FinovateEurope 2015 Sneak Peek: Part 7


FinovateEurope is less than a week away, and we’ve already surpassed last year’s record-breaking attendance. Soon, we’ll be sitting inOld Billingsgate Market Hall in London, enjoying tea while enjoying the first day of live demos at FinovateEurope.

Want to be a part of the largest FinovateEurope crowd ever? Get your ticket soon before it’s sold out.


In this final post of our Sneak Peek series, we’re featuring Aire, Akamai Technologies, LifePay, MoneyHub, mydesq, Onlinepay.comSedicii, and Taulia. You can see all the posts here:


Aire is an alternate credit score for people. Our mission is to help thin-file customers who qualify for essential financial products via this new score.


    • Rescore credit rejections to lend to 15%+ more customers
    • Improve overall cost of acquisition
    • Minimal change to existing risk profile

Why it’s great
Aire can help turn a No to a Yes.



Aneesh Varma, Co-founder
Varma is a serial entrepreneur with a prior startup in enterprise retail tech, he started off in consumer finance at JPMorgan. He’s an engineer with a background in predictive algorithms quantitative finance.



Jon Bundy, Co-founder
With 14 years across financial technology, Bundy has been building risk and data products with an additional expertise in fraud detection and AML as well. He was previously at RBS, Searchspace and Symbian.



Akamai Technologies is a leading provider of cloud security services, helping banks provide secure, high-performing user experiences on any device, anywhere.


    • Focus on the source of the request
    • Determine the extent to which that source has sent malicious requests in the past
    • Make predictions regarding how much that source can be trusted in the future

Why it’s great
The Akamai Client Reputation service provides financial institutions the ability to forecast intent and protect applications against web attacks.


Ory Segal, Director of Threat Research


Nick Coleman (pictured), Web Security Specialist




LifePay is an mPOS EMV chip-and-pin solution, allowing SMEs to accept payments by plastic cards via smartphones, and get LifePay Stand and overall sales analytics.


    • LifePay-mPOS chip & pin is a start-point of LifePay ecosystem
    • LifePay offers the LifePay Stand solution with a portable printer and cashbox as a next-gen cash register.
    • Merchant’s portal

Why it’s great
LifePay – inspiring Asia


MoneyHub puts the user at the center of their financial universe and helps them visualize their future. MoneyHub’s Ecosystem will empower people to connect, share data and collaborate with their financial advisers and institutions like never before.

Why it’s great
Your customers are already using MoneyHub, why not see how you can use it with them?



Toby Hughes, CEO MoneyHub
Hughes, Founder and CEO of MoneyHub, is an entrepreneur with more than 10 years of digital marketing and technological innovation experience in financial services.



Dave Tonge, CTO
Tonge, CTO at MoneyHub, has a strong technical skill-set and entrepreneurial instincts. Dave specializes in innovative business strategy and agile software architecture.



mydesq is an iPad-based workbench which combines products, clients, accounts and analytics providing wealth managers the information advantage to work smarter.


    • Work from anywhere, anytime
    • Simplify work
    • Increase Sales & Service

Why it’s great
It revolutionizes and simplifies the way wealth managers work.


Milan Vora, CEO & Founder

OnlinepayLogo2.jpg is a mobile wallet for students. Share, buy and top up!


    • Share your money with your friends
    • Make purchases directly from your mobile phone
    • Top up your gaming accounts  

Why it’s great is a mobile wallet, designed for fun and sharing money, convenient mobile shopping and top up of gaming and trading accounts.



Vladimir Kovalevskiy, Director
Kovalevskiy has in-depth experience in the payment and e-commerce fields in Russia and abroad, including projects related to mobile payments.



Anfisa Chernaya, Marketing Manager
Chernaya is working in marketing field for last 5 years.



Sedicii eliminates the exposure (storage and transmission) of private data required to authenticate.


    • Sedicii Payments Card Authentication
    • Sedicii Mobile Authentication
    • Sedicii Contact Centre Authentication

Why it’s great
It is innovative technology for more secure authentication and identity verification.



