FinovateFall 2024 / Nest Bank & Efigence
Presenter Profile:
How they describe themselves: Nest Bank, the first AI-enhanced bank in Poland, caters to entrepreneurs and individuals, offering the best value for money through a comprehensive suite of innovative payment methods and personalized banking services.
Efigence is a technology company that started its operations in 1995. It’s considered a leader in designing and implementing dedicated technological solutions for banking, insurance, e-commerce, and many other industries.
How they describe their product/innovation: N!Assistant is the first and only solution designed to revolutionize financial management through its unique features. N!Assistant transforms financial interactions with advanced AI that remembers the context and history of your conversations. Unlike typical assistants, it creates a fluid, engaging dialogue that feels like speaking with a trusted agent. This intelligence ensures that every interaction is personalized and insightful, making you feel valued and understood in your financial journey.
Product distribution strategy: B2C, B2B, through financial institutions
Contacts:
Bus. Dev.: Lukasz Gajewski (Digital Channels, UX/UI, CRM & Data Science Department Director, Nest Bank), lukasz.gajewski@nestbank.pl, +48 693 883 472
Press: Dorota Ordon (PR & Social Media Head), dorota.ordon@nestbank.pl, +48 603 089 988
Website: www.nestbank.pl | www.efigence.com
LinkedIn: pl.linkedin.com/company/nest-bank-s.a.
HQ: Warsaw, Poland
Founded: 1995 Nest Bank | 1995 Efigence
Product Demoed: N!Assistant
Metrics: Nest Bank’s only investor is the private equity fund AnaCap. Total investments: $150M USD. Our business performance in 2023 was not just notable, but a testament to our financial strength, with a 72% year-over-year profit growth, reaching 90.9M PLN. Our strong capital position is reflected in a TCR of 17.9%, an increase of 2.6 percentage points year-over-year. The balance sheet total saw a dynamic growth of 15% year-over-year, amounting to 7.3B PLN.
Presenters: Łukasz Gajewski – Digital Channels, UX/UI, CRM & Data Science Department Director, Nest Bank | Paweł Haltof – Director of Innovation, Efigence | Janusz Mieloszyk – First Deputy CEO, Nest Bank S.A., Nest Bank
- Key Executives
Nest Bank: Piotr Kowynia (CEO), Janusz Mieloszyk (CCO & First VP of Management Board (“MB”), Distribution & Business Development Division), Dr. Karolina Mitraszewska (COO & VP of MB, Operations, Logistics, Transformation & IT Division), Magdalena Zajkowska (CHRO & VP of MB, Communication & HR Division), Robert Milewski (CRO & VP of MB, Risk Division), Radosław Księżopolski (CFO)
Key Stats
- Key Board Members
Nest Bank: Piotr Kowynia (CEO), Janusz Mieloszyk (CCO & First VP of Management Board (MB), Distribution & Business Development Division), Dr. Karolina Mitraszewska (COO & VP of MB, Operations, Logistics, Transformation & IT Division), Magdalena Zajkowska (CHRO & VP of MB, Communication & HR Division), Robert Milewski (CRO & VP of MB, Risk Division), Radosław Księżopolski (CFO)
- Key Investors
AnaCAP