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Recently, two Finovate alums announced that they had been acquired. We were excited to see two successful exits:

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aSpark, an idea-incubation company that generates cloud-based mobile solutions for FIs
Founded: 2011
Acquired byLiquidHub, provider of management and IT consulting
Finovate demo: FinovateFall 2012

Co-founder and CEO, Raj Patil, and his team will now continue operating under the company name LiquidHub.


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DCisions, data analytics company that operates InvestorBee, a consumer-based service that provides investment data
Founded: 2005
Acquired by: Interactive Investor, a guide to UK finance and investing
Finovate demo: FinovateEurope 2012 and FinovateSpring 2012

DCisions will conclude independent data services on December 31, 2012, at which point the FTSE DCisions Index Series and InvestorBee service will stop.

  • Interactive Investor purchases DCisions, closes InvestorBee service.
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  • Finextra reports Rabobank Australia and NZ selects ThreatMetrix to secure online channels.
  • InComm & SkyMall Ventures partner to launch electronic gift card program.
  • Opus Research report recognises ValidSoft as leader in voice biometrics.
  • AloStar Bank of Commerce chooses Andera's oFlows for online account opening.
  • TIO adds mobile bill pay app to its suite of services for El Paso Electric.
  • Radian Mortgage Insurance now available through Mortgagebot's loan origination system.
  • E-invoicing Platform features AcceptEmail.
  • Xconomy examines how Giftly will disrupt traditional gift card market.
  • Luup signs partnership with Arab Link, provider of money transfer and exchange services in Abu Dhabi.
  • Crunched lists On Deck in top 25 startups to work for.
  • TechCrunch reports Holvi Plans To Disrupt Traditional Bank Accounts With Simple But Powerful Services.
  • Citi Innovation Lab and SapientNitro honored at National Infocomm Awards in Singapore for next-generation banking experience.
  • ActivePath merges with PowerInbox.
  • Experian expands debt-collection product suite with TrueTrace.
  • DeviceFidelity launches moneto prepaid MasterCard.
  • BlinkMobile announces five more councils to adopt BlinkForms.
  • Klarna earns 2012 Entrepreneur of the Year award from European Tech Tour Association.
  • Money Smart Life reviews Betterment and Kapitall.
  • American Banker reports Betterment deepens finance advice features.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
  • Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpg2 Minute Finance interviews TIO Networks at FinovateSpring.
  • 2 Minute Finance interviews Flint Mobile at FinovateSpring.
  • Check Point provides FXCM with integrated network protection.
  • IND Group's technology initiates the world's first Facebook money transfer.
  • Kashoo named most promising startup at 2012 BCTIA Technology Impact Awards.
  • DCisions awarded an Australian patent for business method.
  • SmartyPig, Social Money's goal-based savings product, increases its interest rate to 1% APY.
  • TechCrunch reports PayPal rolls out a touch-friendly website redesign.
  • US News lists Buxfer, YouNeedABudget, Pennyminder, Yodlee, Geezeo, Mint as personal finance tools you should use.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
  • Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgDCisions reflects on its FinovateSpring experience.
  • American Banker looks at TIO Networks as a Silicon Valley Tech company serving the underbanked.
  • CorFire and edo Interactive to connect purchase data and targeted offers via mobile.
  • Silver Tail Systems positioned in the Leaders Quadrant of the Magic Quadrant for Web Fraud Detection.
  • Bazaarvoice acquires PowerReviews for $151 million.
  • doxo adds mobile bill Pay, launches Android app.
  • Prosper takes on Lending Club's PRIME service with Premier.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.
  • Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgBank Technology News reports WattzOn Helps Banks Help Customers Save on Energy Bills.
  • Fast Company reports Personal Capital's beautiful app convinces the wealthy to trust their money to strangers.
  • TechCrunch reports that Mint.com updated its app to allow users to split transactions.
  • Crain'sNewYorkBusiness.com describes how BillGuard fits into the Big Data scene.
  • How DCisions, Personal Capital, SigFig, FutureAdvisor, and Jemstep Are Shaking Up Wealth Management.
  • Klarna adds Nigel Morris, co-founder of Capital One, and Anton Levy, MD of General Atlantic, to its board of directors.
  • Westmoreland Community FCU chooses Geezeo for PFM.
  • StockTwits debuts new social signals features.
  • Kony Solutions announces $15 million series C financing.
  • Mitek enables $10 billion worth of mobile deposits.
This post will be updated throughout the day as news and developments emerge. You can also follow all the alumni news headlines on the Finovate Twitter account.

