Finovate - Conferences Showcasing the Future of Financial & Banking Technology
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This post is part of our live coverage of FinDEVr San Francisco 2014.

Prudena showed how it uses existing APIs to develop its own analysis tools:

Prudena: Automating Financial Statement Analysis
Charlie Strout founded Prudena when - after graduating from Columbia Business School - he decided performing fundamental equity analysis was too labor intensive. The presentation discusses how he was able to leverage existing APIs to develop Prudena's analysis tools and publish his own API.

Presenter: Charlie Strout 
Prudena is a subscription-based online community and web-based toolkit dedicated to assisting value investors with financial analysis. By taking advantage of Prudena's automated financial statement analysis tools, investors reduce the time it takes to perform high-quality fundamental research.


This post is part of our live coverage of FinDEVr San Francisco 2014.

Thinknum presented its platform for financial analysts.

Thinknum: A Powerful Web Platform for Financial Analysis

Learn about Thinknum, the web platform that is changing the way that financial analysts work. Find our more about our unique data and technology that enhances the financial research process.

Presenter: Justin Zhen, Co-Founder
Thinknum is a powerful web platform to value companies. Thinknum leverages the web's resources in data and technology for financial analysts to host their financial models on the cloud.

Twitter: @thinknum

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Kiind showed how developers can use its platform to create personalized gift cards and custom rewards.

Making Gifting Easy

We'll touch on Kiind's API and where it is headed as well as our marketplace.

Presenter: Leif Baradoy, CEO & Founder
Kiind helps businesses reward their employees and customers with gift cards. With Kiind, you can easily send personalized offers to multiple contacts, and Kiind's technology allows you to defer when you pay for rewards and gifts, thereby saving you money.

Twitter: @kiind

This post is part of our live coverage of FinDEVr San Francisco 2014.

Sekur Me presented its approach to security that leverages smartphones as authentication devices.

Want to be secure: Eliminate passwords!

If you don't have a password, it cannot be stolen. See a live demo of a patented disruptive technology taking security to the next level, while making login safer and simpler. And see how it can be used to secure payments and reduce shopping cart abandonment for eCommerce and mCommerce.

Presenter: Jack Bicer, CEO
About: eliminates user IDs and passwords securely by turning your phone into your digital identity. It also brings the convenience of Single-Click eCommerce purchases to smartphones, where tiny keyboards make it hard to type. Checkout and pay in 9 seconds.

Twitter: @sekurme

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GreenAddressIT showed how developers can make their bitcoin wallets more secure.

GreenAddress: Instant and Secure Bitcoin

The presentation is introducing bitcoin's multisignature features. These features allow users to radically improve the security of bitcoin wallets, as well as create new services like instant confirmation allowing for faster arbitration between exchanges.

Presenter: Lawrence Nahum, CEO & Founder
GreenAddress is a leader in securing bit coins and providing instant clearing confirmations. It supports desktop, mobile, and web apps and offers a very featureful and secure wallet as well as APIs to enable third party developers.

Twitter: @greenaddress

This post is part of our live coverage of FinDEVr San Francisco 2014.

PayStand introduces its multi-payment network to help build e-commerce applications.

Comparing the Strengths and Weaknesses of Different Payment Types

Card Networks (Visa/MasterCard/Amex), eCheck (ACH/Bank Network/Check21), and Digital Currency (Bitcoin/Ripple/Altcoins) all have unique advantages and disadvantages. Explore the different use cases of why each are valuable and learn how to use PayStand's unique multi-payment network technology to build the next generation of commerce applications.

Presenter: Jeremy Almond, CEO
PayStand is a next-generation payment solution enabling no fee transactions online. By offering payments as a service, PayStand is revolutionizing commerce. One low monthly subscription allows organizations to accept eCash (Bitcoin), eCheck, & credit cards through PayStand's all-in-one solution.

Twitter: @paystand
This post is part of our live coverage of FinDEVr San Francisco 2014.

