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 After the final demos wrapped up on two fintech-packed days at FinovateSpring 2013, the audience voted for their favorite demos to ultimately decide who would be named Best of Show. The top 5 overall took home the trophies. The winners (in alphabetical order): 
FamZoo, for its prepaid card family pack
LendUp, for its LendUp Ladder loan platform that helps the underbanked build credit
MoneyDesktop, for its Target and Insight back-end data analytics and marketing platform
 PayNearMe, for launching the white-labeled version of its cash payments platform
TipRanks, for its solution that brings transparency to individual investors, helping investors decide who to trust
We'll have the videos of all 72 demos posted on Finovate.com in a few weeks. Thanks to everyone who joined the audience and came to be a part of our largest show so far. And thanks to the 77 innovators* who braved the Finovate stage.
------------------------------------------------------------------ *Five demos hosted a co-presenting company, including Visa, MasterCard, USAlliance Credit Union, Intuit, and Paydiant Notes on methodology:
1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.
2. Attendees were encouraged to note their favorites during each day. At the end of the last demo, they chose their three favorites.
3. The exact written instructions given to attendees: "Please rate (the companies) on the basis of demo quality and potential impact of the innovation demoed."
4. The five companies appearing on the highest percentage of submitted ballots were named Best of Show.
5. Go here for a list of previous Best of Show winners.
 - FamZoo, LendUp, Money Desktop, PayNearMe, and TipRanks win Best of Show honors at FinovateSpring 2013 in San Francisco.
- Blaze Mobile earns three NFC mobile payment patents.
- OpenCoin announces completion of an angel funding round from Google Ventures and IDG Capital Partners.
- ForexThink interviews QuantConnect founder and CEO Jared Broad.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
This is a part of our live coverage of FinovateSpring 2013.
Second up this afternoon, PayNearMe launched a white-label offering of its cash-payment service for the underbanked:
"Powered by PayNearMe is a white-label treasure services product that any financial institution can offer to their merchants to enable them to accept cash payments from consumers at thousands of 7-Eleven and ACE Cash Express stores nationwide."
Product Launch: May 2013
HQ: Sunnyvale, CA Founded: May 2009 Twitter: @paynearme
Presenting Danny Shader (CEO & Founder) and John Minor (VP Product Management)
- Expensify adds corporate card reconciliation for more banks, including Wells BofA, and Citi. See Expensify's demo at FinovateSpring.
- Forbes interviews Marc Gorlin, co-founder of Kabbage. See Kabbage's new tech next week at FinovateSpring.
- PayNearMe hires Billy Robbins, former VP of PFM at Wells, as its VP of business development. Come see PayNearMe's demo at Finovate.
- Kashoo tops 100,000 registered users and more than 50,000 iPad downloads of its cloud accounting app.
- PaymentsSource interviews CashStar chief marketing officer Gene Cornfield on mobile commerce.
- Kalixa to become its own company, separating from Bwin.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
This quarter, both January and Feburary funding exceeded $50 million. Most of February's funding can be attributed to On Deck Capital's $42 million round. Over three months, 15 companies raised more than $155 million, This is very similar to last year's first quarter funding* when we saw a total of 11 companies raise more than $150 million. Here's the Q1 summary for 2013: January -- $57 million raised by 6 companies February -- $56 million raised by 5 companies March -- $42 million raised by 4 companies ___________________________________________________________________ *While the funding over last year has increased, so has the number of Finovate alums. We're tracking more than 100 additional companies this year compared to last year. Note: Funding that companies received before they demonstrated at Finovate was not counted. Questions? Comments? Email us at julie@finovate.com or david@finovate.com.
 PYMNTS.com, a website owned by Business Wire and Market Platform Dynamics, recently published the winners of the 2013 Innovator Awards. Three Finovate alums were selected as overall Best in Show winners: First place: Pangea Payments- Innovation: A new way to send money anywhere, at a flat fee, instantly, leveraging the prepaid rails.
- Finovate demo: Will demo at FinovateSpring 2013 in May 14 & 15
- Description: Combining mobile payments with social media channels to empower and inform the user in everyday purchases.
- Finovate demo: FinovateFall 2012
- Description: Small business payments solution
- Finovate demo: Will demo at FinovateSpring 2013 in May 14 & 15
In addition, five Finovate alums took home Gold awards, five won Silver awards, and seven were awarded in the Bronze category. Here is a summary of all of the winners: Gold - Category: Most innovative
- Innovation: PayPal POS Initiatives that leverage its worldwide digital wallet accountholder base.
- Finovate demo: FinovateEurope 2012
- Category: Best credit
- Innovation: The consumer's advocate for demystifying credit with a range of tools and information resources to help them monitor and manage their financial health.
- Finovate demo: FinovateStartup 2009
- Category: Best B2B innovation
- Innovation: Online working capital for small businesses.
- Finovate demo: FinovateEurope 2013
- Category: Best SMB innovation
- Innovation: Small business payment platform integrated with Quickbooks.
- Finovate demo: Finovate 2009
- Category: Best innovation via ACH
- Innovation: Cash flow management, accounts payable/ receivable management platform
- Finovate demo: FinovateSpring 2011
Silver - Category: Most invisible
- Innovation: Platform-as-a-Service that powers POS 2.0 commerce solutions.
- Finovate demo: FinovateSpring 2012
- Category: Best credit
- Innovation: Offers consumers "more time to pay" their bills on time to help avoid late fees, overdraft charges, service termination and high cost loans.
- Finovate demo: FinovateSpring 2011
- Category: Best cash
- Innovation: Enables consumers to shop online and pay with cash easily for a wide range of goods.
- Finovate demo: FinovateSpring 2011
- Category: Best SMB innovation
- Innovation: Cloud-based, small business platform that integrates invoicing and payment acceptance in one system.
- Finovate demo: FinovateSpring 2012
- Category: Best comeback
- Innovation: Alternative business financing that helps businesses tap into the capital it needs to run the business.
- Finovate demo: FinovateEurope 2011
Bronze - Category: Most disruptive
- Innovation: Mobile checkout service that enables one touch payments across multiple applications.
- Finovate demo: FinovateSpring 2011
- Category: Best technology
- Innovation: OneID lets people sign in without usernames and passwords, yet delivers authentication solutions with non-repudiation, keeping both people and businesses safe from today's biggest identity and personal information threats.
- Finovate demo: Will demo at FinovateSpring 2013 in May 14 & 15
- Category: Best newcomer
- Innovation: Aggregates financial account information and allows users to manage their money in one place, online or with a mobile device.
- Finovate demo: FinovateSpring 2012
- Category: Best credit
- Innovation: Brings together investors with creditworthy borrowers to reduce the cost and complexity of traditional lending.
- Finovate demo: Finovate Startup 2009
- Category: Best debit
- Innovation: Reinventing personal banking with modern online and mobile experiences, no surprise fees, and great customer service.