The wealth management industry has seen increased press coverage lately. Take, for example, The Economist's recent piece discussing how increased competition from startups has tempted clients into moving assets to lower-cost alternatives.

The article mentions DCisions, a startup tackling the big data around client portfolios. It also highlights Personal Capital, which launched at FinovateFall. The Economist states that the startup's online platform:

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"... tries to straddle the world between cheap online wealth management and the old world of private banking"

Aside from the cost, one of the largest benefits of moving your 
millions into a startup like Personal Capital is that the investment advice is unbiased. This is a topic that Business Insider covered last week, voicing concerns that clients' brokers are "royally screwing them over."

The article states:

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"With no other fees to compare your own to, you could wind up paying for far more than you should - especially if your broker's working on commission."

To ease this concern, the article recommends using
DIY tools such as SigFig, FutureAdvisor, or Jemstep. These tools help you see how your funds are performing and how much you're paying in fees.

To learn more about these companies, watch DCisions' FinovateEurope 2012 demo, Personal Capital's FinovateFall 2011 demo, SigFig's FinovateFall 2011 demo, FutureAdvisor's FinovateSpring 2012 demo (coming soon), or Jemstep's FinovateSpring 2010 demo

Here's a look at press coverage from FinovateSpring 2012 in San Francisco last week. For comprehensive coverage, be sure to check out Erin McCune's live blog on PaymentsViews, which covers all 63 presenting companies:

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2 Minute Finance
2MF @ Finovate Spring 2012 Conference
by Bobby Lee
Link

BillGuard Demo @ Finovate Spring 2012 Conference (Day 1)
by Bobby Lee

Cardlytics Demo @ Finovate Spring 2012 Conference (Day 1)
by Bobby Lee

Concur Demo @ Finovate Spring 2012 Conference (Day 1)
by Bobby Lee

Flint Mobile Demo @ Finovate Spring 2012 Conference (Day 2)
by Bobby Lee

Mitek Systems Demo @ Finovate Spring 2012 Conference (Day 1)
by Bobby Lee

TIO Networks Demo @ Finovate Spring 2012 Conference (Day 1)
by Bobby Lee

WattzOn Demo @ Finovate Spring 2012 Conference (Day 1)
by Bobby Lee

Bank Innovation
5 Finovate Demo-ers' News Catching Our Eye
by Mary Wisniewski

4 More Finovate Products We Like
by Mary Wisniewski

Bank Technology News
Best of Finovate Spring Day 1
by Penny Crosman

Best of Finovate Spring Day 2
by Penny Crosman

Dwolla Pitches Fast Fund Transfers, but Bank Participation is Vital
by Sean Sposito

Edo to Harness Payment Data to Spur Consumer Spending
by Victoria Finkle

WattzOn Helps Banks Help Customers Save on Energy Bills
by Sean Sposito

BankersLab Blog
CreditLab Launch: Reactions and Responses

BankNXT
Finovate, Simple, and Re-Imagining Banking Applications
by Bradley Leimer

Live at FinovateSpring 2012- day 1
by Jelmer de Jong

Live at FinovateSpring 2012- day 2
by Jelmer de Jong

BetaKit
CoverHound Debuts Comparison Tool for Auto Insurance 
by Cheronne Thurab 

Business Insider
Finally, a Mobile App That Helps You Save Money: Meet Urge
by Willy Staley

Business2Community
What Does $4.6 Billion in Coupon Savings Have to Do with Savvy Consumers?
by Andre Bourque