Bionym showed use cases of how Nymi Band can be used in fintech:

Here I Am: Revolutionizing FI and Banking Experiences with Persistent Identity and the Nymi

Balaji is presenting the Nymi Persistent Identity vision and User flow and will review the key aspects of the SDK and Developer offering. In addition, he will propose and inspire discussion on select use cases in FinTech where the Nymi can improve engagement, security and customer satisfaction.

Presenter: Balaji Gopalan, Director of Platform
Toronto-based Bionym is a team of experts in cryptography, biometrics and security. Our first product is the Nymi, a wearable device that enables the user to authenticate once via unique cardiac rhythm and securely and seamlessly assert Persistent Identity to any system.

Twitter: @nymiband
This post is part of our live coverage of FinDEVr San Francisco 2014.

Morpheus Aiolos described how its API for banking works:

API for Banking
Our API standardizes the way an application can extract information from any bank account. We're describing how it works, with some examples.

Presenter: David Lozano
We are a company based in Spain that has developed financial software since 2012. We have two featured products: an API to extract bank transactions and a clone of Mint, which uses the API.

This post is part of our live coverage of FinDEVr San Francisco 2014.

BCL Technologies showcased its Financial Data Extraction API:

Unlocking Financial Text

Explore the different use cases for BCL's Financial Data Extraction API's for unstructured text, to generate structured data Triplets.

Presenters: Bob Krumwiede, Director of Bus. Dev. and Hassan Alam, CEO & CTO
BCL Technologies develops API's for Financial Text Extraction that unlock Big Data in unstructured documents and websites, enabling FinTech Developers to easily extract structured Financial Triplets from any source.


This post is part of our live coverage of FinDEVr San Francisco 2014.

CrowdCurity demonstrated its white hat hacker service to promote better, more secure apps.

How to Invite Hacker to Your Website

Too many websites are being exploited, and we need to rethink web security. The best way to stay secure and ahead of the bad guys is to invite good white-hat hackers to test your security. We have made it easy to connect businesses to a crowd of security researchers.

Presenter: Jacob Hansen, CEO
CrowdCurity is a web security marketplace. We connect businesses with security testers. We do bug bounty programs as-a-service. Bitcoin First.

Twitter: @crowdcurity
This post is part of our live coverage of FinDEVr San Francisco 2014.

SimplyTapp stepped up to show off how it uses Host Card Emulation:

Host Card Emulation
Overview of SimplyTapp's HCE solution and offering.

Presenter: Doug Yeager
HCE (host card emulation) experts and providers.

Twitter: @SimplyTappNews

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Trulioo introduced its Global Gateway to speed ID verification.

Trulioo's Global Gateway

Demonstrating how Trulioo's Global Gateway verifies a consumer's identity within a single, unique portal. We will input a person's first name, last name, date of birth, and address to show how Trulioo verifies these attributes from our 130+ data sources.

Presenter: Anatoly Kvitnitsky, Director of Corporate Development
Trulioo is a global ID verification conpany focused on building trust online, best privacy practices, and financial inclusion. As the pioneer in cyber identity verification, Trulioo's new Global Gateway product enables businesses to perform instant ID Verification for 3 billion people in over 30 countries.

Twitter: @trulioo
This post is part of our live coverage of FinDEVr San Francisco 2014.

The TxPUSH Initiative presented its technology for securing and improving the delivery of financial transaction data.

Aggregation 2.0 - TxPUSH and the Evented Financial Web

TxPUSH technology is focused on aligning app user experience and FinTech industry players around the Evented Financial Web. The TxPUSH technology will improve the security model of the existing account aggregation ecosystem and promote the delivery of real-time financial transaction data to account holders in the apps they choose.

Presenter: Nick Thomas, President & Co-Founder
TxPUSH is a global industry group tasked with overseeing the development of TxPUSH technology. The group is dedicated to making real-time financial account events available to any third party app while improving login credential security.


This post is part of our live coverage of FinDEVr San Francisco 2014.

Knox Payments demoed its technology that leverages ACH rails to make transactions cheaper for merchants.