- Finovate demo: FinovateFall 2011
- Category: Best prepaid
- Innovation: A new way to send money anywhere, at a flat fee, instantly, leveraging the prepaid rails.
- Finovate demo: Will demo at FinovateSpring 2013 in May 14 & 15
- Category: Best check
- Innovation: Mitek's patented mobile imaging technology allows users to remotely deposit checks from anywhere, at anytime by snapping a picture with their camera-equipped smartphone or tablet, and has become the "gold standard" for mobile check deposit.
- Finovate demo: FinovateSpring 2012
Today, cash payment network PayNearMe announced a $10 million round of funding along with the launch of a self-service Express option for merchants. Funding
August Capital led the $10 million Series D round, bringing the company's total funding to $30 million. Existing investors Khosla Ventures, Maveron, and True Ventures also participated. Express option
The new Express option for merchants is offered alongside Pro and Custom accounts that each provide different levels of service, including API access and receipt customization, as seen in the chart below.  Along with a lower price tag, the Express option also benefits merchants by requiring less backend integration, so they can begin using the service in less than an hour without the help of IT staff. Setup requires banking information and unique data about each customer, such as customer number and address. The new Express option opens the possibility for PayNearMe to serve a large number of small merchant accounts, as opposed to just a handful of large accounts, such as existing clients Greyhound and H&R Block. 2013 plans
From 2011 to 2012, the San Francisco-based company tripled its volume. BetaKit adds that, for 2013, PayNearMe plans to expand beyond its 7,000 7-Eleven stores and 1,600 ACE Cash Express stores to add more partner retailers, likely more convenience stores. Also, it aims to support more small, ecommerce retailers. To learn more about PayNearMe, watch its FinovateFall 2011 demo.
 Diversinet upgrades mobile health security platform.
- Forbes reports: FreeMonee Makes Gift Incentives Pay.
- Killer Startups interviews Nick Hungerford, Nutmeg CEO.
- DemystData blogs about what it will show in Singapore at FinovateAsia next week. Come to see its latest tech on Nov. 6.
- Crowdsourcing.org interviews Candace Klein, CEO of SoMoLend.
- Business Insider reports: PayNearMe has beaten PayPal to the cash market.
- ChartIQ integrates With StockTwits Unveiling First-of-Its-Kind Social Stock Charting iPad App.
- Online mortgage applications continue to soar as Mortgagebot clients' loan volume advances toward 1 million mark.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
- Equifax announces Spectrum Verification Services Platform, which helps verification through underwriting, QA & closing.
- Credit Sesame blog features Manilla as a way to digitize finances.
- Dynamics to nationally launch ePlate credit card device tomorrow via live webcast with 30+ payment apps.
- Investment News reports Stockr offers social-media site for those passionate about stocks.
- HelloWallet updates web app with bulk edit transactions, auto categorization, & re-organizing action steps.
- VentureBeat explains how Kapitall gamifies stock trading.
- Tenants Can Now Pay Rent Using Cash with PayNearMe's Cash-Payment Solution.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
 Earlier this week, cash-payment platform PayNearMe partnered with property management software company, AppFolio, to allow tenants to pay their rent in cash. AppFolio's software will provide another payment option for unbanked, underbanked, and cash-preferred individuals to pay rent online with cash by using a printed bar code or a bar code on their smartphone that they can take into a local, brick-and-mortar 7-Eleven store. According to CEO Danny Shader, 20% of rent payments are made using cash or money order, so this was a logical move for the California-based company. To learn more about PayNearMe, watch its FinovateFall 2011 demo.
- Binary Now begins accepting PayNearMe payments from customers without credit card.
- Mootwin drives BNP Paribas Group's new iPad economic news app.
- Mitek hires former Green Dot CTO, Michael Strange, as CTO.
- Fiserv appoints Dennis Lynch to Board of Directors.
- Diversinet appoints Bret Jorgensen as Chairman of the Board.
- Tradestreaming names Wall Street Survivor app of the week.
- Cachet Financial launches Merchant RDC Tablet Solution.
- Lending Club wins AlwaysOn Global 250 Award for third consecutive year.
- Wiltshire business looks at positive returns from Zopa.
- Q2ebanking opens office in Atlanta to support growth.
- 2 Minute Finance gets a demo from Portfolio Football.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
- Netbanker features PayNearMe's mobile app.
- Fanlala and Virtual Piggy ink deal to provide secure online payments for U- 18 users. Come see Virtual Piggy at FinovateSpring next week.
- Finextra reports United Bankers' Bank implements Aptys' data archiving system.
- Hidden Levers is now easier to use with client portfolios thanks to TD's open API initiative.
- SoMoLend explains how it will position itself in light of the JOBS act. See its live demo at FinovateSpring next week.
- Bank Innovation reports Pageonce will launch P2P payments functionality later this year.
- Lucrative Lending compares Prosper & Lending Club returns.
- Keynote DeviceAnywhere announces collaboration to give developers remote access to real devices from Sprint's handsets.
- Washington Business Journal features inStream Solutions.
- eToro is named a winner of Red Herring 100 Award.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
- Cartera Commerce launches OfferLink rewards solution for local businesses.
- MyBankTracker features PayNearMe and shares how to pay your utility bill at 7-Eleven.
- American Banker shares how Plastyc is 1 of 3 prepaid card providers to adopt or test a disclosure box to inform consumers of fees.
- ReadyForZero launches its Facebook timeline.
- LearnVest launches a tool to help decide if you should outsource a task or do it yourself.
- Forbes describes how Lending Club and Prosper have opened up the consumer debt market.
- VentureBeat shares how Outright can assist during tax season.
- Striata partners with IHS Telekom to bring eBilling to Turkey.