C'est pas mon idée!
FinovateSpring 2012: quoi de neuf?
by Patrice Bernard

Currency Marketing Blog
Four Conference in Four Days
by Tim McAlpine

Credit Union Times
MoneyDesktop Named Best of Show at FinovateSpring Conference
by Natasha Chilingerian

Daily Disruption
Flint Mobile Announces Beta Launch at Finovate and Closes $3 Million Round of Financing
by Tim Rygh

The Daily Guardian (BillGuard's blog)
Financial Community Awards BillGuard Best Of Show at Finovate
by Maryanne

DCisions Blog
DCisions at Finovate Spring 2012
by Kritika Ashok

Des Moines Register 
Dwolla offers software for free
by Adam Belz

Des Moines Register Blog
Dwolla, Social Money earn praise at national banking conference
by Marco Santana

Excelsior
Kuspit, el primer Finovate mexicano
by Alicia Salgado

Experian Blog
Business IQ Express... what is the media saying?
by Roslyn Whitehurst 

FamZoo Blog
Finovate Winners
by Bill Dwight

Finextra
Flint taps phone cameras for card payments

SoMoLend closes $1.17 million seed round

Forrester Blog
Finovate Spring 2012: Digital Financial Services Innovation
by Tiffani Montez

FP Pad
[Video Spotlight] inStream Solutions CEO Alex Murguia at FinovateSpring 2012
by Bill Winterberg

[Video Spotlight] iQuantifi CEO Tom White at FinovateSpring 2012
by Bill Winterberg

[Video Spotlight] Sarah Carter of Actiance at FinovateSpring 2012
by Bill Winterberg

Iconowatch
Accelerating Innovation at Finovate 2012
by Hans Eisenbeis

Investment News
Personal Capital launches iPhone app
by Davis Janowski

Lazy Man and Money
What's Hot and What's Not from Finovate 2012

Mercury News
Money Goes Mobile 

Montreal Gazette
Montreal's Wall Street Survivor teaches about investing
by Jason Magder

MyBankTracker
Can FinTech Stop You from 'Showrooming?'
by Willy Staley

MoneyDesktop: How Personalized Deals Shine in PFM Tools
by Simon Zhen

Save Your Wallet, and Maybe the Planet, with WattzOn
by by Willy Staley

On Deck Capital Blog
Photo Journal: Our Finovate Demo

PaymentsNews
Highlights from Finovate Spring 2012 San Francisco 

PaymentsViews
Live Blogging Finovate Spring 2012 San Francisco
by Erin McCune

The Paypers
ZipZap rolls out CashCade payment service

PaySimple Blog
PaySimple at Finovate
by Sarah Jordan

PC World
New Web Apps and Services for Business
by Yardena Arar

QuidLabs
Finovate Best in Show
by Aliisa Rosenthal

SecurityPark.net
BehavioSec voted 'Best of Show' for biometric solution by audience at Finovate Spring, San Francisco

Silicon Prairie News
With upgraded FiSync, Dwolla cuts 3-5 day wait to real-time
by Michael Stacy

Silver Tail Systems Blog
Finovate Spring Demonstrates a Growing Richness in Online Interactions
by Laura Mather

Social Lending Network
Roundup of Social Lending News - May 12, 2012
by Peter Renton

TechCrunch 
Capital One Snags Mobile Savings Startup BankOns, Team Moving To Capital One Labs
by Sarah Perez

Flint: A New Mobile Payment App For Small Businesses Picks Up $3M From Storm, True Ventures
by Ingrid Lunden

How Personal Capital Wants To Bring Money Management Into The Internet Age [TCTV]
by Colleen Taylor

Nearing The 1M User Mark, Expensify Adds 'Trips' Feature To Mobile Apps
by Colleen Taylor

The Anti-Groupon? Edo Launches Real-Time Local Offers Platform, Tied To Your Bank Card For Instant Credits
by Sarah Perez

Tradestreaming
List Of Winners Of Top Fintech Conference, Finovate
by Zack Miller

World News (wn.com)
Instream Solutions Ceo Alex Murguia At Finovatespring 2012
DCisionsLogo.jpg
Next, DCisions took the stage to demo InvestorBee:

"InvestorBee puts data at consumers' fingertips so they can make smart, confident investments.

