered in London. The company demoed its technology at FinovateEurope 2013. See a video of their demo here.

Alumni News-- September 17, 2014

  • Finovate-F-Logo.jpgCorrection: FreeAgent surpasses 2,000 customers in a single partnership deal.
  • Insuritas customer Denali Alaskan FCU increases revenue by 22% over the past 2 years from Insuritas solutions.
  • Cortera announces Cortera Score, a predictive risk measurement that extends the Cortera Pulse service.
  • App Annie expands mobile app analytics platform with analytics for Facebook Ads.
  • InComm partners with the Virginia Department of Transportation to launch the Virginia E-ZPass Reload Card.
  • Zooz and Alipay partner to give merchants access to Chinese customers.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

btn3_ov.pngFinovateFall 2014 is next week and it's official that the event will be the largest Finovate to date! Over 1,300 tickets have already been sold and we have less than 50 remaining!

If you're interested in attending to see the future of fintech debut live on stage via our fast-paced demo-only format, please get your ticket as soon as possible to lock in your seat.

As usual, the auditorium is going to be packed a potent blend of innovative bank execs, fintech entrepreneurs, venture capitalists, press, and industry analysts. In case you're curious, below is a small sample of the great organizations already committed to attend:

  • Accenture
  • Adobe
  • American Express
  • Ameriprise
  • Bain Capital
  • Bank of America
  • Bank of Ireland
  • Bank of Montreal
  • Barclays
  • BBVA Compass
  • BlackRock
  • C1 Bank
  • Capital One
  • CIBC
  • Citi
  • Citi Ventures
  • CFPB
  • DBS Bank
  • Deliotte Consulting
  • Discover
  • Equifax
  • Everbank
  • Experian
  • Fidelity
  • FIS Global
  • Forbes
  • Fortune
  • FTV Capital
  • Gartner
  • Goldman Sachs
  • IBM
  • Intuit
  • Jack Henry
  • JP Morgan Chase
  • KPMG
  • Liberty Mutual
  • MassMutual
  • MasterCard
  • MACU
  • New York Life
  • Nordea
  • Oliver Wyman
  • Paypal
  • Polaris Partners
  • Primerica
  • PwC
  • QED Investors
  • RBC
  • Regions Bank
  • Rockland Trust
  • Route 66 Ventures
  • S&P Capital IQ
  • Santander
  • SAP
  • Saxo Bank
  • Sberbank VC
  • Scottrade
  • Silicon Valley Bank
  • SixThirty
  • Societe Generale
  • Sony
  • Swedbank
  • Tangerine Bank
  • TD Ameritrade
  • The Huffington Post
  • The Principal
  • Umpqua Bank
  • USAA
  • Venrock
  • Visa
  • Wells Fargo
  • World Bank
  • Xignite
  • Yankee Group
  • Zions Bank

We'll see you in New York in September (or in San Francisco for FinDEVr)!

FinovateFall 2014 is sponsored by: The Bancorp, CapitalSource, Financial Technology Partners, Greater St. Louis Financial Forum, Hudson Cook LLP, Life.SREDA, UK Trade & Investment, Visa, Xignite & Zions Direct

FinovateFall 2014 is partners with: Aite, ABA, Bank Innovators Council, BankersHub, Bobsguide, California Bankers Association, Canada, Celent, Filene Research Institute, Hotwire PR, Javelin Strategy, Mercator, NYPAY, Payment Week, The Paypers, SME Finance Forum, & Visible Banking

FinovateFall 2014 All Mapped Out

FinovateFallWithDateLogo

FinovateFall is generally one of our most geographically diverse events. Next week at the Hilton Midtown in NYC, we'll see companies take the stage from all over the United States.

While 10 companies are based in New York City itself, not everyone will have such an easy travel schedule to the New York Hilton Midtown, where the action begins September 23. In fact, of 72 companies debuting their newest tech, 18 companies from 10 nations are from outside of the U.S. 

Check out the map to see the full geographical array (click map to enlarge).

finovatefall14mapPRESSNEW

We are nearing a sellout, but you can still get yours today.

Interested in meeting some of these companies in person, or just seeing who else will be attending? If you're registered for the show, connect with the Finovate community:

1) Download the Bizzabo app in the Apple App Store or Google Play Store. You can also access it from the web interface.

2) Search "Finovate" and sign in using the same email address as the one you used to register for the conference. 
FF2014ButtonLogo

With FinovateFall 2014 starting a week from today, you'll have to forgive us if we've got a little New York on the brain.

But you'd have to admit that the latest roundup of the New York fintech scene's "Need to Know" from AlleyWatch couldn't be more timely.

Even better, not only does the lineup include five companies that have demoed at Finovate shows in the past, it also features a pair of alums that are presenting at the upcoming FinDEVr event in San Francisco, as well.

FinDEVr_logo
That would be CardFlight and Thinknum. Derek Webster, founder and CEO of CardFlight, and Thinknum Co-Founder Justin Zhen were two of the five alums featured in AlleyWatch's "21 People in the New York FinTech Scene You Need to Know About." CardFlight specializes in mobile POS technology that enables card-present transactions. Thinknum has designed a web-based platform that helps financial analysts leverage big data to better value companies.

Both companies will be presenting at FinDEVr at the end of the month. Bronze sponsor CardFlight will host a presentation at FinDEVr on Tuesday. Thinknum will be holding its FinDEVr workshop on Wednesday. And there's still time to get your tickets and join us for the first fintech event for developers.

Also noted in AlleyWatch's review of New York's Fintech Who's Who were Betterment Product Manager Nick Gavronsky, LearnVest founder and CEO Alexa von Tobel, and Market Prophit CEO Igor Gonta.

Betterment was a Best of Show winner at FinovateFall in 2010. LearnVest won Best of Show honors for its demo at FinovateFall 2013. And Market Prophit made its Finovate debut at FinovateSpring 2014 in San Jose.

Alumni News-- September 16, 2014

  • Finovate-F-Logo.jpgGoogle Cloud Platform profiles mCASH. Check them out at FinovateFall next week.
  • Credit Sesame wins two Stevie Awards in The 2014 American Business Awards.
  • Blackhawk Network acquires CardLab as Part of Incentives Expansion Strategy.
  • Bloomberg TV: How Check Point Stays on Cutting Edge of Cyber Security.
  • Tripwire's The State of Security takes a look at Rippleshot's ability to monitor and detect fraudulent transactions and security breaches.
  • Algomi adds Charles Teschner, Boston Consulting Group senior partner, to its board of directors.
  • Rebtel blog lists Toshl Finance among its best, free, "must-have apps" for people moving overseas.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
FinDEVr_logo

What are fintech developers up to in the newly-christened Age of Apple Pay?

Long before anyone had a clue what was going on with payments in Cupertino, fintech developers were busy at work building on many of the innovations that have already helped put financial technology in the same conversation as the latest consumer electronics gadget and the hottest trends in social media.

So it is no surprise to find these developers bringing many of the same themes that dominant tech headlines to FinDEVr: the first event for fintech developers.
FinDEV-Themes1
FinDEVr is a unique opportunity for software architects, product engineers, and other builders to meet, network with, and learn from the professionals whose technology is behind some of the most widely deployed financial goods and services in the world. 

With presentations and workshops from industry veterans ranging from Avoka to Yodlee (see the full line up here), FinDEVr is an ideal setting for developers to make key contacts, discover new tools and technologies, and jumpstart their own projects.