ACH That Doesn't Suck: No Account and Routing Numbers Needed

Developing ACH processing the traditional way is horrible. Your users don't know their account and routing numbers and you don't know if they actually have the money. Knox has solved these problems with the ease of just logging into your online banking, making ACH cheaper, safer, and easier.

Presenter: Tommy Nicholas, Co-Founder
Knox allows people to make ACH payments using only their online banking login information, providing the cheapest, safest, and easiest way to accept payments.

Twitter: @knoxpayments
This post is part of our live coverage of FinDEVr San Francisco 2014.

Plaid showed how its API works for the infrastructure:
Plaid: API for Financial Infrastructure
Learn all about Plaid, the problems we're solving, and the companies we power.

Presenter: William Hockey and Zach Perret
Plaid powers financial technology applications. Using our API, developers can leverage the data and infrastructure of user bank accounts in a fast and secure manner.

This post is part of our live coverage of FinDEVr San Francisco 2014.

Entersekt looked at out-of-band authentication on mobile devices:

Securing Mobile Applications Through Transport lLayer Diversity

Mobile security is becoming increasingly important as more functionality is shifting to these devices. But how do we ensure the integrity of the phone and the server we're connecting to? This is a common problem and has been addressed by recommending out-of-band authentication schemes.

Presenter: Christiaan Brand, CTO
An innovator in transaction authentication and mobile app security. Our one-of-a-kind approach harnesses the power of electronic certificate technology with the convenience of mobile phones providing financial institutions and their customers with full protection from online and mobile banking fraud.

Twitter: @entersekt 

This post is part of our live coverage of FinDEVr San Francisco 2014.

Blockchain introduces its widely-relied upon APIs to help developers build their own bitcoin-related apps.

Blockchain: The Core API for Bitcoin Development

Blockchain's APIs power most of the Bitcoin companies in the ecosystem. Utilizing our APIs, you can start a Bitcoin business in minutes. From wallet creation to transaction verification, Blockchain's APIs have you covered.

Presenting: Dan Held, Lead Product Manager
Blockchain is the world's most popular web-based Bitcoin wallet and the most highly trafficked Bitcoin website. Blockchain is the de facto search engine for the Bitcoin economy. Blockchain has over 2 million wallets and our footprint continues to grow quickly.

Twitter: @blockchain
This post is part of our live coverage of FinDEVr San Francisco 2014.

Google Cloud Platform shared its Big Data secrets:

Big Data on Google

Google has been the most innovative Big Data company in the World, having paved the way for highly distributed parallelized workflows. Technologies like Hadoop, Flume, Dremel, and HBase were made possible by Google's research and development efforts. Now Google is outsourcing its own Big Data secret.

Presenter: Tino Tereshko
Google Cloud Platform enables developers to build, test and deploy applications on Google's highly scalable and reliable infrastructure. This suite of services allows developers to choose from computing, storage and application services for web, mobile and backend solutions.

FinDEVr San Francisco 2014: Award Winners


Q. What's better than being one of the more than 400 industry professionals attending the very first FinDEVr conference this week?

A. Being one of the four companies to walk away with one of the very first FinDEVr awards, that's what!

Four companies were selected as favorites by attendees here on Day 1 of FinDEVr San Francisco 2014. Attendees were challenged to choose between entertaining and informative presentations, exciting new technologies, and fascinating innovations that push the envelope of what is possible when commerce and science, technology and finance come together.
Remember that FinDEVr continues tomorrow on Wednesday with a full, multi-track day of workshops, presentations, and networking. We'll build on the momentum from Day One to bring you the latest in SDKs and APIs, tools and platforms, that are already paving the way to the fintech innovations of tomorrow. Visit our registration page today to grab a spot.

So without further ado, here are the favorite first-day presentations in alphabetical order:

Thumbnail image for AvokaLogo.jpg
Avoka for its engagement platform that enables omni-channel account opening in 60 seconds.

Thumbnail image for Thumbnail image for BehavioSecLogoFEU14.jpg
BehavioSec for its mature identification system that uses behaviour analytics to provide real-time security.

PayPal & Braintree for its construction of new breeds of payment platforms, API standards, and identity systems.


