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Presenter Profile:

How they describe themselves: We operate a mobile payment service that offers universal access while being totally independent from credit cards and telcos.

On the front-end, we offer an application for smartphones and a voice service for dumbphones. No special equipment is required from customers or from merchants. Integration in cash registers and vending machines is quick and easy.

For the back-end:

• In OECD countries, we connect directly with bank accounts towards real-time transactions, thereby slashing costs and risks and improving the user experience.
• In unbanked or underbanked countries, we aim to build and operate a national e-cash infrastructure on behalf of the central bank, instead of fighting with local money transfer services.

How they describe their product/innovation: The new Mobino app delivers superior convenience for customers with a seamless integration of many payment scenarios:

• Peer-to-peer money transfer
• Payment for goods and services in shops
• POS and cash register integration
• Quicker and safer e-commerce payments
• Fluid payment flow for mobile commerce
• Cheap and efficient international remittances
• Registration and KYC process for unbanked
• Cash-in/out operations at agents and ATMs

We are looking for distribution partners and investors to expand our reach in Europe and worldwide.