Coming to San Francisco's UCSF Mission Bay Conference Center, FinDEVr begins Tuesday, September 30 and continues through Wednesday, October 1. To get your tickets and save your spot, visit our registration page.

And be sure to join the FinDEVr community while you're at it. We've partnered with Bizzabo to make it even easier to find, meet, and get to know your fellow attendees before, during, and after the event.

If you've registered to attend FinDEVr, then you're set. Just download the Bizzabo app (available for both iOS and Android) and use the same email address you used to register for the conference to log in to Bizzabo. Search for "FinDEVr" and you're ready to go.

Questions? Send us an email at SanFran@FinDEVr.com.

Alumni News-- September 15, 2014

  • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgMoven CEO Brett King says Apple Pay anticipates the end of physical bank cards.
  • United Way Worldwide now accepts bitcoin courtesy of Coinbase.
  • Monitise releases fiscal year 2014 financial results; announces new strategic partnership with Santander.
  • Business Spectator looks at how Apple, Google, Lending Club, and SocietyOne are part of "banking's double disruption."
  • Allied Payment Network announces integration of FlexPay with PicturePay.
  • Feedzai teams up with Azul Systems to speed its real-time data analysis.
  • The Washington Post features Betterment and HelloWallet.
  • Millicom and Kalixa partner to offer payment acceptance services for businesses and consumers in Africa and Latin America.
  • ProfitStars introduces Gladiator Hosted Network Solutions to enable FIs to move their IT infrastructures to the cloud.
  • Rippleshot, Braintree highlighted in Chicago Tribune column as examples of local contributors to the commerce infrastructure.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

Tink Raises $4 Million in Series A Round

Thumbnail image for Thumbnail image for TinkLogo.jpg

In a round led by Sunstone Capital, Swedish personal finance management innovator Tink raised $4 million in new funding. 

The capital will help fuel the company's expansion internationally, as well as help grow the team and continue product development.

Also participating in the round was entrepreneur Sven Hagströmer, along with additional existing investors. The investment brings the company's total capital to $4.8 million.

tinkHomepage
The investment also brings Christian Lindegård Jepsen, Sunstone Capital general partner and co-founder, to Tink's board of directors, Jepsen specifically referenced the "beautiful UI" of Tink's PFM app, as well as the degree of automation, which he said would help speed adoption.

Tink CEO and founder Daniel Kjellén echoed this point, saying "the fact that Tink is fully automated and everything is presented in a feed format makes it useful even if you only have two minutes to spare."
iPhoneTink
Tink has more than 200,000 users, with the average "Tinker" being a 23 year old female who uses the app two to three times a week, according to the company. The app is available for both iOS and Android.

Based in Stockholm, Sweden, Tink demoed its technology at FinovateEurope 2014 in London, where it won Best of Show. See the company in action here.
Perhaps competition from Apple kept U.S. fintech quiet on the funding front this week. Through mid-day Friday, only 9 companies had announced fundings. But thanks to $77 million going to Chinese fintech companies, the total was an impressive $92 million, a $5 billion annual run rate! 

Then Friday afternoon it was widely reported that Square had raised another $100 million. If that's confirmed, the weekly total will be a monster $192 million. 

But the big news around our offices was the $4 million A-round by Finovate Best of Show winner Tink. Tink is a Swedish mobile PFM with a killer UI (see full post here).  

Here are the fundings in order of size from Sep 5 to Sep 12, 2014: 

Square
Mobile payment acquiring
Latest round: $100 million (at $6 billion valuation)
Total raised: $540 million ($440 million equity, $100 million debt)
Tags: Mobile, POS, acquirer, California
Source: Crunchbase

Chinese investment information provider
Latest round: $40 million
Total funding: $53 million
Tags: Investing, China
Source: Crunchbase

Chinese peer-to-peer lending startup 
Latest round: $37.2 million
Total raised: $47.2 million
Tags: Crowdfunding, P2P, lending, mortgage, SMB, China
Source: Crunchbase

Real estate investing platform
Latest round: $5.5 million
Total funding: $5.5 million
Tags: Crowdfunding, home buying, mortgage, California
Source: Crunchbase

Swedish mobile-optimized financial management
Latest round: $4 million
Total raised: $4.8 million
Tags: PFM, mobilie banking, Sweden, Finovate Best of Show
Source: Finovate

Crowdfunding platform for commercial real estate
Latest round: $3 million
Total raised: $3 million
Tags: P2P, lending, credit, mortgage, investing, California
Source: Crunchbase

Microlending in Latin America
Latest round: $1.3 million
Total funding: $1.3 million
Tags: Lending, credit, Mexico
Source: Crunchbase

Payment enabler for mobile and online commerce
Latest round: $1 million
Total funding: $40 million
Tags: Cards, mobile payments, prepaid, New York
Source: Crunchbase

For-profit startup helping fund primary research
Tags: Fund-raising, payments, philanthropy, payments, California
Latest round: $150,000
Total raised: $150,000
Source: Crunchbase

Equity crowdfunding platform
Latest round: Undisclosed
Total raised: More than $540,000
Tags: Crowdfunding, SMB, lending, Sweden
Source: Crunchbase

Alumni News-- September 12, 2014

  • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgmiiCard launches DirectID to enable verification for high value transactions online.
  • FinovateFall 2014: Meet the People in Your Fintech Neighborhood.
  • First Trade Union Bank (+$700M in assets) deploys Q2platform from Q2.
  • TSYS and iMobile3 partner to Provide Apple Pay Integration.
  • Payfone announces release of new Mobile Identity as an Experience Platform.
  • Kony wins first place at 2014 CTIA MobITs Awards.
  • Tink raises $4 million in Series A round.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
FinDEVr Logo

FinDEVr San Francisco 2014 -- our first event ever focused on fintech developers -- is less than three weeks away and we are getting very excited! 

After months of anticipation, we've announced the full presenter roster and action-packed two-day agenda. The show is going to be an incredible showcase of the tools, platforms and APIs that are being used to build the next generation of fintech innovation.

Tickets are selling quickly ahead of the early-bird ticket deadline this Friday (register now to save) and we're expecting a crowd of 400-500 innovators. 

In case you're curious, here is a small sample of the organizations that are attending:

  • American Express
  • Ameriprise Financial
  • Avoka
  • Backbase
  • BancVue
  • BehavioSec
  • BlackRock
  • Bloomberg
  • Bluefin
  • C-SAM
  • Capital One
  • Cardflight
  • CIBC
  • Cloud Lending
  • Crosslink Capital
  • Devonshire Investors
  • Diebold
  • Eshtapay
  • E*TRADE
  • EVO Snap
  • Exchange Bank
  • Experian
  • Filene
  • Financial Apps
  • Finicity
  • First Republic Bank
  • Fiserv
  • Forte Payment Systems
  • Franklin Templeton
  • GoDaddy
  • Google
  • GTE Financial
  • Incomm
  • Intuit
  • Javelin Strategy
  • LexisNexis
  • Life.SREDA
  • MACU
  • MasterCard
  • Mergermarket
  • Mifos Initiative
  • Modo
  • OnDeck
  • Paradigm4
  • PayNearMe
  • PayPal
  • PSCU
  • SF Fire CU
  • StockTwits
  • Target
  • TD Ameritrade
  • Tradier
  • USAA
  • UW Credit Union
  • VentureBeat
  • Visa
  • Wells Fargo
  • Western Union
  • Worldpay
  • Xero
  • Xignite
  • Yodlee
  • And many more!