        • It's fact, not opinion. Users can tap into the database to learn from the experiences of other investors.
        • It's an investment health check. Users can compare their portfolios and multi-asset products with fact-based, relevant benchmarks to understand whether they receive fair value.
        • It's simple investing without guesswork. Users can choose an objective risk-based strategy to track what's right for them in a few easy steps.
Our users extract wisdom from the crowd to make better, simpler investment decisions - all for free at InvestorBee."

Product Launched: December 2011

HQ Location: London, UK
Company Founded: 2005
Metrics: 15 employees, holds data on approximately 1.5 million investors
Website: dcisions.com

Introducing Graham Mannion (Managing Director & Founder) and Maya Kuzalti (Director, Product & Analytics)

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Here's part 2 of the sneak peek of the companies that will demoing at FinovateSpring May 8 and 9 in San Francisco. Each company provided a short summary of the innovation they will debut on stage. We published 23 last week and we will complete the preview next week.

Don't miss the opportunity to experience the hottest innovations in financial technology. Get your FinovateSpring ticket here.
__________________________________________________________________________

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InvestorBee puts data at consumers' fingertips so they can make smart, confident investments.

  • It's fact, not opinion. Users can tap into the database to learn from the experiences of nearly 1.5 million investors.
  • It's an investment health check. Users can compare their portfolios and multi-asset products with fact-based, relevant benchmarks to understand whether they receive fair value.
  • It's simple investing without guesswork. Users can choose an objective risk-based strategy to track that's right for them in a few easy steps.
Users extract wisdom from the crowd to make better, simpler investment decisions - all for free at InvestorBee.

Innovation type: Investing, marketing, PFM


iQuantifiLogo.jpg
iQuantifi takes you way beyond budgeting! It helps you reach all your financial goals and tells you exactly how you can do it. No estimates. No calculators. Just solid advice and the power to do it all online.

Innovation type: Banking products, investing, PFM


Historically, investing in securities has been 
a difficult proposition for retail investors, 
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mainly due to the lack of access to competitive products and the absence of user-friendly financial education tools.

This problem is exacerbated in emerging markets, where financial markets tend to be less developed.

Kuspit offers retail investors an online platform to learn about investing, apply what they've learned, and invest in the same platform. All of this is available in an easy and progressive manner, while sharing ideas with the community.

Innovation type: Investing, online, PFM


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The current infrastructure to deliver capital to Main Street businesses is broken. It's simply too expensive for banks to manually analyze and underwrite a small loan - whether it is $10,000 or $100,000. As a result, banks make fewer loans, and creditworthy small businesses are denied the capital they need to grow. 

On Deck has created an efficient, effective and proven solution to this fundamental problem. By leveraging new digital sources of data, any institution can increase its small business lending through the On Deck platform, delivering funding decisions in minutes rather than weeks.

Innovation type: Lending, payments, small business


PaySimpleLogo.jpg
PaySimple is launching an innovative platform for banks to set up their own private-labeled version of cloud-based receivables automation. With this platform, banks of all sizes can easily bring to market a sticky value-added offering to attract and retain small business members, while adding a new revenue stream. 

PaySimple will demonstrate how banks can set up custom-branded software in a few simple steps and how small businesses can immediately benefit from a system that combines payment acceptance across channels integrated with customer management.

Innovation type: Online, payments, small business


PortfolioFootballLogo.jpg
Portfolio Football is a first-of-a-kind application that addresses the need for financial planning and literacy through gamification. Portfolio Football plays on the popularity of American Football and the adoption of fantasy sports into the lives millions. It makes financial management competitive, fun and easy to understand, while providing users with a powerful tool for personal finance and portfolio management. It's a true "game changer."

Innovation type: Investing, Online, PFM


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With 80% of Americans between the ages 20-40 now using social media and playing social games, how can financial institutions reach their customers in new ways?

Introducing SaveUp - an innovative program that uses game mechanics to reward good financial behavior. When users save money and reduce debt, they earn credits to play for prizes like cars, travel, and cash up to $2 million.