- David Marcus named President of PayPal.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
 We recently looked back at Finovate's Best of Show Awards archives and wanted to share the list of the 41 award-winning companies. Here's the Best of Show history that stretches back to 2007, the inception of Finovate:
Held October 2, 2007
Mint: Online PFM for individuals
Held April 29, 2008
First ROI (now BancVue): Develops products and services for community financial institutions
Jwaala: Provides software solutions to help financial institutions compete
Zecco: Online stock and options trading
Zopa: P2P lending network
Held October 14, 2008
Credit Karma: Provides a free and easy way for consumers to understand, monitor and monetize their credit profile
Mint: Online PFM for individuals
Neosaej's MoneyAisle: Platform where banks compete in live auctions for an individual consumer's business
Held April 28, 2009
BillShrink (now Truaxis): Provides a free cost-savings tool that saves consumers money on everyday bills
SimpliFi: A web service that allows anyone to create and update their own financial plan
Held September 29, 2009
BancVue's Kasasa: national checking/ savings account brand for community financial institutions
Credit.com: Provides free interactive tools, education, and unbiased comparisons of quality financial products and services
Yodlee: Provides personalized financial solutions to financial institutions
Held May 11, 2010
Expensify: Online and mobile expense report platform
oFlows (Purchased by Andera in 2011): Multichannel paperless solutions for account openings
Wikinvest: A platform for investors to share trading tips
Held October 4-5, 2010
Betterment: Investment account for savings management
BillShrink (now Truaxis): Loyalty rewards provider
Bundle: Provides socially informed money management for individuals
Dynamics: Produces and manufactures intelligent powered cards
oFlows (Purchased by Andera in 2011): Multichannel paperless solutions for account openings
PayNearMe: Cash transaction network for the underbanked
SecureKey: Token-based authentication technology
Held February 1, 2011
eToro: Social investment network
Finantix: Provides sales and advice solutions for financial services
Meniga: Online PFM for financial institutions
Held May 10-11, 2011
BancVue: Develops products and services for community financial institutions
BankOns: Mobile app offering consumers real-time savings at local merchants
Dwolla: Online, mobile, and social peer-to-peer payment platform
oFlows (Purchased by Andera in 2011): Multichannel paperless solutions for account openings
Mitek Systems: Provides apps for smartphones that allow users to deposit checks and pay bills via their devices' cameras
PayNearMe: Cash transaction network for the underbanked
Wikinvest: A platform for investors to share trading tips
Held September 20-21, 2011
BillGuard: People-powered antivirus for bills
Dynamics: produces and manufactures intelligent powered cards
eToro: Social investment network
FamZoo: Online "virtual family Bank"
FeeFighters: Platform that simplifies the process of choosing a merchant account provider
oFlows (Purchased by Andera in 2011): Multichannel paperless solutions for account openings
Personal Capital: Online financial advisor helping people manage their investments
Held February 2, 2011
Dynamics: produces and manufactures intelligent powered cards
eToro: Social investment network
Nutmeg: Online investment manager that democratizes saving and investing
- DoughMain looks at how kids interact with their money.
- Credit Union Times shares how Dwolla and PayPal are contributing to the P2P payments.
- SteelSeries now allows shoppers to use PayNearMe for purchases, offers free shipping for trying it out.
- Goldman Sachs Investment Arm & Buyout Group to acquire TransUnion.
- CNBC features SecondMarket CEO Barry Silbert, who describes the up and coming community bank market.
- CNNMoney describes how Kasasa helps credit unions.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
- American Banker reports SmartyPig adds office in India.
- American Banker reports PayPal digs even further into the prepaid card market.
- TechCrunch Europe covers ETRONIKA's FinovateEurope presentation.
- VentureBeat lists Danny Shader, CEO of PayNearMe, as an entrepreneur using startups to change the world.
- Since Aptys Solutions 2010 launch, over 1,000 commercial banks now use PayLOGICS platform to process payments.
- Diversinet Corp. appoints Dr. Hon Pak as the company's CEO.
- Cartera Commerce named to OnMedia 100 Top Private Companies List.
- AccMan looks at how CurrencyFair solves multi-currency cost issues.
- INDYCAR partners with Segmint to reward race fans.
- MasterCard forms alliance with Silver Tail Systems.
- Peter Thiel's Valar Ventures contributes to Xero's recent $16.6 million in funding.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
Bank Technology News reported last week that alternative payments company, PayNearMe, is working with Progreso Financiero to launch a mobile version of its 7-Eleven cash payments platform in mid-February: "Progreso will send a bar code to individuals' smartphones using a text message. 7-Eleven's clerks would scan the bar code after to complete the payment after receiving users' cash, Shader says. Progreso, of Menlo Park, Calif., helps Hispanic consumers build credit in the United States and gain access to mainstream financial services."
The startup also hopes that by the end of March, it will add another brick-and-mortar store where consumers can go to process cash transactions for bills, bus tickets, auto loans and more. To learn more about PayNearMe, watch its FinovateFall 2011 demo.
- Fox Business News advises using BillShrink to review your mobile phone bill.
- T8 Webware to receive $120k in incentives & $200k in job training to help it expand to Des Moines.
- BetaBeat plants rumor that Dwolla landed $10 million in Series B funding from Union Square Ventures.
- MShift reaffirms strategic relationship & rights to MShift software & technologies.
- Finsphere raises $11.3 million, adds Vodafone board member.
- The New York Times Buck blog details Dwolla's payments approach.
- PayNearMe to launch mobile cash payment application in mid-February.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
- The Wall Street Journal lists Prosper, Lending Club, and Weemba as resources for home financing.
- PayNearMe partners with iSend to simplify international gift giving this holiday season.
- Doxo wins Red Herring Global 100.
- Credit Karma and Intuit team up to provide credit services within FI-branded environments.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
Last week, PayNearMe announced PayNearMe Auto, a new version of its service that allows Buy Here Pay Here vehicle dealers to accept cash payments in a broader number of locations: "PayNearMe Auto is a secure, hosted Web application that dealers can have up and running in less than 15 minutes. Dealers simply enter the buyer's information and assign the individual a PayNearMe card. To make a payment, the customer hands the card and cash to a store associate at any of the 6,400 participating 7-Eleven stores throughout the United States. Dealers are notified when the payments are made and the customer can use their PayNearMe card repeatedly."
 PayNearMe Auto aims to increase operational efficiency by allowing merchants to securely collect payments off-site. To learn more about PayNearMe, watch its FinovateFall 2011 demo.
- Contra Costa Times describes how PayNearMe works for the underbanked.
- The Motley Fool examines how Dwolla compares to credit card payment options.
- Banking Technology interviews Jonathan Assia, eToro CEO.
- Business Weekly reports Voice Commerce plans to expand with more staff and a larger office building.
- The CBS Early Show recommends using BillShrink to help you calculate how much RAM, storage, & data you need.
- Cartera Commerce powers Navy FCU's card-linked offer program.
- cbanc Network partners with HEIT, a Computer Services company, to survey FI strategies.
- eToro Partners reaches out for regional partnership applications.
- My Peer-to-Peer Lending Site's blog profiles LendingKarma.
- Failsafe Payments adds SafetyPay to CertoConnect.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
- South Florida Business Journal covers Weemba's borrower-lender matching service.
- Deutsche Well World profiles eToro and also highlights Currensee and Zecco.
- Expensify launches a lite version of its iPhone app.
- RobotDough announces its Portfolio Monitoring Tool & discusses its FinovateFall experience.
- NBC 12 in Virginia reports InComm named Leading Prepaid Organization and Best Prepaid Product Distributor at 2011 Prepaid Awards.
- FierceFinanceIT looks at how Zecco and TradeKing are using social media.
- On Deck Capital reviews its experience at BAI.
- Fox Business News looks at PayNearMe's quest to assist consumers without credit cards.