If you and/or your technical colleagues are interested in attending to learn about the latest innovations for fintech builders, tickets are on sale at the early-bird discount of $100 off through Friday September 12th.

We'll see you there!

FinDEVr San Francisco 2014's VC sponsor is: Life.SREDA

FinDEVr San Francisco 2014 is partners with: BankersHub, BayPay Forum, California Bankers Association, fin-tech.org, Hotwire, Mercator, PaymentWeek & The Paypers

Thumbnail image for miiCardLogo.jpg

Online Identity as a Service (IDaaS) innovator miiCard announced the launch of DirectID, a technology that provides an embedded, integrated verification solution that makes it easier for financial services providers to securely and swiftly process high value transactions online.

miiCard CEO James Varga said, "DirectID allows business to unlock the incredible potential of new consumer finance offerings by eliminating fraud, meeting complex new regulatory requirements, and saving time and money."

miiCardHomepage
DirectID is a single-use sign-on that leverages the customer's bank credentials and credit bureau data to verify both identity and transaction data. What's key is the fact that DirectID provides what Varga referred to as an "all-in-one solution"  that is especially helpful for the kind of affordability and other testing often involved in high value online transactions.

And many of those high value transactions are likely to come from alternative lenders, which helps explain why Landbay and eMoneyUnion.com, a pair of P2P lenders, are among DirectID's early adopters. DirectID is available as a white label solution, as well. Read more about the technology here.
DirectIDHomePage
miiCard also announced on Thursday that the company was opening an office in St. Louis, Missouri, and appointing Peter Esparrago as President of North America. Esparrago is a former Accenture Partner, as well as Co-Founder and General Partner of venture capital firm, Cultivation Capital.

miiCard was founded in September 2011, and is headquartered in Edinburgh, Scotland. See the company's FinovateFall 2013 demo here. And get to know miiCard CEO James Varga in our Finovate Interview.

And for developers and other fans of enabling technologies like this, remember that FinDEVr less than a month away on September 30 and October 1. Find out more here.
FF2014ButtonLogo

FinovateFall 2014 is only a few weeks away. And if you are still among those who have not yet picked up your tickets, here's a reminder of the kinds of folks who have already registered to be in attendance at what promises to be our largest FinovateFall to date.

As always we'll have the Presidents, CEOs, Directors, and SVPs, the key deciders at innovators and enterprises large and small. But take a closer look below. 

Chief Creative Officers, Innovation Strategists, and Software Architects will also be on hand ... to say nothing of the managers, analysts and partners who handle everything from acquiring talent to coordinating strategy to investing capital.
FF2014TitleCloud
Lights go up at FinovateFall 2014 on Tuesday, September 23, and the conference continues through Wednesday. 72 companies. 300 minutes of high-quality networking. 500 minutes of live demos. And an audience likely to top 1,200. What's not to look forward to about FinovateFall 2014?

There's no better way to meet the people in your fintech neighborhood than being a part of FinovateFall. To pick up your tickets today, visit our registration page here. And if you've already registered, be sure to join the FinovateFall 2014 community on Bizzabo.




Alumni News-- September 11, 2014

  • Finovate-F-Logo.jpgArcher Daniels Midland deploys Tradeshift's Collaborative Workflow system.
  • Coinbase opens its doors to European customers in 13 countries.
  • Dealstruck and Lendio partner to provide capital to Jidan Cleaning.
  • Oink releases v 2.0 of its app to improve mobile shopping experience and allow users to favorite retailers.
  • LightCyber partners with Check Point Software to provide breach detection and response.
  • Stitch Labs features Xero on its list of four apps for multichannel sellers this holiday season.
  • Forex Magnates takes a look at the latest upgrades to Darwinex's trading platform.
  • Kalixa partners with Millicom to launch new payments service venture in Latin America and Africa.
  • Top Image Systems announces new subsidiary TIS Australia.
  • PYMNTS: Braintree CEO Bill Ready talks about ApplePay with MPD CEO Karen Webster.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
FinDEVr_logo

Global payments company, MasterCard, will be showing off its Developer Zone at FinDEVr in San Francisco this September 30 and October 1.

While MasterCard has a long history in fintech, it is also on the cutting edge of future technologies (as seen with its recent partnership with Apple). At FinDEVr, MasterCard will showcase APIs in its presentation and three workshops.

Early bird pricing ends this Friday, September 12 so get your ticket now to save.



MasterCardLogo

MasterCard is a technology company in the global payments industry. It operates the world's fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories.

MasterCard's products and solutions make everyday commerce activities easier, more secure and more efficient for everyone.

MasterCardDeveloperZoneHomepage

Why it's great for developers:

1) Robust, proven and secure. That's what businesses and developers need and are focused on. MasterCard provides it like no one else.

2) MasterCard offers services to address improving the shopping experience or making it safer. It is more than payment. MasterCard is a Technology Company and its expertise is a valuable tool for any developer.

3) MasterCard Developer Zone is the window into MasterCard technology. This is where it offers access to a suite of APIs, Tools and SDKs, including its popular Simplify Commerce or the digital wallet, MasterPass, sophisticated payment processing, peer-to-peer payments - all, and more, are now available, for the first time.

Keynote: Open for Business and Beyond - MasterCard Developer Zone
Come and discover how MasterCard has become a technology company and is sharing its resources with developers.

Workshops:

1) MasterCard Developer Zone: Under the Hood - Building a developer product and program

2) MasterCard Developer Zone: Selecting the right APIs and driving innovation

3) A Big Company in a Startup World (Building a global digital payment network with regions in mind)


Here are some previews you may have missed over the past few weeks:

We'll also preview the remaining 46 companies in the weeks leading up to FinDEVr, so keep a look out for those, as well.

iQuantifiLogo

It's quite common for Finovate alums to partner. It is more rare, however, for two previous Best of Show winners to work together.

That is what happened this week with iQuantifi and MoneyDesktop, two companies who will demo at the

MoneyDesktoplogo
upcoming FinovateFall show in New York. As a part of the partnership, iQuantifi will use MoneyDesktop's aggregation technology to help iQuantifi users gain an even more comprehensive view of their finances.

MDtopiQuantifi

iQuantifi, whose aim is to help users achieve their financial goals, is known for its platform that helps consumers create a holistic financial plan. Specifically, it will use MoneyDesktop's technology to help:

    • Simplify on boarding, making it easier and faster for users to pull information from all their financial accounts
    • Enhance transaction categorization
    • Make goal tracking more accurate

iQuantifi launched its platform at FinovateSpring 2012, where it won Best of Show.

MoneyDesktop, a 4-time Best of Show winner, last demonstrated at FinovateFall 2013.