Financial institutions can use a customized SaveUp experience to help their customers make better financial decisions, increase engagement, and cross-sell products. Current FI partner campaigns have conversion rates of up to 44%.

Build a deeper relationship with your customers while helping them succeed.

Innovation type: Marketing, rewards


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SoMoLend makes investing in your online community simple, affordable, and social. SoMo is an online platform that uses patent-pending lending technology executed within a hyper-localized geographic scope to connect small business borrowers with individual and organizational investors.  

SoMo's user-friendly technology allows business borrowers to raise capital from friends and family, customers and community supporters as well as from Facebook, Twitter and LinkedIn connections. Investors lend money directly to borrowers through the SoMo platform, which then packages the loans and sells them as notes, bypassing banks and credit-card issuers.

Innovation type: Investing, lending, small business


ThomsonReutersLogo.jpg
Thomson Reuters is pleased to introduce their new App Store solution that enables access to the latest innovative capabilities and tools for use across the digital enterprise. Thomson Reuters' solution makes it easy for financial institutions and third-party developers to create and integrate pioneering market monitoring and investing apps. 

By seamlessly enabling the combination of Thomson Reuters content, firm's customer account data and firm's internal and other data sources, Thompson Reuters is helping institutions leverage the providers of financial content. This delivers a differentiated experience for their customers while lowering both development costs and time to market.

Innovation type: Investing, marketing, mobile, online, PFM


ZipZapLogo.jpg
Approximately half of the world's population are cash-preferred consumers (unbanked, underbanked, teens or privacy-concerned) and have no bank account or limited access to traditional financial services. eCommerce merchants have not had a way, until now, to monetize this segment of consumers simply missing out on the substantial revenues they represent.

ZipZap will unveil the latest innovations in global cash transaction solutions for eCommerce merchants. CashCade ensures no more lost revenue from card-based transactions being declined, while CashPayment enables consumers worldwide to make payments for online purchases at offline locations using cash.

Innovation type: Back office, payments
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  • Mobile payments today reports MoneyGram and Fiserv hook up on mobile P2P payments.
  • Kony Solutions announces support for iOS 5.1.
  • The Republic identifies Mint and Expensify as two apps to help streamline finances.
  • Boot Camp interviews ReadyForZero on its platform.
  • SecondMarket launches 'The Facebook Fund' to buy shares before IPO.
  • CU Times looks at Superior FCU's success from using Mortgagebot.
  • Forbes lists Alexa Von Tobel, CEO of LearnVest as a female founder to watch at SXSW 2012.
  • Xero moves to new headquarters.
  • All Things D looks at how Personal Capital fits into the trend of online wealth management.
  • Ping Identity launches PingOne for single sign on access to cloud-based applications.
This post will be updated throughout the day as news and developments emerge. You
can also follow all the alumni news headlines on the Finovate Twitter account.
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  • MIT Technology Review covers Dwolla.
  • BlackRock teams with DCisions to improve contribution portfolio benchmarking & customer insight capabilities.
  • Dwolla, FamZoo, LendingClub, SecondMarket, & Segmint listed in the Coolest Startups in America book.
  • ProfitStars introduces BusinessManager for healthcare providers.
  • Authentify launches 2CHK out of band authentication technology.
This post will be updated throughout the day as news and developments emerge. You
can also follow all the alumni news headlines on the Finovate Twitter account.
  • Thumbnail image for Thumbnail image for Thumbnail image for Finovate-F-Logo.jpgSimpleTuition wins the BostInno Insider Award for best higher education blog in Boston.
  • TechCrunch reports TradeShift launches instant payment solution.
  • Boston Business Journal covers Cartera Commerce card-linked offers.
  • Cartera Commerce Card-Linked advertising network generates over $1 bil in merchant sales in 2011, more than previous 4 years combined.
  • Tech.li looks at how Expensify takes control of expense reports with less "suck."
  • InvestorBee launches Compare Investments tool.
  • BOKU works with MasterCard to launch mobile payment platform.
This post will be updated throughout the day as news and developments emerge. You
can also follow all the alumni news headlines on the Finovate Twitter account.
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Then, DCisions showed how InvestorBee helps users make better investment decisions:

"For the first time, InvestorBee puts data at consumers' fingertips so they can make smart, confident investments.