- HelloWallet launches feature that allows users to manually add transactions.
- Spectrem's Millionaire Corner blog profiles Bills.com.
- Pageonce launches Mobile Bill Pay Service that allows consumers to "Tap to Pay."
- American Banker on how four Finovate alums unwrap the payments genome.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
 NY Times reports how BancVue works with community FIs to offer checking accounts.
- Prosper looks at its growth and returns over time.
- Cnet reviews the BankOns iPhone app.
- CTV News recommends Wall Street Survivor as a learning tool.
- BizNews looks at how Kabbage provides capital to online businesses.
- SF Gate reports how PayNearMe makes paying bills easy for the underbanked.
- CU Insight reports GCS Federal Credit Union signs with Geezeo.
- Payments Journal examines CashStar's plan for a mobile app.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
- Pittsburgh's Smart Business looks at how Dynamics CEO Jeff Mullen has founded and grown the company.
- James Varga from miiCard reflects on FinovateFall.
- BlueRidgeNow.com recommends using findabetterbank.com to avoid banking fees.
- New Zealand Herald discusses Rod Drury's success with taking Xero public.
- Entrepreneur looks at how Dwolla's services compare to big bank's small business services.
- Bobber Interactive and Bundle are making finance interesting with social engagement.
- The San Francisco Chronicle reports LearnVest is 1 of 30 most valuable startups in New York.
- Bank Technology News cites that Citi is the first bank to publicly launch a site designed using Yodlee's FinApp platform.
- Mint.com discusses the value of CreditSesame's Credit Badge.
- The Spokesman-Review discusses the popularity of P2P lending sites Prosper and Lending Club.
- The Paypers features Samurai from FeeFighters, an online payment gateway.
- Loren's World blog lists Expensify as 1 of 5 best apps for business women.
- USA Today lists BillFloat as a good alternative to a payday loan.
- DeadlineNews.com names FamZoo as a "site to see."
- Balance Financial launches version 1.2 of its mobile app in the Apple app store.
-thumb-160x49-3867.jpg) PayNearMe started off the demos after lunch today with a unique payment platform that allows users to pay for online goods, rent, and utility bills using cash.
"PayNearMe combines a load network with a flexible application development platform that enables consumers to conduct a broad range of remote business transactions.We will demonstrate PayNearMe-based applications in international remittance, retail-enabled bill payment, and mobile payments with cash."
Product Launched: September 15, 2010 HQ Location: Mountain View, CA Company Founded: 2009
Presenting Danny Shader (CEO & Founder) & John Minor (VP Product and Support)
 California-based PayNearMe announced today that it has partnered with InfoSend, the billing-service provider for Fairfield, California, to allow residents to pay their utility bills using cash at 7-Eleven stores.
"InfoSend is able to print a unique barcode directly onto each City of Fairfield utility bill. Upon receipt of the bill, customers can go to any local 7-Eleven where their bar code is scanned at the register. They complete the transaction by paying in cash in a process that takes less than 60 seconds. The funds immediately post to customers' accounts, and they receive detailed receipts for proof of payment."
To learn more about PayNearMe, come see its live demo at FinovateFall in New York this September 20-21. Get your ticket here. And, to see an example of its cash-based utility payment service, watch PayNearMe's Best Of Show demo from FinovateSpring 2011.
 More than 60 leading fintech innovators, both startups and established companies, are gearing up to present at the biggest Finovate ever, Sept. 20/21 in NYC.
Each company provided a sneak peek of what they'll be demoing on stage next month. Below is the second installment of these teasers ( see part 1 here). We'll have more next week.
_____________________________
  Customers use different communication channels throughout the day and expect the same from their FI. But to reach and interact with the greatest number of customers - and deliver reward value to both institutions and their customers - banks and reward vendors alike must fully support the growing range of channels: online, mobile, social, e-mail and more, while providing requisite security and privacy for email communications featuring sensitive data.
Cardlytics & ActivePath combine powerful technology to personalize reward offers based on transaction data that can be securely delivered and transacted directly within interactive email, enabling customers to respond at their convenience, anytime, anywhere.
Innovation type: Cards, communications, rewards
-thumb-170x41-3860.jpg) Andera's FortiFI product stops online new account fraud. It scans applications submitted online at over 500 institutions, discovering patterns used by fraud rings only visible on an industry-wide scale, and flags applications matching known patterns before an account is opened.
FortiFI is available as part of Andera's hosted account-origination solution and its Software Development Platform that gives developers "plug and play" access to the services and software components (e.g., ID verification, application risk management, funding risk management, funds transfer, etc.) used by Andera's popular hosted online account-opening solution, reducing the time and cost to bring innovation to market.
Innovation type: identity, marketing, sales
 Online and mobile banking has created a new breed of cybercriminal. New forms of defense are needed.
Authentify will unveil publicly for the first time, Authentify 2CHK. It is an app that will transform an end user's mobile device into a secure transaction authenticator. The device becomes a defensive weapon in the battle against cybercrime. Authentify 2CHK is a natural extension of Authentify's out-of-band technology and will help satisfy audit requirements for end user and transaction authentication spawned by FFIEC guidance updates.
Innovation type: Identity, payments, security
 BillGuard is the world's first antivirus for bills. This free, Web-based solution empowers consumers with the assurance of an unheard-of level of personal finance security. The easy-to-use service has already saved consumers more than $300,000 from unwanted or unauthorized charges.
BillGuard aims to be the "seal of approval" that merchants and financial institutions display so consumers recognize that their accounts are protected and that all posted charges are accurate. In the future, it will be imperative to display a BillGuard badge to gain customers.
Innovation type: cards, identity, security
 Gen Y embraces frugality and seeks "engagement banking" with rich, interactive online experiences around their $200 billion in income.
Bobber represents a profound shift in how Gen Y relates to their money, integrating the most effective social engagement mechanics for cost-efficient acquisition, sustained loyalty, and increased wallet share. Bobber's cash-management tool simplifies daily spending and incentivizes goal achievement. Users engage in a highly interactive debit rewards program grounded in their personal savings goals.
Bobber's technology is architected into the Facebook ecosystem for low-friction onboarding, social collaboration, and experiences tailored to users' Facebook data.
Innovation type: banking products, cards, marketing, online UI
 CarryQuote IntelliCast is a private-labeled solution that allows you to securely deliver proprietary research and multi-media content directly to your clients' Apple, Android, BlackBerry, or Microsoft smartphones and tablets.
Through CarryQuote's unique, SaaS-based mobile technology platform, which offers compatibility across all five major mobile platforms, CarryQuote IntelliCast allows you to place a highly advanced, branded mobile application in your clients' hands, and become their "go to" source for the latest financial research. Notably, this turnkey solution can be customized and deployed across all platforms in fewer than six weeks.
