Late last year, Experian announced that it had developed a web-based searchable database to help plow through consumer credit data. And now, fellow Finovate alum, Credit.com has put the database to use.
IntelliView uses a representative, 10% sample of Experian’s database, which tracks more than 200 million customers in the United States. IntelliView allows searches and queries based on several categories:
- bank cards
- retail cards
- automotive loans
- first mortgages
- second mortgages
- home equity lines of credit
- personal loans
Credit.com used the web-based query analysis software to create a list of the top 10 states in terms of highest average bank card balance in the third quarter of 2013 (the last quarter for which data was available).
The data for IntelliView is the same as that used by Experian-Oliver Wyman Market Intelligence Reports, which accesses Experian’s aggregated quarterly consumer credit data. The service is available by subscription from Experian.