Yodlee for its Interactive APIs that provide authorized access to real-time data for customer accounts.

Notes on methodology:  

1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.     
2. Attendees were encouraged to note their favorites. At the end of the last demo, they chose their three favorites.    
3. The exact written instructions given to attendees: "Please rate (the companies) on the basis of demo quality and potential impact of the innovation demoed."  
4. The four companies appearing on the highest percentage of submitted ballots were awarded trophies.  

This post is part of our live coverage of FinDEVr San Francisco 2014.

Concur demonstrated how developers can use its technology to create new solutions for the business travel expenses market.

Numbers, They Don't Lie ...

Concur processes more than $55 billion dollars in annual T&E spend for its 25 million customers. In this presentation, Mithun Dhar will walk through and give us insight into this spend and tell developers why it's a great opportunity to tap into this lucrative market.

Presenter: Mithun Dhar, Director, Evangelism & Strategic Marketing
Concur is a leading provider of integrated travel and expense management solutions trusted by over 25,000 clients around the globe, with over 25 million users. The Concur Platform allows developers to develop and market innovative solutions to the lucrative $1.12 trillion business travel market.

Twitter: @Concur
This post is part of our live coverage of FinDEVr San Francisco 2014.

Personal Capital showed how its data aggregation can model and report a user's financial life: 

The Art of Data Aggregation
This presentation is for developers and engineers who build applications on top of data gathered from multiple sources. The objective of our data aggregation platform is to model (and report) a user's complete financial life.

We share the three key architectural principles that have made this platform possible:

      • Owning the aggregated data to improve quality
      • Synthesizing data and developing machine learning intelligence to obtain unique insights 
      • Developing APIs that hide data complexities to drive efficient UI development
Presenters: Fritz Robbins, CTO and Ehsan Lavassani, VP Engineering

Personal Capital helps people live better financial lives with technology-enabled advisory services as well as free financial software and educational content. Their award-winning apps enable you to effortlessly view your entire financial life in one place. Personal Capital brings to everyone wealth management that previously only the wealthiest could afford.

Twitter: @personalcapital
This post is part of our live coverage of FinDEVr San Francisco 2014.

Tradier shows how it can help you build a financial market app:

An API Like Never Before - Do What Matters and the Rest Is Already Done

Have you ever tried to build a financial market app? It is painful and just about impossible. Too many data, trading, platform and process barriers. Tradier has done all that heavy lifting for you. An API that abstracts the pain and delivers the gain.

Presenter: Craig Russell, SVP Product & Chief Evangelist

Tradier is a financial services cloud provider that offers a groundbreaking solution to serve platform providers, developers and investors. The Tradier solution features an innovative set of fully hosted APIs, modules and "out of the box" tools that are leveraged by a growing list of providers.

Twitter: @tradier
This post is part of our live coverage of FinDEVr San Francisco 2014.

PayNearMe showed how it has digitized cash:

Bringing Cash Payments into the 21st Century
PayNearMe secrets unveiled. Why do we even bother with innovating cash? How we developed a system to digitize cash? And how modern development techniques laid the foundation for PayNearMe to become the fastest growing electronic cash transaction network?

Presenter: Kurt Thams, CTO

PayNearMe enables consumers to pay rent, repay loans, buy tickets, make online purchases, and do much more with cash. Consumers can make cash payments in their own neighborhood in less than 60 seconds through PayNearMe's network of 17,000 authorized payment locations including 7-Eleven®, Family Dollar®, and ACE Cash Express® stores.

Twitter: @PayNearMe
This post is part of our live coverage of FinDEVr San Francisco 2014.

CopSonic takes sonic and ultra sonic waves to create an authentication technology that works on all phones:

Sonic and Ultrasonic Authentication Solution Working on All Mobile Phones

The CopSonic SDK allows contactless multi-factor authentication based on ultrasounds or sounds. This SDK is the first to introduce an "airgap" with encrypted analog information into the digital circuit. The security level thus achieved by CopSonic reaches current military security levels.