Alumni News-- September 10, 2014

  • Finovate-F-Logo.jpgAmerican Banker: TSYS and Visa have announced their tokenization technology will support Apple Pay http://bit.ly/WIBIwx
  • Cachet Financial receives order from top tier credit union in the U.S. for mobile money management platform, Select Mobile Money.
  • AcceptEmail selects Worldpay to power its international e-billing solutions.
  • Trustly releases open source alternative messaging technology for FIs, BankAPI.
  • Loop co-founder and CTO George Wallner weighs in on Apple Pay in Time.com Money column.
  • Visa teams up with the National Football League to promote Visa Checkout. See Visa at FinDEVr this fall.
  • Braintree to support Apple Pay. Come see Braintree at FinDEVr this September 30 through October 1 in San Francisco.
  • Business Insider profiles Christian Lanng, Co-Founder and CEO of TradeShift.
  • Dwolla CEO and Founder Ben Milne talks about the role of Apple as a new entrant in the mobile payments industry.
    This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
    FF2014ButtonLogo

    It's hard to believe that FinovateFall 2014 is only two weeks away. And if the pre-event buzz is any indication, conference attendees and presenters alike are in store for quite a show.

    As always, our presenters are a fascinating mix of new startups and industry veterans, and the innovations they will be demonstrating on stage later this month are no less diverse and interesting.

    Take a look for yourself courtesy of our FinovateFall 2014 Theme Word Cloud. From authentication and biometrics to machine-learning algorithms and self-service banking, FinovateFall has something for everyone.

    FF2014ThemeCloud
    If you like what you see then you'll love what we've got in store for you at FinovateFall 2014. This year, FinovateFall is moving to the New York Hilton Midtown. Located on the Avenue of the Americas, our new venue is centrally located, convenient to public transportation, and fully-equipped to serve as the center of the fintech universe for two days in late September. 

    We hope to see you there! Click here to get your tickets today.
    Thumbnail image for Thumbnail image for Q2logoNew.jpg

    Ten of Heartland Financial USA's banks have implemented the online banking platform developed by Q2 Holdings according to an announcement Tuesday morning.

    The implementation of the Q2platform took place over the five months between April and August. Matt Flake, Q2 CEO and president, said, "Everyone at Heartland has an outstanding commitment to simplifying the online banking process and creating a seamless user experience for account holders."

    Q2ebankingHomepage
    A full list of the banks that have deployed the technology is below:
    • Arizona Bank & Trust
    • Dubuque Bank and Trust Company
    • Galena State Bank & Trust Co.
    • The Morrill & Janes Bank and Trust Company
    • Minnesota Bank & Trust
    • New Mexico Bank & Trust
    • Riverside Community Bank
    • Rocky Mountain Bank
    • Summit Bank & Trust
    • Wisconsin Bank & Trust
    An innovator in the field of cloud-based, virtual banking, Q2's solutions are particularly sought after by community banks, regional banks, and credit unions looking to provide new mobile and online services to their customers while keeping costs low. Q2 was recently in the news, announcing partnerships with Easy Solutions in July, and First Financial Bank in June. The company went public in March, trades under the ticker symbol "QTWO" on the New York Stock Exchange, and is currently valued at $500 million. 

    Founded in 2005 and based in Austin, Texas, Q2 demoed its Risk and Fraud Analytics technology as part of FinovateSpring 2011 in San Francisco. See the company's presentation here.

    Alumni News-- September 9, 2014

    • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgGet Connected: Join the FinovateFall 2014 Community on Bizzabo.
    • PYMNTS.com talks with TSYS executive Paul Bridgewater on the importance of tokenization in payments.
    • Nostrum Group earns spot in Sunday Times Hiscox Tech Track 100.
    • True Potential launches Investor on Android Wear smartwatches. See True Potential demo at FinovateFall 2014.
    • London Evening Standard profiles wealth management innovator, Nutmeg.
    This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

    Once again we are partnering with social networking innovator, Bizzabo to make it that much easier for you to find, meet, and network with your fellow attendees at FinovateFall 2014.

    FinovateFall 2014 will mark the third time we've turned to Bizzabo to help provide conference attendees with every opportunity to get in touch with colleagues and new acquaintances before, during, and even after the event.

    FF2014AppPostimage2
    Download Bizzabo and get connected today. Search for the app ("Bizzabo") in the Apple App Store or at Google Play. Once you've downloaded the app, search for "Finovate", sign in, and then press the green "Join the Community" bar and you're ready to go.

    If you're new to Bizzabo, you can sign up using your LinkedIn information or simply set up an account using your email address (the email address you used when registering for Finovate) and a password. Please email fall@finovate.com if you are asked for a code or have any difficulty signing in.

    What is all this Bizzabo business good for?
    • See, meet, and connect with fellow Finovate attendees
    • Learn more about the presenting companies and their presentations via the "Partners" and "Agenda" tabs, respectively
    • Get to know the backgrounds of conference speakers courtesy of LinkedIn profiles.
    You can also use Bizzabo on your laptop or PC courtesy of Bizzabo's web app - available here.

    Questions? Send us an email at fall@finovate.com and we'll be glad to help.
    ZenPayrollLogo

    For SMEs looking at the market for fintech productivity apps, the world often seems either anarchically "a la carte" or paralyzingly prix fixe.

    And while companies have come to appreciate the flexibility of having a lot of little apps doing a lot of little things, having those apps talk with each other, work with each other, can be another challenge entirely.

    I suspect this is part of the thinking behind ZenPayroll's decision to open up its API further to make it even easier for developers to ensure that their business productivity apps play well with ZenPayroll.
    ZenPayrollGenerationE
    Writing at the ZenPayroll blog, "Head of Inbound" David Cheng said, "(This) will make it dramatically easier for small businesses to compete with large, established companies."

    "We're calling this movement Generation-E," he added, "to celebrate the breed of entrepreneurs that are street smart, tech savvy, and ready to take on the world."

    As pointed out in coverage of the announcement at TechCrunch, ZenPayroll's stable of partners already includes thoroughbreds like Intuit and Xero (both Finovate alums, by the way). But the opening up of its API for a dozen companies goes a long way toward helping even more small business technology providers bring their useful benefits and HR-related tools to market courtesy of a ZenPayroll integration.
    ZenPayrollHomepage
    Quoted in the New York Times earlier this week, ZenPayroll CEO and Co-Founder Joshua Reeves spoke to this point, saying, "you have these huge product suites from monolithic business software companies. Companies like Oracle, Workday, and ADP typically serve large companies. They aren't in it for the little guy."

    Among the companies already taking advantage of the new integration are:
    • BambooHR and KinHR: human resources information systems
    • SimplyInsured and Baypoint Benefits: benefits administration
    • TSheets, WageBase/When I Work, Nimble Schedule, and Deputy: time-tracking
    • Receipt Bank: expense management
    • inDinero, Zenefits, and insynctive: back-office management
    And for developers looking to integrate with ZenPayroll, the company's developer page - including documentation of ZenPayroll's API - is available here.

    Founded in 2011 and based in San Francisco, ZenPayroll made its Finovate devout as part of the Spring conference earlier this year. See the company's live demo here

    For more from fintech's developer community, be sure to visit our FinDEVr page.

    Alumni News-- September 8, 2014

    • Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgPYMNTS.com profiles Tradeshift Co-Founder and CEO Christian Lanng.
    • ZenPayroll opens up its API to small business technology providers.
    • Silicon Republic takes a look at Trustev's "multimillion-dollar security deal" with Radio Shack.
    • Tibco announces Engage software as a service to motivate consumers with real-time and predictive personalization.
    • Kony named "Leader" by Gartner in Magic Quadrant for Mobile Application Development Platforms.
    This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

    FinovateFall 2014 Sneak Peek: Part 7

    FinovateFallWithDateLogo
    In the final FinovateFall Sneak Peek of our series, we're showcasing nine companies: eMoney Advisor, Finovera, Luxoft, Minetta Brook, P2Binvestor, SAS Games, SelfScore, Sender, and Top Image Systems

    These companies are coming to the Finovate stage in New York from all over the globe to showcase their newest fintech on September 23 and 24. Tickets are going fast; get yours here to be a part of it.

