How they describe themselves: Credit Sesame is a free personal finance website that saves consumers money on mortgages, loans and credit needs. Its patent pending analytics, developed by financial experts and scientists, harnesses the power of a bank’s technology for the consumer. It provides consumers with a complete picture of their credit and debt, and constantly analyzes their situation against thousands of loan combinations from major financial institutions, to find the optimal, pre-qualified options for their financial goals. Credit Sesame proactively monitors consumers’ credit and the market to deliver alerts and recommendations that maximize savings.
How they describe their product/innovation: Credit Sesame’s unique and free Certified Badge program not only authenticates your identity online, but also certifies that you are financially responsible and trustworthy because of your good credit. After signing up for Credit Sesame, you are able to get and easily display your Certified badge on your social media profiles, email signatures, resume, blog/personal website, and other web-based locations. Obtain different levels of badges based on your credit rating and credit management and customize your badge verification page. Credit Sesame’s Certified Badge helps you stand out and gives you an edge that can make a real difference in today’s complex, competitive world.