CopSonic is a universal solution working on all feature phones, smart phones, smart watches, tablets, computers, smart devices, internet of things, etc. as long as they are equipped with speakers and/or a microphone. It is operational on all standard GSM networks, on the internet or any other TCP-IP compatible network. The solution requires no change of Telco or of the existing hardware.

CopSonic enables e-commerce, financial and cybersecurity industries to propose a universal and secure solution for strong authentication to all of their customers worldwide. This authentication solution is an alternative to the use of online and/or offline passwords.

PhonicAccess and GateSonic are anti-phishing use cases of this highly secured technology. Also, for the first time, CopSonic enables the use of smart-bracelets as a secure access key.

Presenters: Emmanuel Ruiz, CEO & Head of Innovation and Brian Roeten, Chief Business Operator

CopSonic is a French company founded in 2013 specialized in the development and marketing of its sonic and ultrasonic authentication technology. The company is composed out of a strong team of researchers and engineers specialized in security, payment, sonic and ultrasonic authentication protocols. Recently, CopSonic joined the Microsoft Partner Network and became a member of the FIDO Alliance organization.

Twitter: @CopSonic
This post is part of our live coverage of FinDEVr San Francisco 2014.

OnDeck showed how its lending APIs help financial institutions lend to small businesses faster:

OnDeck Lending API's - Frictionless, Extensible, Powerful
The OnDeck Score evaluates thousands of data points - from cash flow to public records to social data - to more accurately and efficiently assess business health and deliver capital in as fast as 24 hours. 

Pamela Rice, OnDeck's SVP of Technology, is discussing how the OnDeck platform provides a critically needed mechanism for financial institutions and other business service providers to efficiently reach the Main Street small business market. 

The company has several APIs, which provide powerful, fully integrated lending capabilities to third party partners, thus allowing for instant pre-qualifications, pre-approvals and loan applications. Through a coding and product demo, Pamela will demonstrate how both developers and non-developers can interact with OnDeck's APIs in a UI sandbox and how to utilize our Salesforce app for frictionless plug-and-play integration. 
Presenter: Pamela Rice, VP Technology

Launched in 2007, OnDeck uses data aggregation and electronic payment technology to evaluate the financial health of small and medium sized businesses to efficiently deliver capital to a market underserved by banks. Its proprietary technology - the OnDeck ScoreTM - enables small businesses to obtain affordable loans with a fraction of the time and effort that it takes through traditional channels. OnDeck's credit models look deeper into the health of businesses, focusing on overall business performance, rather than the owner's personal credit history. 

As a leading direct lender of small business loans, OnDeck has deployed more than $1 billion in capital nationwide.

Twitter: @ondeckcapital
This post is part of our live coverage of FinDEVr San Francisco 2014.

Finicity launched its Financial Aggregation API:

Aggregation Reloaded

Forged and hardened in consumer PFM over the past 13 years, Finicity is publicly launching its Financial Aggregation API service with unparalleled FI uptime, broad FI coverage, 24/7 developer support, and exciting new endpoint features that will elevate your UX.

Presenter: Nicholas Thomas, President & Co-Founder

Founded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API and the Finicity API Platform.

This post is part of our live coverage of FinDEVr San Francisco 2014.

Bluefin Payment Systems showed how its Point-to-Point Encryption Solution helps PCI compliance issues:

Bluefin, Point-to-Point Encryption (P2PE)

Bluefin is the first validated Point-to-Point Encryption (P2PE) Solution listed by the PCI Security Standards Council, North America. P2PE can reduce the scope of card data environment and related PCI requirements. Your software doesn't need to be PCI Compliant if card data is encrypted using P2PE.
Presenters: Ruston Miles, Chief of Product Innovation and Tim Barnett, Chief of Technology

About: Bluefin Payment Systems is a leading FinTech company focused on processing, integrating, and securing payments. Bluefin offers P2PE, tokenization, mobile payment SDK's, payment gateways, merchant accounts, PCI Compliance, transparent redirect, recurring billing, and branded online merchant account enrollment.