    Want to see more of what to expect at FinovateFall? Here are some companies you may have missed:


    eMoneyLogo
    With eMoney Advisor, if you're a salesman with a practice selling products, it's not for you. eMoney is built for advisors running a business based on relationships.

    Features:

      • With EMX, you'll work smarter, not harder
      • Integrations and ease of use are the future
      • eMoney's latest technology will define advisor success
    Why it's great:

    With so many enhancements, it's easy to focus on eMoney's features--but it's more important to remember the benefits: eMoney solidifies the advisor/client relationship.

    ChadeMoney
    Presenters:

    1) Chad Porche, Senior User Interface Designer  





    Kyleemoney
    2) Kyle Wharton, Director of Business Development  







    FinoveraLogo
    Finovera is transforming Online Bill Pay into holistic personal financial management with eBills and payments at its core designed for banks and credit unions.

    Features:

      • Receive, view and pay all bills - on bank site
      • Enables bill pay with credit cards - Banks get paid for offering Bill Pay
      • Great user experience - simple, convenient, attractive and mobile
    Why it's great

    Transform your bill pay from cost center into revenue center

    PurnaFinovera
    Presenters:

    1) Purna Pareek, Founder and CEO
    Pareek is a serial entrepreneur and CEO of the company. He founded Finovera to bring simplicity, efficiency and convenience to household bill and information management.

    2) Amanda Zepeda, Marketing Manager  


    LuxoftLogo
    Luxoft's Horizon is a cutting-edge data visualization framework for financial institutions. It enables executives to quickly identify and resolve problems in multiple domains such as risk and regulation.

    Features:

      • A fast and intuitive access to data
      • Ability to collaborate across roles and teams
      • Radically shortens the decision-making time
    Why it's great:

    Horizon - executive dashboards that give you back control. There is no need to hide.

    pberendtLuxoft
    Presenters:

    1) Przemek Berendt, Global Marketing Vice President
    Global Marketing Vice President at Luxoft (NYSE: LXFT) responsible for its B2B, B2E, and CSR strategies. Berendt led Luxoft's winning presentation at Finovate London 2014.


    aresufabriceimg
    2) Fabrice Aresu, Head of Business Support Group
    Aresu is Luxoft's Horizon Product Manager, focusing on Advanced Data Visualization; he worked 15 years in Finance & Risk software, at Thomson Reuters and Oracle.






    MinettaBrooklogo
    Minetta Brook's KNEWSAPP allows trading and investment professionals to take advantage of news related market inefficiencies by surfacing tickers, topics, and stories that are currently developing in the news.

    Features:

      • Track news, blog & tweet VELOCITY around your portfolio tickers, in real-time
      • Use its linguistics based STORY SCORES to prioritize what you read
      • Get to key active topics quickly, with STORY DNA

    Why it's great:

    Track news, blog and twitter stories as they develop, well before they become headlines.

    MinettaBrook1
    Presenters:

    1) DB (Deepak) Bharadwaj, Founder & CEO
    Technology pioneer at Microsoft & Sun. Built and ran multiple multi-hundred million dollar businesses. Over 20 years of technology expertise with specialty in operations & turnarounds.


    MinettaBrook2
    2) Viplav Nigam, Head of Engineering
    Built & ran NASDAQ's trading system. Developed ultra low latency news feeds for trading at RTT News. Over 20 years of financial technology experience.





    P2BinvestorLogo
    P2Binvestor (P2Bi) is a crowdlending platform for receivables-backed working capital that is supported by a crowd of accredited investors.

    Features:

      • Integrates with QuickBooks Online (API sync)
      • Streamlines the online application and lending process
      • Facilitates better account management and underwriting
    Why it's great:

    P2Binvestor makes it really easy for borrowers to apply, get funded, and grow their credit line as their business evolves. Up to $5MM available.

    kristaMorganp2bi
    Pressenters:

    1) G. Krista Morgan, President and Cofounder
    Morgan has an extensive background in digital marketing and account leadership for blue-chip brands at some of London's top interactive agencies. COO for P2Binvestor since 2012.


    claymcilrathp2bi
    2) Clay McIlrath, CTO
    McIlrath is a seasoned technologist with more than a decade of experience developing software applications and working with start-up companies. 




    SASGamesLogo
    SAS Games' TiViTz College $avings Game-a-thon is a fully automated, easy-to-use, market-disrupting, patent-pending, activity-based fundraising tool for children's college savings.

    Features:

      • Complements existing financial savings vehicles
      • Creates new college savings accounts and relationships
      • Enhances CRA outreach and provides a marketing tool for consumer and business banking 
    Why it's great:

    The Game-a-thon provides families a solution to afford higher education by significantly increasing children's savings, while improving their math skills and financial literacy.

    SASiobhanmullen
    Presenting:

    1) Siobhan Mullen, CEO
    Former aerospace executive and Special Adviser to the NASA Administrator, experienced high-tech entrepreneur in launch services, satellite communications and data distribution.


    SASstevescully
    2) Steve Scully, President
    Serial entrepreneur and investor with a focus on children's education through games, inventor of the TiViTz educational games and tournaments.




    SelfScorelogo
    SelfScore is a disruptive consumer analytics solution that supplements FICO scores and informs a wide array of data-driven decisions.

    Features:

      • SelfScore measures consumers in better ways using more information
      • Online profiles, phone data, and questions inform the score
      • Providing insights to users and contextual information to businesses
    Why it's great:

    SelfScore uses a proprietary algorithm to attain a more timely and accurate picture of consumer behaviors that benefit both consumers and businesses.

    KalpeshScore
    Presenters:

    1) Kalpesh Kapadia, Co-Founder and Chief Executive Officer
    Kapadia's professional career in finance and technology spans 20 years. Before co-founding SelfScore, managed Equanum Capital, a technology fund, from 2007 to 2012 and was the WSJ #1 Analyst in 2005.


    MichaelSelfScore
    2) Michael Hallinan, Co-Founder and Chief Product Officer
    Hallinan's professional career spans more than 12 years of strategic innovation. Before co-founding SelfScore, he worked at U.S. CyberCommand and consulted Wall St. firms while at Booz Allen Hamilton.




    SenderLogoNew
    Sender is the first messenger for businesses, enabling direct chat communication with customers. Sender - like Google's Search Bar with endless possibilities. Sender - the last and only app.

    Features:

    • Creates 2-way communication of business with customers like in usual chat
    • Provides possibility for businesses to create business processes without developers and endless software\Apps updates
    Why it's great

    People communicate with each other via chats with similar interfaces. Businesses communicate with people via apps with various unique interfaces and user experiences. 

    SenderK


    Presenters
    :

    1) Kristina Chaiykovskaya, Department Head of E-business in PrivatBank





    Sender2
    2) Maria Gurina, Liqpay Business Development Manager at PrivatBank 






    Sender3
    3) Egor Avetisov, Creative director at Sender 









    TopImageSystemsLogo
    Top Image Systems' next-generation mobile image capture and processing solutions, like GlassCapture, are designed to make account opening, bill payment and other mobile-initiated process simple and fun!