  • It's fact, not opinion. Users can tap into the database to learn from the experiences of over a million UK investors.
  • It's an investment health check. Users can compare themselves to their peers to set realistic saving targets and investment goals.
  • It's simple investing without guesswork. Users can choose an objective risk-based strategy that's right for them in a few easy steps.
Our users extract wisdom from the crowd to make better, simpler investment decisions - all for free at InvestorBee."

Product Launched: November 2011

HQ Location: London, UK
Company Founded: 2005
Metrics: 12 employees

Presenting Graham Mannion (Managing Director & Founder) & Maya Kuzalti (Information Director)
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Right now, over three dozen leading fintech companies, both hot young startups and established players, are gearing up to demo their latest innovations at the second annual FinovateEurope next February 7th in London.

To whet your appetite, we asked each handpicked company to provide a sneak peek of what it will be demoing on stage. Below is the first installment. We'll have another installment next week.

Don't miss your chance to see fast-paced demos of the newest ideas from each company and meet the execs responsible for the cutting-edge of innovation in financial and banking technology. Plus get your FinovateEurope ticket before December 23rd and you'll lock in the early-bird price!

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AcceptEmailLogo.jpg
AcceptEmail will launch a revolutionary way of billing and collecting. The inventor of billing and payment via email will introduce AcceptSMS, the world's first Short Invoice Service. 

With this technology, AcceptEmail users will be able to send payment requests to a smartphone or PDA via SMS, WhatsApp Messenger or social media in an easy and clever way. Improve your customers' payment behavior by offering multi-channel and customer friendly payment methods.

Innovation type: Communications, mobile and tablet UI, payments


ActianceLogo.jpg
Find out more about a solution that Raymond James has already adopted to give its investment advisors authenticity on social networks. It also generated a $1 million prospect for another wealth management firm after just 96 tweets.  

Actiance will also demonstrate how you can measure and analyse your network growth to accurately plot your social graph.

Innovation type: Communications, marketing, security


iBrokrLogo.jpg
Brokertainment combines the fun and thrill of stock market trading with a reduced risk due to extremely low minimum investments (1 euro) and ultra-short term durations of derivatives (around 5 minutes). 

Brokertainment will present a new product called STOCKBATTLE.

Innovation type: Investing and asset management


BCSGLogo.jpg
Business Centric Services Group (BCSG) will present an exciting new credit management tool to the SME market, which will break down the traditional barriers of cost, complexity and awareness. 

BCSG has identified a customer need for this product through research, which highlighted that over half of small businesses never run credit checks on new customers, and just under half do not monitor their existing customers and suppliers.

Its innovative tool allows complex information to be delivered in a simple and usable format, ensuring the best possible end-user experience. 

Innovation type: Banking products, online UI, small business

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Almost all banking today is being done in digital space. Why not communicate with computers in a natural way, as we do in the real world? 

Imagine a financial application that recognizes your face, congratulates you, analyzes your voice to identify you, and navigates you in online banking. You choose what is most convenient for you at that time: using your voice, gestures, keyboard, or a mix of all the approaches. You are smiling. 

Motion and speech belong to the game world or laboratory geeks-- not to online banking solutions that refer to a serious, unshakable, respectable realm. ETRONIKA wants to challenge this point of view by introducing a new UX approach to financial online services.

Innovation type: Banking, identity, online UI


DCisionsLogo.jpg
InvestorBee puts data at consumers' fingertips so they can make smart, confident investments.

    • It's fact, not opinion. Users can tap into the database to learn from the experiences of over a million UK investors.
    • It's an investment health check. Users can compare themselves to their peers to set realistic saving targets and investment goals.
    • It's simple investing without guesswork. In a few easy steps, users can choose an objective risk-based strategy that's right for them.
InvestorBee users extract wisdom from the crowd to make better, simpler investment decisions.

