FinovateSpring 2025 / Accend

Presenter Profile:

How they describe themselves: Accend helps financial institutions underwrite faster-with trust and accuracy built in.

We combine AI with expert human review to spread financials and turn them into clean, decision-ready data. Customers like Brex, Rippling, and Slope have achieved 100% accuracy and 80% reduction in application processing time with Accend.

Before starting Accend, the founders led Product & Engineering on the Risk team at Brex as well as at Deutsche Bank and Credit Suisse so they have experienced firsthand the issues with operational efficiency in credit and underwriting teams.

How they describe their product/innovation: Accend is an AI-powered, human-verified financial spreading platform that transforms how financial institutions analyze borrower financials.

We extract structured data from any format-PDFs, Excel-and deliver accurate, audit-ready spreads with calculated ratios, credit memos, footnote summaries, and portfolio insights.

Our human-in-the-loop review ensures full trust in every case.

Commercial teams at financial institutions use Accend to reduce turnaround times, improve consistency, and expand access to credit across a broader customer base.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Pranjal Daga (Co-Founder & CEO), [email protected], 765-409-4403


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