    Features:

      • Optimal user experience leads to customer loyalty
      • Upfront validation ensures the image is correct 
      • Perfect image capture enables straight-through processing in the backend
    Why it's great:

    FIs that establish a reputation for mobile innovation are likely to benefit in the future from greater market share and more loyal customers.
    September is often a busy month in financial services. And it looks like 2014 is no exception. During the first week of September, 19 fintech firms attracted $269 million in new funding. Even if you exclude the $110 million to alt-biz lender Strategic Funding Source, it was still a huge week, despite the short week caused by the USA holiday Monday. 

    Here's your scorecard ranked by size of funding (Aug 30 through Sep 5, 2014):

    Strategic Funding Source
    Small business financing using advanced technology
    Latest round: $110 million
    Total raised: Unknown
    Tags: SMB, lending, credit, New York
    Source: Crunchbase

    IEX
    Alternative mutual funding trading platform
    Latest round: $75 million
    Total raised: $101 million
    Tags: Investing, trading, exchange, New York
    Source: Crunchbase

    Real-estate marketing and CRM solution
    Latest round: $20.1 million
    Tags: Home buying, sales, marketing, mortgage, South Carolina
    Source: Crunchbase

    Insurance automation technology
    Latest round: $16.7 million
    Total raised: $16.7 million
    Tags: Insurance, distribution, sales, mobile, California
    Source: FT Partners

    SyndicateRoom
    Equity crowdfunding platform
    Latest round: $16.6 million
    Total raised: $16.6 million
    Tags: Crowdfunding, SMB, UK
    Source: Crunchbase

    Prepaid card in India
    Latest round: $15 million
    Total raised: Unknown
    Tags: Prepaid, debit card, India
    Source: Crunchbase

    Technology for distributing shareholder and other investor information
    Latest round: $7 million
    Total raised: $7 million
    Tags: Investing, proxies, communications, New York
    Source: Crunchbase

    Wecash
    Chinese big data technology for loan underwriting
    Latest round: $6.5 million
    Total raised: 
    Tags: Big data, underwriting, credit score, China
    Source: FT Partners

    Health care billing and payments technology (aka VisitPay.com)
    Latest round: $5 million
    Total raised: $7.1 million
    Tags: Payments, medical, Idaho
    Source: VentureBeat

    Automating private placements (Fundroom.com)
    Latest round: $1 million
    Total raised: $4 million
    Tags: Investing, marketplace, private placements, equity, Virginia
    Source: SEC

    Manages receivables for healthcare providers
    Latest round: $358,000
    Total raised: Unknown
    Tags: Billpay, accounting, SMB, healthcare, California
    Source: SEC

    Home search technology
    Latest round: $275,000
    Total raised: $275,000
    Tags: Real estate, mortgage, Texas
    Source: Crunchbase

    Russian mobile-optimized bank
    Latest round: $46,000
    Total raised: $446,000
    Tags: Near bank, mobile, Russia, Finovate alum (FF13)
    Source: Crunchbase

    Mobile identity and fraud protection
    Latest round: $46,000
    Total raised: $1.8 million
    Tags: Security, authentication, mobile, MasterCard accelerator, Finland
    Source: Crunchbase

    Mobile identity and fraud protection
    Latest round: $46,000
    Total raised: Unknown
    Tags: Security, authentication, mobile, MasterCard accelerator, Ireland
    Source: Crunchbase

    ZenCard
    Mobile loyalty with bank integrations
    Latest round: $46,000
    Total raised: $46,000
    Tags: Mobile, loyalty, cards, MasterCard accelerator, Poland
    Source: Crunchbase

    Indian mobile payments company
    Latest round: Undisclosed
    Total raised: At least $2.2 million
    Tags: Payments, mobile, India
    Source: FT Partners

    Technology to underwrite credit using mobile phone behavior
    Latest round: Unknown (series B)
    Total raised: More than $1.5 million
    Tags: Credit, lending, underbanked, mobile, underwriting, Massachusetts 
    Source: FT Partners

    Asian payments gateway
    Latest round: Undisclosed
    Total raised: Undisclosed
    Tags: Payments, Singapore
    Source: Crunchbase

    Russian credit assessments for microfinance applications
    Latest round: Undisclosed
    Total raised: Undisclosed
    Tags: Credit, underwriting, microfinance, Russia
    Source: Crunchbase
    InnotribeLogo

    With more than 280 companies applying, and 47 companies selected to compete, the Innotribe Startup Challenge is down to the top 15 companies that will move on to the Grand Finale. And six of the companies to advance are Finovate alums.

    Sibos
    The Innotribe Startup Challenge is part of Sibos, the conference held by SWIFT each year. The goal of the Challenge is to help what the contest categorizes as "startups" and "innovators" get access and exposure to the broader fintech community. Events are held in London, Singapore, and New York during which competing companies pitch their innovations to industry experts and fintech investors. 

    The Grand Finale will be held on October 1 at Sibos. The winning companies - one "early stage startup" and one "growth-stage innovator" - will receive a prize of $50,000 USD.

    The six Finovate alums among the finalists are below.

    Thumbnail image for AMPLogoHiRes.jpg
    "Innovator"
    Founded: 2009
    HQ: Hong Kong, China

    Thumbnail image for currencytransferLogoNew.jpg
    "Startup"
    Founded: 2013
    HQ: London, UK

    Thumbnail image for fastcashlogo.jpg
    "Innovator"
    Founded: 2012
    HQ: Singapore

    "Startup"
    Founded: 2012
    HQ: Seattle, WA

    Thumbnail image for MambuLogo.jpg
    "Innovator"
    Founded: 2011
    HQ: Berlin, Germany

    Thumbnail image for Thumbnail image for Thumbnail image for Wallaby_logo.jpg
    "Innovator"
    Founded: 2011
    HQ: Pasadena, CA


    Said Fabian Vendenreydt, Head of Markets Management, Innotribe and the SWIFT Institute at SWIFT said "Since it started in 2011, the Innotribe Startup Challenge has provided a huge opportunity to our community to understand and support this innovation." 

    For more information about the Innotribe's Startup Challenge, visit their page here.

    Alumni News-- September 5, 2014

    • Finovate-F-Logo.jpgCachet Financial Solutions will deploy its Select Business RDC merchant solution for leading regional bank.
    • Lending Club opens to investors in Vermont.
    • Forbes talks with Simple CEO Josh Reich on how a bank can be a brand you love.
    • MasterCard provides payment services for Basware Pay, an automated supply chain finance system. See MasterCard at FinDEVr in San Francisco.
    • Fenergo announces expansion into Asia-Pacific region.
    • Trustev to deploy its anti-fraud technology in RadioShack stores and online.
    • Courtesy of Nasdaq.com, NerdWallet features Prosper and Lending Club in its look at the rise of P2P lending.
    This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

    FinovateFall 2014 Sneak Peek: Part 6

    FinovateFallWithDateLogo

    You know you're looking at the biggest FinovateFall ever when you're six posts deep into our Sneak Peek series and we're still not done.

    Before we introduce you to the next batch demoing in New York later this month, here's a quick guide to those we've already covered. Remember, there's still plenty of time to get your ticket to FinovateFall 2014 and see all this fintech talent yourself.