Innovation type: communications, investing, mobile and tablet UI
 Cartera Commerce is re-inventing the deal with card-linked offers.
Cartera, the leading provider of card-linked marketing solutions, will unveil its solution that enables banks to tap the explosive growth of the local deals market popularized by daily deal sites.
For banks, issuers and loyalty programs, Cartera provides the industry's most comprehensive card-linked offer platform powering personalized in-store and online shopping programs that build consumer engagement, maximize card spend and create new revenue streams. For merchants, Cartera powers the industry's largest card-linked advertising network, targeting and tracking shopping offers to 150 million+ loyal consumers.
Innovation type: cards, marketing, rewards
 CashStar, the preferred digital gifting and incentives partner for retailers and incentive partners, provides consumers with the most personal, compelling and convenient gifting experiences available. The only company to successfully combine an on-demand digital gifting and incentives platform with innovative multichannel marketing strategies, CashStar is changing the way rewards currency is exchanged from the digital world to the brick and mortar.
At FinovateFall 2011, CashStar will unveil a first-of-its-kind, location-based iPhone application that enables consumers to instantly turn credit card points into digital currency while they are in a participating retailer's store.
Innovation type: cards, marketing, rewards
 How do you know whether to trust online profiles? Where do you turn for assurance or accountability? The ability to demonstrate financial 'good sense' would give you an invaluable edge to stand out and succeed in career, business and personal objectives.
At FinovateFall 2011, Credit Sesame, one of the Internet's most trusted credit management sites -- backed by global financial institutions and world-class science, technology and financial experts -- will reveal how to get that "edge."
Whether you're applying for a new job, transacting commerce online, or interacting with someone on the Web for business or personal reasons, Credit Sesame can help.
Innovation type: identity, lending, PFM
 You've seen it all: savings tools, financial games, virtual banks and so on. But these products have a limited reach with your customers. DoughMain is the first and only service to combine family coordination and financial education into one simple and convenient platform.
Achieve a new level of engagement with your adult customers who have active families. Integrate your bank and financial service products in a completely new way and upsell your offerings to a lucrative market.
Innovation type: banking products, marketing, PFM
 Samurai is the easiest and most elegant gateway on the market. It gives you ultimate flexibility at an affordable price.
With Samurai, you'll be able to integrate payments on your site in minutes. Samurai boasts premium features such as intelligent routing, data portability, and gateway emulation. Send payments anywhere with Samurai -- it's universally compatible. Oh yeah, and that's just a sneak peek at all that Samurai has to offer.
Innovation type: back office, payments, small business
 Google Advisor makes it fast, safe, and easy for consumers to find personal finance products. Google will be showing the latest version of Advisor and be available for conversations with potential partners who are interested in the platform.
Innovation type: banking products, online UI
-thumb-150x65-3844.jpg) IND Group "wow" innovation is a new online and mobile banking platform that has reinvented the way a bank can communicate with its customers. The platform's simplicity and ease of use is underpinned by natural language and data visualization -- key differentiators.
Easy-to-use main features are the account and transaction visualization, wizard-type money transfers and investments, zero-effort personal finance management, online sales engine and the support center. IND Mobile banking is more than just the extension of online banking features, unique ergonomic design, user experience, security and the fact that it is always-online.
Innovation type: mobile and tablet UI, online UI, PFM
 See Kony's mobile commercial banking solution in action. It allows the corporate treasurer and executives to approve transactions from any mobile device, including tablets.
Each user is able to view the transaction amount, date, account involved, the approval status of other users, and a memo. This speeds the process of approving transactions as well as tracking the progress. Plus, from the development perspective, the application is updated and deployed to any mobile device, mobile Web or tablet from a single application definition.
Innovation type: banking products, mobile and tablet UI
 LearnVest believes that financial planning should not be a luxury.
LearnVest is making personal financial advice accessible and affordable to millions of Americans. The company does this by providing the content, tools and advice to help women get informed, get organized, and get support.
LearnVest's new My Money Center and the LearnVest Advice Center are the keys to this transformation. By helping members create everything from a personalized budget to a retirement savings plan, LearnVest empowers women to build their wealth and afford their dreams. Come learn more about the new LearnVest Method and see where the company is headed.
Innovation type: communications, PFM
 There's a tremendous opportunity to gain share of cash and check spending by small businesses; if only business owners felt they could adequately delegate and manage the credit, debit or prepaid card spending of their employees. Now they can.
MasterCard inControl Small Business Controller empowers small business owners to more confidently and securely delegate card spending to employees, improving expense control and helping to better manage cash flow. Small business owners can also create profiles with controls and alerts for each employee card and use virtual card numbers to shop more safely online.
Innovation type: cards, online UI, small business
 miiCard is a revolutionary digital passport. It enables users to prove their identity online to the same level of authority as a drivers license or passport would do offline.
By creating trust in an environment characterized by anonymity and transient identities, miiCard will open up opportunities for business online and put Internet users back in control of their personal information on a global basis.
Innovation type: identity, payments, security
 Retailers are constantly looking for new ways to increase sales. Over US$20 billion is spent on consumer promotions each year, but while promotions can be effective, they are costly and reduce margins.
Offermatic already enables any merchant today to precisely target Offermatic members based on their actual spending history. Merchants can acquire guaranteed-new customers, who are already spending in the category, on a 100% pay-for-performance basis.
At FinovateFall 2011, Offermatic will announce its latest innovation. This new model will enable merchants to run a free promotion and grow sales at no cost! See you on September 21st.
Innovation type: marketing, rewards, coupons, small business
PayNearMe offers a convenient payment option to individuals who prefer to make payments in cash, as well as the more than 60 million adults who are unbanked or underbanked.
PayNearMe will demonstrate an easy and inexpensive way for these consumers to pay their rent and auto loans with cash at their local 7-Eleven store. And with our self-service portal, merchants of any size will soon be able to take advantage of this simple payment alternative.
Innovation type: payments
 RobotDough will be presenting a new product that helps people protect their investments.
Innovation type: investing and asset management, PFM
 Wall Street Survivor is relaunching at FinovateFall 2011 with a website that finally demystifies investing. Wall Street Survivor couples a real-time stock market simulator with content to create missions.
The product helps users understand financial concepts, such as creating a virtual portfolio, how to manage it, and how to find good stocks, all in a fun and rewarding way. If you want to learn how to invest better, or just want more confidence when speaking to your financial advisor or stockbroker, then the new Wall Street Survivor is for you.