Twitter: @BluefinPayments

This post is part of our live coverage of FinDEVr San Francisco 2014.

Paradigm4 demonstrates how its SciDB makes it easier for builders to do big things with Big Data.

Crypto-Currency and Massive Network Analysis

We'll begin with a graphical overview of a crypto-currency financial network, discuss the key issues and challenges around massive network analysis and then demonstrate our solution using SciDB via the RStudio user interface.

Presenter: Bryan Lewis, Chief Data Scientist
Paradigm4 develops and supports SciDB: the open source, analytic DBMS; programmable from R & Python. SciDB is designed from the ground up to support more facile data management for Big and Diverse Data, and to do faster and bigger math. Hard questions. Fast answers. Open source.

Twitter: @paradigm4
This post is part of our live coverage of FinDEVr San Francisco 2014.

StockTwits discussed the best way for investors to compete in the social era:

Investing in a Social, Local and Mobile World

We are in a mobile boom that has connected people who also happen to be investors. The markets have always been giant mood rings, but the periods of quiet and volatility are more intense. We're discussing the best ways to use StockTwits to invest in the social era.
Presenter: Howard Lindzon, Chairman

StockTwits is a social network and publishing platform for investors and traders. We created the $ prefix for stocks (e.g. $MSFT). Follow @StockTwits and go to for real-time ideas and stock conversations.

Twitter: @stocktwits

This post is part of our live coverage of FinDEVr San Francisco 2014.

ModoPayments showed how beautiful apps lead to beautiful mobile buying experiences.

How to Find Money & Love with Mobile Apps (OK, maybe more money than love)

Learn about the best-kept-secret in mobile payments APIs: Modo. Modo will show you in 6 minutes or less how to build a beautiful buying experience that entices consumers to spend money, and make you money, through exceptional economics. This is all with the cunning use of the mobile app of your dreams. Your love mileage may vary.

Presenter: Bruce Parker, CEO & Founder
With Modo you can build beautiful buying experiences, with exceptional economics. Whether you are looking for more sales, transactions, or rockstar moments for your consumers, Modo can help. Using Modo's handcrafted API, your mobile app gets to perform in-store purchases at tens of thousands of store locations. Modo powers the payments and you design the experience. Everyone is looking for something: personal, magical, and beautiful. So why not give it to them? Your app, plus our platform - more of what you want.

Twitter: @GETmodo
This post is a part of FinDEVr's live coverage of FinDEVr San Francisco 2014.

Mifos presented how developers can use its not-for-profit platform for global financial inclusion:

Mifos X, Open Technology Platform Unlocking New Opportunities at the Base of the Pyramid

There is a massive opportunity to serve the 2.5 billion individuals who lack access to financial services (the unbanked). Discover how you can build and scale mobile and cloud-based solutions on top of the open Mifos X platform for financial inclusion which is led by a global community backed by Silicon Valley.

Presenter: Vishwas Babu, Chief Community Engineer

About: The Mifos Initiative is a 501(c)3 nonprofit that guides the development of the Mifos X solution for financial inclusion, an API-driven open-source platform with a suite of configurable cloud apps. Our community speeds the elimination of poverty by scaling financial services to the 2.5B unbanked.

Twitter: @mifos
This post is part of our live coverage of FinDEVr San Francisco 2014.

Cloud Lending showed how it helps financial institutions move the back office to the cloud:

Cloud Lending - Enterprise Lending Software

Cloud Lending products enable financial institutions to achieve scale and flexibility by moving the core back office to the cloud. Why did we choose Salesforce? The results that have been achieved by our customers using applications built on the platform - three-digit growth every quarter.

Presenter: Darpan Saini, Co-Founder & CTO

Cloud Lending is an enterprise cloud lending solution provider. Our agile solutions are designed to empower lending businesses to simplify business processes, stay compliant and be future ready.

Twitter: @cloudlending 

This post is part of our live coverage of FinDEVr San Francisco 2014.

BehavioSec demoed its behavioral biometric ID authentication system.