    This week, our six innovators are MasterCard, Matchi, Misys, Silanis, Sr. Pago, and WingCash. Enjoy!



    MasterCardLogo
    MasterCard's Pay with Rewards gives MasterCard cardholders the ability to redeem their rewards for purchases at millions of eligible MasterCard locations worldwide.

    Features:

      • Differentiate rewards programs at the Point of Interaction
      • Accepted at millions of locations with no changes to the POS
      • Provides cardholder flexibility and choice
    Why it's great:

    MasterCard connects consumers, FIs, merchants, governments, and businesses worldwide, enabling them to use electronic forms of payment, and now ... rewards points.

    Presenters:

    KyleClarkMasterCard
    Kyle Clark, VP Product Development, MasterCard Loyalty

    Clark focuses on simplifying and enhancing the consumer rewards experience. He is currently the Pay with Rewards product owner.




    ChrisGuineyMasterCard
    Chris Guiney, VP Product Development, MasterCard Loyalty

    Guiney leads a team of professionals dedicated to bringing the power of targeted loyalty services to clients and consumers worldwide. He is the platform owner of the MasterCard Rewards System.




    MatchiLogo
    Matchi is a global innovation matchmaking platform that enables innovators to showcase market-ready solutions, and for banks to source these innovations from anywhere in the world.

    Features:

      • All logged innovations are market-ready at least at prototype phase
      • Offers banks a curated shortlist of solutions aligned to their strategies
      • Sponsor Banks can connect & collaborate
    Why it's great:

    It brings innovators and banks together to drive banking forward and increase ROI for both parties.

    Presenters:

    WarrenBondMatchi
    Warren Bond, Co-founder

    Bond is Co-founder of Luminous and has - as its CEO - steered this firebrand to deliver a number of innovations that contributed to FNB winning the title of most innovative bank in the world in 2012.



    DavidMilliganMatchi
    David Milligan, CEO

    Milligan has an extensive background in innovation management within banking, as well as strategy consulting. He is passionate about "bringing new ideas to the discipline of the market."





    MisysLogo
    Misys brings disruptive digital innovation to 2,000 financial services customers worldwide - making banking "frustration-free" for consumers.

    Features:

      • Ultra-target sales campaigns
      • Slick user experience
      • Generate new revenues through digital channels
    Why it's great:

    Turbo-charge your new sales by turning digital channels into your most successful sales channel. Be more relevant to your customers.

    Presenters:

    JozsefNyiriMisys
    József Nyiri, Director of Innovation, Digital Channels LABS

    My goal is to make us, everyday people less frustrated when we manage money, use financial services, and plan our future.






    TamasGrunzweigMisys
    Tamás Grünzweig, VP Head of Innovation, Digital Channels LABS

    Work hard. Have fun. Make history.







    20131206-e-SignLive-logo-screen
    Businesses choose eSignLive by Silanis when e-signatures matter. With e-SignLive's Use Your Own Device capability, banks can now use the customer's smartphone/tablet to capture hand-scripted e-signature.

    Features:

      • Individual and joint remote account opening
      • No need to visit the branch just to sign - eliminates costly in-branch hardware
      • Make e-transactions more secure and personal
    Why it's great:

    No app, no special hardware. Make on boarding convenient and secure with any smartphone. A remote, personalized digital experience makes your bank easier to work with.

    Presenters:

    TommyPetrogiannisSilanis
    Tommy Petrogiannis, CEO and Co-founder

    Petrogiannis co-founded Silanis in 1992. As CEO, he is responsible for strategy, vision, and keeping the company focused on delivering the best possible customer experience.





    TJWitteSilanis
    TJ Witte, Senior Technical Consultant

    Witte has been implementing enterprise software for 10+ years. As Senior Technical Consultant, he is involved in many banking deployments, and focused on mobile signing.





    SrPagoLogo
    Sr. Pago is a payment system providing a debit card, card reader and app, and is revolutionizing the cash-based financial ecosystem upon which 70% of Mexicans rely.

    Features:

      • First time a MasterCard can be replenished with a card reader
      • Enables payments and spending without a bank account
      • Processes magnetic strip and chip-based cards
    Why it's great:

    Sr. Pago is revolutionizing the informal cash-based financial ecosystem in Mexico.

    Presenter:

    PabloVargasSrPago
    Pablo Gonzalez Vargas, Co-founder and CEO

    Prior to Sr. Pago, Vargas founded a successful marketing agency, IF Marketing Atelier. He also founded EXA Radio and TV, one of the most important media chains for youth in Latin America.





    WingCashLogo
    WingCash says Cash is not weight, it's wings. Cash securely delivered by WingCash to your wallet in the cloud for your convenience anytime, anywhere.

    Features:

      • Safely and securely stored in the cloud
      • Conveniently accessible by you anytime, anywhere
      • Cash you hold, you control, and only you spend
    Why it's great:

    Because life is better with cash, WingCash securely delivers cash to your cloud-based wallet anytime, anywhere. Hold on to cash, it is our future.

    Presenter:

    BradleyWilkesWingCash
    Bradley Wilkes, Founder & President/CEO

    Wilkes is the Founder of WingCash, He also founded ProPay, a subsidiary of Total Systems Services (NYSE: TSS). He's been awarded 6 payment-related patents. He received both an MBA/TM and BS degrees.






    SteveCurtisWingCash
    Steve Curtis, VP Director of Sales/Marketing

    Curtis is an accomplished leader in the mobile payment industry. He is a solutions-driven sales professional with 14+ years of experience successfully delivered a wide array of financial solutions.




    Be sure to check out our next Sneak Peek preview on Tuesday for more from the innovators of FinovateFall 2014
    Thumbnail image for ondeck_logo_new.jpg

    OnDeck announced today that Jane J. Thompson, former head of Wal-Mart Financial Services, will join the board of directors of OnDeck.

    JaneJThompson
    "I have dedicated my career to driving growth for a variety of companies across the financial services industry, with a particular focus on those underserved by traditional options," Thompson said.

    Noah Breslow, OnDeck CEO, added, "Her expertise and leadership will help guide our growth across our marketing, product innovation, risk management, and customer services efforts."

    Thompson currently serves as the CEO of Jane J. Thompson Financial Services LLC, a management-consultant firm. Before serving as president of Financial Services at Wal-Mart, Thompson led the Sears Credit, Sears Home Services, and Sears Online groups within Sears.
    OnDeckHomepage
    Thompson is also director at Navient Corporation, a loan management, loan servicing, and asset recovery firm, VeriFone Systems, and The Fresh Market. An advisor to the Consumer Financial Protection Bureau (CFPB), Thompson was named Innovator of the Year, and one of the 25 Most Powerful Women in Finance by American Banker Magazine.

    Jane J. Thompson's joining of the OnDeck board comes as the company moves closer to an initial public offering.
    Thumbnail image for Thumbnail image for Wallaby_logo.jpg

    How about real-time credit card recommendations right at your fingertips?

    Or at least around your wrist - Wallaby Financial announced today that it is introducing Wallaby for Android Wear. Following on the heels of Wallaby's deployment for Samsung Gear 2, today's news further establishes Wallaby as a leader in bringing financial services apps to the wearable devices market.