Innovation type: Investing and asset management, PFM


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Fiserv will demonstrate its next generation mobile P2P, small business and eCommerce merchant payments. As an international provider of digital banking and payment solutions, Fiserv delivers market-proven capabilities with innovations in both the mobile and online channels.

Innovation type: Mobile and tablet UI, online UI, payments


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IND Group gamified its white-label Internet Banking and Personal Finance Manager. It added these methods to its new Banking-Front Office. The solution is based on the fact that customers love to do almost anything if they are rewarded for it. 

With the two-level point system, banks can give points for things like function use, transactions, and product or service purchases. Customers can collect points and badges for dedicated actions. The system is closely connected with Facebook, where users can post their results and badges. With its strong visualization features and real rewards, the gamified IND Internet Banking and Personal Finance Manager creates a compelling, engaging user experience.

Innovation type: Online UI, PFM, rewards


LuupLogo.jpg
Luup will launch a mobile payment service for corporations and governments that is set to bring them cost-savings, efficiency and productivity gains. The service solves one of the biggest daily challenges that organisations face worldwide. 

Through an interactive live demo from various mobile devices, Luup will showcase how the new service is a fast, convenient and secure way to optimise processes. Attendees will experience how Luup solutions are unique in being universally deployable, bank-grade, live and proven-- as well as scalable and easily managed.

Innovation type: Mobile and tablet UI, payments


miiCardLogo.jpg
miiCard, My Internet Identity, is the first service that allows a consumer to prove their identity to the AML/KYC standard purely online.

Through miiCard, a vendor can identify an individual to a level of assurance that supports real-time online sales of regulated financial products, and replaces the need for a 'wet signature' reducing operational costs and increasing conversions. 

miiCard creates trust, protects consumers and fights against fraud. It helps realize the full potential of the digital economy by enabling higher value online business.

Innovation type: Identity, payments, sales and customer service


SandstoneLogo.jpg
Sandstone will be showcasing its next generation mobile banking app that contains sophisticated money management/ OFM tools, the latest anti-fraud and security measures, and user experience capabilities that enable financial institutions to better engage with their customers.

Using the latest HTML5 technology, the app can be developed once and then delivered seamlessly across all smart phone app stores to run on any smart phone mobile device. The registration process for the app locks the user to the device while the page-fingerprinting technology ensures that fraudulent users will not be able to connect to the secure server.

Innovation type: Banking, PFM, security


Service2MediaLogo.jpg
Service2Media and Rabobank will introduce mobile payments via a banking app for all webshops. Customers of Rabobank that have installed the Rabobank Mobile Banking app can now pay for their mobile purchases as easily as their online purchases by using a mobile version of the online payment method IDEAL

The new mobile IDEAL payment is facilitated by starting the Rabobank Banking app on an iPhone once a payment request is issued on the merchant's mobile site. The user then authorizes the transaction in the app with his account number and access code before being redirected to the merchant's mobile site. Mobile banking is now possible without an e-reader as long as the balancing account is known.

Innovation type: Banking, mobile and tablet UI, payments


ValidSoftLogo.jpg
Securing M-Banking

The advancement of technology is making our lives easier. Mobile banking, or m-banking, is here and with 800,000,000 smartphones already in circulation globally, it is going to grow. But how do we make m-banking safe and practical to use? You can't hold your smartphone in one hand and your bank secure key in the other when walking down the street - that's not "making our lives easier".

A much simpler solution is using out-of-band, real-time, multi-factor authentication and transaction verification. ValidSoft will demonstrate how its products can do just that.

Innovation type: Identity, payments, security


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One of the primary tools direct sales agents need is a tablet variant of the unified desktop. Wipro has developed a customer acquisition framework on a tablet-based device, which is a step in this direction. 

CAMS on Tablet leverages mobile, analytics and intelligent processes for on-the-go personalized offers and application capture. The solution is also relevant in next generation bank branches where a differentiated environment is created for HNI customers.

Innovation type: Mobile and tablet UI, PFM, sales

Watch Demos

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