FinovateSpring 2025 / OnestPay

Presenter Profile:

How they describe themselves: OnestPay™ is redefining how consumers and businesses interact in retail by transforming traditional gift cards into flexible, liquid merchant credits. Our platform empowers consumers to buy credits at a discount, earn bonuses, and use them in-store or online-with the freedom to gift, trade, donate, or pool with others. For merchants, OnestPay™ is more than a payment tool-it’s a loyalty engine, marketing platform, and revenue accelerator. Businesses can issue their own credits, set custom rules, and gain real-time insights into customer behavior.

How they describe their product/innovation: We’re demoing OnestPay™-redefining how consumers and businesses interact in retail by transforming traditional gift cards into flexible, liquid merchant credits. Our platform empowers consumers to buy credits at a discount, earn bonuses, and use them in-store or online purchases. Merchants gain a low-cost, loyalty-driving tool to issue credits, launch bonus offers, and run geo-targeted promotions-all from one platform, all without the high fees of card networks. OnestPay™ empowers both sides of the transaction with more value, control, and engagement.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Avi Sengupta (Founder & CEO), [email protected], 980-205-5277


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