The IOUSOS website is not active and now refers visitors to PaymentClinic.com, but the technology is being white-labeled by other payment-negotiation sites, and the technology is the negotiation engine for PaymentClinic. 

PaymentClinic offers the same settlement and negotiation tools that IOUSOS did, and also provides payment plans, receivables followup, online bill-pay and other administrative services.

Patients who use PaymentClinic can receive discounts from their providers for early payment, pay bills online, arrange a payment plan, or settle an old bill at no additional charge. 

Such payment flexibility means that providers benefit from accelerated receipts while avoiding awkward collections issues. Because PaymentClinic does not charge providers a set-up fee, provider-conversion costs are kept to a minimum. Online bill-pay services are provided at no charge to providers or patients. 

The PaymentClinic revenue model for collections and bill discounting is a percentage of payment from the provider - providers only pay when a collection is successful. For providers who elect to have PaymentClinic manage receivables for them, the company is paid on retainer based on the invoice dollar volume each month.

According to PaymentClinic, there are 2,000 patient users already, and one of the largest clients has improved patient-pay revenues more than 30% in 90 days. 

Currently, patient communications from PaymentClinic encourage users to tell their friends and medical providers about the service. Looking forward, a referral program is in the works which will reward users with savings on their bills in return for patients spreading the word to other patients and providers. 

PaymentClinic is also working to add more flexible payment options such as ACH transfers. 

PaymentClinic supports St. Jude Children's Research Hospital, with twenty-five cents from every transaction to support medical research for children with cancer and other catastrophic diseases.