BehavioSec Offers the Most Mature ID System that Uses Behaviour Analytics

BehavioSec presents the latest in real-time security through the ability to monitor the way users interact with their device. By monitoring the environment and interactions such as typing rhythm or mouse patterns, our technology is able to recognize if someone other than the intended user is operating the device. If a security breach is detected, additional security measures can be carried out to prevent fraud and stop identity theft.
  • Robust proven technology with more than 10 million active users in 2014
  • Scalable with more than 500 million mobile transactions processed
  • High performance with more than 20 banks using the service
  • Available now for cloud or onsite deployment
Presenter: Neil Costigan, CEO & CTO and Josefine Ahl, Development Team Leader
Leaders in frictionless behavioral user verification & authentication, BehavioSec examines how you interact with a website or mobile device to provide a frictionless layer in web fraud prevention.

Twitter: @Behaviosec

This post is part of our live coverage of FinDEVr San Francisco 2014.

CardFlight showed developers how to add POS functionality into their mobile apps.

CardFlight SDK for Mobile Payments

The CardFlight SDK allows any mobile developer to build mobile point-of-sale functionality into his or her own mobile apps. CardFlight supplies three things:
  1. Encrypted mobile card readers that fit into the audio jack of any smartphone or tablet
  2. Easy-to-integrate software development kits for iOS and Android, complete with developer-friendly documentation and support
  3. A PCI level 1 compliant payment gateway that works with all major processors/merchant accounts.
This allows developers to easily process swiped credit card payments within their own apps without the complexity of typical payment integrations. By using the CardFlight SDK, developers can fully customize their user experience and keep control of their product, while being able to integrate payment data into their other back-end systems (CRM, inventory management, analytics, and reporting, etc.)

The CardFlight SDK and gateway is compatible with merchant accounts from leading processors, including Braintree, Chase Paymentech, Global Payments, First Data, Stripe, TSYS, and Vantiv.

Presenter: Elie Toubiana, VP Engineering & Derek Webster, CEO
CardFlight is a leading provider of mobile POS technology and tools that make it easy for anyone to accept swiped (card present) payments in any mobile app with virtually any merchant account. They offer both iOS/Android mobile payment applications and software development kids (SDKs) that can be incorporated into custom applications. CardFlight's platform also includes encrypted card readers and a payment gateway that supports over 20 different processors to provide clients with complete mobile payments and mobile POS (mPOS) solutions. CardFlight won the Electronic Transactions Association's 2014 Technology Innovation Award.

Twitter: @CardFlight

This post is part of our live coverage of FinDEVr San Francisco 2014.

Intuit Partner Platform encouraged developers to take advantage of its Intuit QuickBooks Online open platform.

The Small Business Opportunity

The importance of small business to the global economy can't be denied. With 600 million small businesses worldwide, the opportunity to drive their success is huge. Reach millions of small businesses by developing for Intuit QuickBooks Online, an open platform for developers that taps into the power of QuickBooks and the cloud. With partners from Square to American Express to Vend, QuickBooks Online allows Intuit and its ecosystem to simplify the business of life for millions of small businesses.

Presenter: Avi Golan VP & GM, Intuit Partner Platform
The Intuit Partner Platform (IPP) is an open platform that enables developers to integrate with rich financial and transactional data through REST-based APIs and offers unparalleled reach to millions of small business through Intuit

Twitter: @ippdev

This post is part of our live coverage of FinDEVr San Francisco 2014.

Eshta showed the versatility of its platform, which runs everything from ATMs to service marketplaces.

Eshtapay: The Financial Swiss-Army Knife

Estapay is directly operated in Ukraine and Egypt and also used online from Dubai to France to power self-service payment kiosks, service vending machines, service marketplaces, and ATMs. With less than 6 months time to market for deployment, Eshtapay exhibits remarkable versatility and efficiency.

Presenter: Catalin Braescu, CEO
Eshta develops and operates Eshtapay as a financial platform that can act as an online payment system, e-wallet, escrow system, and self-service payment terminal back-end. Eshtapay (due to its very flexible architecture) is a Swiss-Army knife for the online banked and unbanked alike.

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