Innovation type: Investing and asset management
Boku  CNNMoney examined Zong's competition with Boku. Link
BrightScope - The Forbes blog recommended BrightScope as a tool to check your financial advisor's history. Link
- The Washington Examiner discussed how BrightScope helps consumers make informed decisions about their 401(k) plan. Link
Clairmail Clairmail increased its security by using authentication from the RSA Secured Partner Program. Link
Credit Karma The Forbes blog recommended Credit Karma as a tool to track and monitor your credit score. Link
Credit Sesame  The Forbes blog recommended Credit Sesame as a tool to track and monitor your credit score. Link
Dwolla Dwolla updated its iPhone app to allow customers to send money via email. Link
Dynamics American Banker discussed Dynamics' adaptability to the mobile payment world. Link
Enloop Small Biz Technology outlined three of Enloop's features. Link
eToro AlphaTrade Finance discussed eToro's CopyTrader network. Link
Expensify Expensify's app was listed as Gearburn's A pp of the Week. Link
Finsphere  GeekWire reviewed Finsphere's new round of $1.75 million funding. Link
Geezeo American Banker reported that Geezeo's partnership with Sharetec Systems will help Geezeo reach more credit unions. Link
Guardian Analytics The Street reported that Guardian Analytics' Anomaly Detection & Fraud Monitoring will help financial institutions meet updated FFIEC guidelines. Link
Kony Solutions Kony Solutions announced a partnership with Donriver for the delivery of multi-channel mobile apps. Link
Mint.com The Quickbooks blog examined Mint.com's PFM tool. Link
Monitise Americas  Monitise developed two banking apps designed for the iPad for NatWest and RBS. Link
PayNearMe The Paypers interviewed Avangate and PayNearMe regarding their partnership and various future endeavors. Link
PayPal TechCrunch speculated that eBay's acquisition of Zong will advance PayPal's mobile payments. Link
ProfitStars Credit Union Times discussed ProfitStars' partnership with Corporate One Credit Union. Link
Prosper The Social Lending Network reviewed Prosper's new Quick Invest feature. Link
Q2ebanking  Q2ebanking commented on the security implications of the new FFIEC guidelines. Link
RobotDough The Motley Fool highlighted RobotDough as a powerful new tool for individual investors. Link
SilverTail Systems - Credit Union Times reported that SilverTail Systems' capabilities enable financial institutions to comply with FFIEC guidelines. Link
- Homeland Security Television profiled SilverTail Systems. Link
ThreatMetrix ThreatMetrix enhanced its security in anticipation of FFIEC guidelines. Link
TradeKing Stockbrokers4u.com analyzed TradeKing's services. Link
Xero Xero hired a CFO onto to its team. Link
Yodlee - Yodlee released its new MoneyCenter app. Link
- Quickbooks' blog examined Yodlee's PFM tool. Link
- TechCrunch reported that Yodlee reached 30M users. Link
 AlphaClone AlphaClone launched a new feature that measures sentiment. Link
BillFLO Taulia acquired BillFLO. Link
Bills.com  Bills.com shared money-saving strategies for recent college graduates. Link
BrightScope BrightScope was highlighted on the Tuscon NBC news channel series, "4 Your Money." Link
CashEdge Ally Bank began offering CashEdge's Popmoney service. Link
Continuity Control  LEVERAGE, the Service Corporation for the League of Southeastern Credit Unions, began offering Continuity Control's CreditUnion Assistant program. Link
CreditKarma Credit Karma introduced its Approval Odds service to help avoid being declined for a card. Link
Currensee Currensee reached $6 billion in trading volume and $12 million under management. Link
doxo The MakeUseOf blog reviewed doxo's online filing cabinet. Link
Dwolla - Dwolla CEO commented on the Bitcoin virtual currency debate, exchange, and hysteria. Link
- Dwolla's fees were compared to PayPal's. Link
- Silicon Prairie News discussed Dwolla CEO's comments on Bitcoin. Link
eWise eWise Payo's smartphone app won the Editor's Award for Consumer Focus at the 2011 Cards International Awards. Link
Expensify  - The Dallas News highlighted Expensify. Link
- Expensify was listed as one of 25 tools to help you manage spending by cmvlive.com Link
HelloWallet HelloWallet posted a short video series explaining its wealth-tracking service. Link
Jwaala  KEMBA Financial Credit Union implemented Jwaala's platform. Link
Lending Club - Lending Club is approaching its financial breakeven point. Link
- Reuters commented on Lending Club's P2P marketplace. Link
Lendio Lendio helped banks increase business loans by finding qualified borrowers. Link
Mortgagebot  Mortgagebot and Business Solutions extended their Tech Alliance to provide mortgage application solutions at preferred terms. Link
PayNearMe PayNearMe facilitated 7-Eleven's partnership with Greyhound for cash transactions. Link
Prosper Reuters commented on Prosper's P2P marketplace. Link
Receivables Exchange  The Receivables Exchange won 2011 "Management Team of the Year" at the Stevie Awards. Link
Strands Strands Personal Finance landed in the 2011 Red Herring Top 100 North America list. Link
TradeKing TradeKing announced its free webinar series on trading advice beginning July 12th. Link
Voice Commerce  Voice Commerce launched its CashFlows app. Link
Xero Getapp.com reviewed Xero's cloud-based software. Link
Betterment Medill Reports discussed the benefits of Betterment and Currensee, claiming that the social networking craze changes the way some people invest. Link
BrightScope BrightScope announced the top 10 treasury inflation protected securities funds in America's 401ks. Link
ChargeSmart  Fox News' Studio 10 reviewed ChargeSmart, PlasticJungle, and Bills.com and found a number of money saving tools and ideas. Link
Check Point Software Technologies Check Point Software Technologies won The Ten Best Web Support Sites of 2011 Award from The Association of Support Professionals for its exceptional web support design, implementation, and customer experience. Link
ClairMail ClairMail announced record customer expansion with a 300% year-over-year growth in users. Link
Corduro  The New York Times reported that Corduro's cloud platform challenges PayPal and Square's mobile payment services. Link
Credit Sesame The Wisdom Journal depicted Credit Sesame's services as more than just credit scores. Link
Currensee See Betterment above.
doxo - doxo explained how to use its online filing cabinet and "due date" alerts to help organize GroupOn, Living Social, and other daily deals. Link
- TheFinancialBrand.com discussed Oregon Federal Credit Union's use of doxo and discussed other usage ideas such as uploading a scan of your passport prior to travelling. Link
Dwolla - Credit Union Times listed Dwolla as a contender in the P2P payment space. Link
- Dwolla rallied community efforts to gather donations for the tornado-stricken town of Joplin by selling its t-shirts and accepting donations. Link
- Omaha World-Herald covered Dwolla's arrival into Nebraska. Link
Enloop  - About.com highlighted Enloop's business plan creation service. Link
- Forbes blog discussed "How Not to Fail" by using Enloop to assess the potential success of a business plan. Link
Geezeo Call Federal Credit Union, based in Richmond, VA, selected Geezeo for its PFM solution. Link
Guardian Analytics Guardian Analytics positioned by Gartner in the "Visionary" quadrant for web fraud detection. Link
HelloWallet  San Francisco Mayor Gavin Newsom urged residents to improve their money management by using HelloWallet. For every five subscriptions purchased, HelloWallet will give away one subscription to a family in need. Link
Hidden Levers Financial Advisor Blog discussed using Hidden Levers to build better portfolios, highlighting risk management and accuracy of the service. Link
Lending Club - Lending Club exceeded a quarter million dollars in cumulative loans and is offering cash bonuses. Link
- Wall Street Journal blog discussed growth of P2P Lending sites Prosper and Lending Club. Link
Lendio  Lendio raised $2 million in debt financing. Link
PayNearMe PayNearMe founder Danny Shader, in an interview with Vator News, revealed the service is used beyond the unbanked population, including teens who prefer to pay with cash and consumers who would like to keep their online transactions private. Link
Prosper See Lending Club above.