    WallabyHomepage
    Matthew Goldman, Wallaby Founder and CEO, said that the emphasis on wearables is designed to help give consumers the information and services they want "in the context of their daily lives." Goldman said, "each successive wearable device launch allows us to further enhance the capabilities we provide instantaneously and conveniently to our customers."

    Wallaby for Android Wear operates on a number of Android devices, including Moto 360 and LG G. The app is free for anyone with a Wallaby account and, when launched, uses geolocation and its own proprietary database of more than 2,000 credit card profiles to help users see and select the best credit card to use in a given transaction. 

    Check out the app for yourself here.
    AndroidWearHomepage
    Wearable technology remains on the cusp of acceptance. Writing in Wednesday's The New York Times Fashion & Style section, one author suggested referring to wearables not as "wearable tech" but "ugly tech." At the same time, the Times feature notes the fact that companies like Apple are moving closer and closer to a potential wearable of its own (an "iWatch" for example) suggests that the field could be "on the precipice of change."

    After al, the author says, "if anyone can change the perception of wearables and ugliness, it's definitely Apple."

    And it is also a definite that Apple won't be alone. With the Android user base continuing to grow worldwide, opportunities for collaborations between hardware innovators (like Samsung) as well as software innovators (like Wallaby Financial) are likely to remain robust. One of the most interesting things about wearables is how they encourage innovation when it comes to inputs. For example, Wallaby for Android Wear features the ability to use voice commands for certain key functions - a key attribute given the form factor of many, if not most, wearable devices.

    Wallaby was founded in 2011, and is headquartered in Pasadena, California. The company was last on the Finovate stage for FinovateSpring last year in San Francisco.

    Alumni News-- September 4, 2014

    • Finovate-F-Logo.jpgThreatMetrix to provide location-detecting solution help institutions meet the Treasury Office's international business regulations.
    • LifeHacker: ReadyForZero tracks your debt and helps manage your credit score.
    • Graphic Packaging Holding selects Taulia to provide its Business Exchange program to optimize the organization's payables process.
    • BiometricUpdate.com features BehavioSec. Come see its presentation at FinDEVr.
    • Jane J. Thompson joins OnDeck Board of Directors.
    • Wallaby Financial launches Android Wear app.
    • PayPal extends fingerprint authentication to Samsung Note 4 and Gear S.
    • EverBank partners with FIS to bring PeoplePay to its banking customers.
    • Forbes.com features Check among three nightmare-reducing money disruptors.
    This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

    FinDEVr Preview: Visa Developers

    FinDEVr_logo

    Over two days at UCSF Mission Bay Conference Center in San Francisco, FinDEVr will provide developers, architects, engineers, and other builders with a unique opportunity to meet and network with some of the biggest names in fintech software development.

    Our FinDEVr Preview has already introduced you to some of these companies, innovators like Yodlee Interactive and TD Ameritrade Institutional. Today, we introduce you to one more: Visa and its Developers program. 

    Like many companies known primarily for their vast experience as a financial services provider, Visa is also a major innovator when it comes to technological innovations for financial institutions and their customers.

    Remember, early bird pricing for FinDEVr ends next week. Lock in your savings and get your tickets today.



    VisaLogo
    The Visa Developers program provides a broad array of tools, services, and resources from both Visa and its subsidiary brands to help developers create seamless, multi-channel payment solutions.

    Keynote: The Future of Commerce
    Learn how Visa is supporting the creation of new, innovative commerce solutions by enabling developers, mobile network operators, device and platform operators to easily connect to Visa's network through new open payment APIs and SDKs.

    Workshops

    1) Visa Checkout API-less Web Integration
    Implement your own instance of Visa Checkout on a website and get started with the Sandbox, adding requirement elements to a cart page, receiving/decrypting a payload, and updating with a pixel. Learn how simple it is to implement Visa Checkout on a website without making a single API call.
    VisaCheckout2
    2) Visa Checkout Android SDK Integration
    In this session we'll show you how to add Visa Checkout support to your app using our Android SDK. Learn how easy it is to configure your app for Visa Checkout, as well as get a payload and perform an update via our API.
    VisaCheckoutHomepage
    3) Visa Checkout Provisioning Integration for Financial Institutions
    Learn how to implement the Visa Checkout Provisioning interface on your site to streamline the provisioning of Visa Checkout accounts for your customers. We're discussing light and heavy integration options. See how simple it is to help your customers create Visa Checkout accounts on your site.

    Presenters
    Raj Sundaresan, SVP, Digital & Mobile Products

    Michael Blanton, Senior Director, Visa Digital Integration

    Alan Johnson, Senior Director, Digital Developed Markets

    Mark Legere, Senior Integration Architect, Visa Digital

    Dipti Bele, Integration Architect, Visa Digital



    Join us next week for our FinDEVr Preview featuring MasterCard Developer Zone. To read our earlier previews, check out our introductions to Yodlee Interactive and TD Ameritrade Institutional.

    BioCatch Mobile Emerges from Beta

    biocatch_logo

    From iCloud to Home Depot, is anybody else looking for some good news when it comes to digital security?

    Fortunately, BioCatch - who will be making its FinovateFall 2014 debut later this month - is punching through the "Who Got Hacked?" gloom with news that its mobile security technology is now out of beta.

    BioCatch CEO Benny Rosenbaum highlighted two features he thinks will help separate BioCatch Mobile from the rest of the multi-authenticating pack. "What makes our solution so unique is the fact that it's completely transparent, works behind the scenes, and yet is far more secure than traditional two-factor authentication, " he said.
    BioCatchHomepage1
    How so? BioCatch specializes in cognitive biometrics. Cognitive biometrics provides for a greater range of inputs than many multi-factor authentication schemes. For example, BioCatch not only creates a unique signature based on physical factors such as left or right-handedness, but also factors in device interaction patterns, geolocation, and more.

    The goal is to help identify many of the more common security breaches experienced by FIs and their customs. These include account takeover and malware threats, as well as identifying the presence of "jailbroken" devices. The trick, said Rosenbaum, is to allow banks to "add new functionality without admitting new fraud or creating new friction."
    BioCatchHomepage2
    Founded in 2011 and headquartered in Boston, BioCatch was recognized last December by Aite Group as an "emerging player in biometric authentication." And Gartner called BioCatch a "Cool Vendor in Security" as recently as April 2013. The company announced that it had raised $10 million in new funding in June, courtesy of investments from Blumberg Capital and OurCrowd, as well as existing investors.
    Fidelity National Information Services
    Banking and payment technologies giant, FIS, announced today it has signed an agreement to acquire payment technology company, Clear2Pay for $493 million (€375 million).

    Once the acquisition is complete, FIS will augment its global payment services with Clear2Pay's technology. The Fortune 500 financial services provider anticipates that the new technology will give its larger customers a set of modern payments solutions.
    FISHomepage
    Here are some quick facts on the two parties:

    FIS
      • Founded 1968
      • Went public in 2001
      • Headquartered in Jacksonville, FL
      • 39,000 employees
      • Serves 14,000+ institutions in 110+ countries 
    Clear2Pay
      • Founded 2001
      • Privately held company. Has raised $127 million 
      • Headquartered in Brussels, Belgium
      • 1,200 employees
      • Counts 40 of the 50 largest global financial institutions as clients
    The pending acquisition, which is subject to regulatory approval and contractual closing conditions, is expected to close in the fourth quarter.

    FIS last demonstrated at FinovateSpring 2013 where it debuted its mobile wallet solution.
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