RobotDough  Dow Jones Financial reports that a UCLA professor backed RobotDough. Link
SecondMarket The Washington Business Journal discussed SecondMarket's recent popularity. Link
Sybase  Sybase launched the M-Commerce Guide, a publication for examining global market opportunities for mobile network operators, advisors, and FIs. Link
TradeKing TradeKing CIO Dan Raju discussed security issues that may arise with the NYSE cloud community, citing its security. Link
Tyfone Tyfone contracted with Star One Credit Union to use its NFC technology. Link
UBank  CEO of UBank examined security concerns and competitors during an interview with ZDNet. Link
Imagine this scenario: You'd like to visit a friend who lives three hours out of town but  your car is in the shop so you need to take the train. To purchase the ticket ahead of time, you'd like to pay online or over the phone instead of at the Amtrak station. But here's the kicker-- you don't have a credit or debit card. How are you supposed to buy the ticket if you can only pay with cash? The solution is easy, and it's called PayNearMe.
Founded by Danny Shader in 2009, PayNearMe is a Mountain View, CA-based company that enables consumers to buy online and pay offline at 7-Eleven stores.
Using this service, consumers can pay off loans with cash, purchase goods from other retailers, and even pay for services such as transportation. To get a better idea of more possibilities, see PayNearMe's FinovateFall 2010 and FinovateSpring 2011 demos, both of which won Best of Show awards.
Why use PayNearMe? - You do not have a credit or debit card (24% of U.S. households)
- You prefer to pay with cash (most teens and 54% of adults)
- You do not want to divulge personal information online
- You would like to repay a loan with cash
How it Works Imagine you want to purchase a book that's for sale online, but don't have (or don't want to use) a debit or credit card.
You can use PayNearMe to purchase the book online using an Amazon gift card. It's a three-step process:
1) Complete the online form at the PayNearMe website. Choose Merchants (step one in the visual below), select Amazon as the retailer (step two), and answer these questions: - Gift card amount
- Email address
 - Zip code
- Password
Then choose whether to pay with or without a printer. If going paperless, enter a mobile phone number and within seconds receive the following text message: Use PayNearMe's website to locate a nearby 7-Eleven store and, once inside, find the PayNearMe cards on the rack (see example at end of post). Following the instructions in the text message,  reply with the nine-digit code.
A follow-up message will appear seconds later:  You can pay the cashier with a $20 bill and ask her to load the money onto the card. After she swipes the card and processes the payment, she'll hand you a receipt along with the card. You'll then receive a final text message:  3) Use the claim code. The receipt prompts you to visit www.amazon.com/gc and enter the claim code listed on the  receipt (see below). Login with your Amazon account, ensure the payment is loaded into the system, and click Apply to Your Account. The $20 is loaded into your account so you can find the book and pay for it with the $20 gift card balance.
Analysis I like that this is a completely free service for consumers; $20 in your wallet translates into $20 in your Amazon account. There are no hidden fees or surcharges. In addition to this, the PayNearMe card is reusable so you don't need to pick up a new one each time you use the service.
On the flipside, Amazon doesn't offer PayNearMe as one of its default payment choices so you have to start the transaction through the PayNearMe website. While this is an additional step in the process, it still makes it easy to pay for goods and services using cash.
PayNearMe card and receipt
Aptys Solutions
Aptys Solutions signed with Banker's Bank, a top check depositor with the Federal Reserve Link
Backbase
Backbase to host webinar on how to use social media in financial services Link
Betterment  - Betterment announced a growth of over $10M under management and over 4000 customers in first year Link
- Betterment celebrated its first birthday Link
Bill.com
Bill.com is working to improve its mobile offering for small and midsized businesses Link
Boku
Mobile Entertainment explained how Boku will revolutionize pay-by-mobile for digital goods Link
Capital Access Network
CNBC explained how Capital Access Network solves the need to use financial creativity Link
Credit Karma
WiseBread Blog interviewed Credit Karma CEO Link
doxo  - doxo's first fan video was posted online Link
- Oregon employees were the first to give its members doxo's online file cabinet Link
- TechFlash highlighted the benefits of using doxo to achieve paperless business Link
- 2Minute Finance interviewed doxo at FinovateSpring Link
Dwolla
- Dwolla was listed by inc Tech as one of three startups you must know from Big Omaha Link
- Credit Union Times listed Dwolla as a new P2P service rivaling 'bank giants' Link
edo Interactive
MyBankTracker interviewed edo Interactive COO about its Prewards service Link
Expensify
Slate explained how Expensify will help the 'frequent flier' Link 
Kabbage
Technorati described how Kabbage works with eBay Link
Lending Club
- Mint.com's blog covered what you need to know about Lending Club Link
- San Francisco Business Times commented on Lending Club's strong backing from both investors and lenders Link
- San Francisco Times reported that Lending Club stated it is not planning to go public for several years Link
LendingKarma
Entrepreneur featured LendingKarma as a good tool to use when borrowing money from family or friends Link
Lendio
San Francisco Chronicle reported that Lendio offers funding opportunities for new grads Link
Lodo Software
Lodo Software was described as a startup providing jobs in the "Silicon Prairie" region, a.k.a. Omaha Link 
Monitise
Monitise released a report predicting that the majority of consumers will use mobile money services within the next three years Link
Mortgagebot
Mortgagebot reached 1000 clients, one of its goals from the beginning Link
PayDivvy
2MinuteFinanced interviewed PayDivvy about its services Link 
PayNearMe
BillShrink examined PayNearMe's cash payment service Link
peerTransfer
Mass High Tech interviewed Iker Marcaide from peerTransfer about becoming an entrepreneur Link 
ProfitStars
ProfitStars announced a new version of Margin Maximizer that's now available as a hosted solution Link Robot Dough
2MiniuteFinance toured RobotDough's demo during interview at Finovate Spring Link
SecondMarket
- Wall Street Journal stated that SecondMarket helped fuel the tech boom Link
- CNBC interviewed SecondMarket for an explanation of the change in trading numbers Link and Link
Smarty Pig
Smarty Pig launched new sharing features, including activity sharing and goal sharing Link Striata
Striata will host a June 2 webinar for implementing successful ebilling strategies Link
ThreatMetrix
San Francisco Chronicle covered ThreatMetrix's research around mobile transaction activity Link
TILE Financial
TILE Financial released a Financial Identity Profile to strengthen the connection between advisors and under-30 consumers Link 
TradeKing
TradeKing divulged the lineup of its free webinars in June Link
Tyfone
Tyfone won 2010 Asia Pacific Smart Card Association Award for its NFC innovation and implementation Link
Wikinvest
Dow Jones Advisor highlighted Wikinvest as a way to analyze portfolios Link
Wonga
- Wonga won 2011 Red Herring Top 100 Europe Award for exceptional accomplishments Link
- Wonga won the Media Momentum Awards, a coveted award for digital media companies in Europe Link
- Wonga's Errol Damelin discussed consumer-centric credit Link
Xero  - Diversity Limited commented on Xero's move to the US markets Link
- Xero and Keebo teamed up to help you manage and process receipts Link
- New Zealand Herald commented on Xero's surging revenue Link
Zecco
- The Wall Street Journal reviewed Zecco's new Facebook app Link
- Zecco launched an app for stock trades & viewing realtime market data on Facebook Link
Zopa
Zopa shows how it helps consumers protect against inflation Link
Backbase  Backbase will provide TCS Bank in Russia with a website integration solution through Bank 2.0 Portal. Link
Bill.com Bill.com rolled out Sage Peachtree Sync, software for controlling bill payment and management. Link
BrightScope BrightScope released its second annual list of the Atlanta-based companies with the best 401k plans. Link
CashEdge CashEdge expanded Popmoney service by adding Popmoney for Prepaid. It also announced a partnership with TxVia. Link 
Check Point Software Technologies Check Point was listed on Acadian Asset Management's Top 15 Buys list. Link
Cortera Cortera announced a new version of its PULSE app, a customer monitoring service. The new version will add Growth Clues alert. Link
DebtGoal
 DebtGoal hired Igor Vaks, former Experian CIO, as new COO. Link
eToro eToro emerged as the preferred platform for building forex wealth through web trading. Link
Expensify Expensify advertised on giant billboard in the Bay Area. Link
Fiserv  Fiserv announced improvements to its Relationship Rewards. Link
ID Analytics CoreLogic partnered with ID Analytics to integrate ID Network with LoanSafe Fraud Manager. Link
ID Analytics will host Advance 2011, its 9th Consumer Risk Management Conference, this September. Link
IP Commerce IP Commerce recently raised another round of funding. Link Lending Club issued a record high of $17.5M loans in April. It is the 4th record month in the past 5. Link
Lending Club won Webby Award for the Banking/ Bill Paying category. Link
Mint Mint won Webby Awards for the Financial Services category. Link
MoneyAisle MoneyAisle launched live auctions for unsecured personal loans to help consumers across a wide range of credit scores. Link
PayNearMe  PayNearMe raised $16M in funding from new and current investors. Link
Plastyc Plastyc won a patent for improved online payment methods. Link Prosper Prosper increased loan volume by more than 50% compared to 3 months ago, issuing over $5M in new loans in April. Link
Yodlee Yodlee is looking into developing mobile apps with new "FinApp Store" strategy. Link
To see Finovate news updates in real-time, follow our feed on Twitter.
GoalMine launches with $25 reward to users who establish a $25 per month investment plan. -- The program not only encourages ongoing investment, but highlights the convenience of the company's online GoalPack gift card system. http://bit.ly/finovate11152
Ixaris launches Secret Path Developer Challenge. -- Secret Path rewards developers who build payment applications on Ixaris Opn for social media networks, mobile devices and ecommerce. http://bit.ly/finovate11172
PayNearMe garners $16 million in venture capital. -- Khosla Ventures led the funding round. The company will also be launching a mobile payments application. http://bit.ly/finovate11161
SmartyPig adds 21 new "Best in Class Retailers" just in time for holiday shopping. -- Retail partners boost users' savings by up to 14% when the savings goal is withdrawn via their gift card. http://bit.ly/finovate11155
Tempo Payments powers reward card for Sheetz convenience stores. -- The decoupled affinity debit cards are independently-branded rewards debit cards, which link to the customer's checking account. http://bit.ly/finovate11151
 We're pleased to announce that the demo videos from FinovateFall 2010 are now available for free download (or immediate consumption) from the Finovate archives.
This fall's NYC conference showcased 56 handpicked companies doing 7-minute demonstrations (no slides allowed) of their latest technology innovations to a sold-out audience of 650 financial & banking executives, venture capitalists, press, analysts and entrepreneurs.
Check out these cutting-edge ideas in financial, banking, payments, mobile, lending, investing and security technologies today for inspiration and your next edge on the competition!
(P.S. If you're interested in joining us at the next Finovate event, tickets are now on sale for FinovateEurope (Feb, 1, 2011 in London). It is going to be an amazing showcase of European and global fintech innovation!)
 Eric Mattson is CEO of Online Financial Innovations, the parent company of NetBanker, Online Banking Report and the Finovate Conference Series. He can be reached at eric@netbanker.com.
![image[6][1]](http://www.netbanker.com/WindowsLiveWriter/FinovateFall2010BestofShowWinners_82D0/image%5B6%5D%5B1%5D_774d00f8-e1f1-479f-a764-ee6cbc7a402d.png "image[6][1]") It was an incredible two days in NYC (Oct. 4&5) as we witnessed 56 new
products, services, and features debut on the big stage. Of 56 live
demos, there were a few slow connections, an occasional timeout, a
missed download or two, and a few lost seconds waiting for mobile
screens to refresh, but only one that we had to completely restart. So, overall it went very smoothly.
And the packed house had a great time, found a number of things they could take back to their own companies, and made some great connections (at least that's what they told me anyway). At
the end of each day, attendees voted on three "Best of Show" demos from
the 28 just seen. Then, at the end of the conference, we ranked
all 56 companies based on this audience vote (see notes). The top seven were named Best of Show. Every company that presented was named Best of Show by some portion of the audience. But the ones that ended on top are as follows (in alphabetic order):    
  
Congratulations! And thanks to everyone that presented, sponsored, attended and followed the #finovate tweets. If I ever recover, I look forward to writing more about where this is all headed. ------------------------------ Notes on methodology:
1.
Only audience members not associated with demoing companies
were eligible to vote. Finovate employees did not vote.
2. Because a different number of ballots was cast each day, we ranked the demos based on the percentage of ballots voting for each presenter.
3. The exact written instructions given attendees:
"Please
rate (the companies) on the basis of demo quality and potential impact
of the innovation they demoed. PLEASE CIRCLE ONLY THREE"
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