Rob Leslie, CEO
Leslie’s track record includes part of the original management team to establish/grow Dell Japan to $300M TO in 4 years. Leslie also co-founded PTS Japan, sold in 2000, having achieved $33M valuation in 5 years.



Richard Coady, Commercial Director
Coady has held senior positions with BT, WBT Systems, Prometric. He will work towards the implementation of the International Sales strategy for the Sedicii portfolio of authentication applications.



Taulia transforms supply chains, enabling organizations to create a healthy relationship between suppliers and buyers.


    • Sets up a SaaS network between a buyer and all its suppliers with eInvoicing
    • Uses network to offer all suppliers an opportunity to get paid early using third-party finance
    • Preserves buyer capital

Why it’s great
Taulia solves the buyer/supplier payment dilemma.



Matthew Stammers, European Marketing Director
Member of the European management team with responsibility for launching Taulia in Europe. Previously worked for Bottomline Technologies and Capita and holds a Henley MBA.


Christophe Juvanon, European Solutions Consulting Director
Key member of Taulia’s European team responsible for understanding customer’s requirements and solution fit. Previously employed by OpenText and DHL. Holds a post-grad degree from Napier University.


That concludes our Sneak Peek series. You can catch all 70+ companies as they demo live at FinovateEurope on February 10 and 11. Pick up your ticket here.

Questions? Check out our FAQ.

FinovateEurope 2015 Sneak Peek: Part 6

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February is only a few days away, which means that the first Finovate conference of the year – FinovateEurope 2015 – is almost here. We are well on our way to surpassing last year’s record crowd of 1,000. So don’t delay, get your tickets to join us in London on February 10 and 11. 
We’ve just revealed the official list of presenters to help whet your appetite for what some of fintech’s most innovative companies will demonstrate live on stage.
Today’s installment of our FinovateEurope 2015 Sneak Peek series features Bitbond, Revolut, Smart e-Money, TiViTz, TransferTo, and Wipro.
Previous installments of our Sneak Peek series are below:


Bitbond is a global peer-to-peer bitcoin lending platform. Get access to affordable loans and profitable savings from all around the world.
With Bitbond AutoInvest:
  • Build a loan portfolio automatically
  • Define regions and risk categories to invest in
  • Re-invest received loan repayments
Why it’s great
Bitbond AutoInvest creates a portfolio of profitable loans for you at 0% fees according to your preferences.


Radoslav Albrecht, Co-founder and CEO
Background in economics. Prior to founding Bitbond, Albrecht was Senior Consultant at Roland Berger Strategy Consultants. Previously with Deutsche Bank London in structured equity.

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Robert Nasiadek, Co-founder and CTO
Programmer since childhood. Before joining Bitbond, Nasiadek started the Ruby on Rails development company, El Passion. Board advisor at


Revolut is a personal money cloud allowing you to avoid all hidden banking costs.
You can exchange currencies at interbank rates, send them through social networks and spend with a multicurrency card acceptable anywhere.
Why it’s great
Revolut – Personal Money Cloud


Nikolay Storonsky, CEO
Storonsky has eight years experience in financial services (trading). Most recently he worked for Credit Suisse and Lehman Brothers.


Vlad Yatsenko, CTO
Yatsenko has 12 years experience in developing IT projects in major financial institutions including Credit Suisse, UBS, and Deustche Bank.


Smart e-Money’s LockByMobile is an anti-fraud security solution which allows you to lock and unlock your cards in real-time using your mobile phone.
  • Provides an extra layer of security for your added peace of mind
  • Easy-to-use interface to lock/unlock your cards with a simple swipe of the finger
  • Customizable lock settings and built-in alerts
Why it’s great
Feel secure when using your card locally or even abroad. With LockByMobile, you have the power to prevent fraud from happening.


Angelito Villanueva, VP & Head of Innovation
With over 20 years experience, Villanueva is the lead in unlocking the huge potential of e-money by introducing digital payments innovations for financial inclusion including building a dynamic ecosystem.


Guillaume Danielou, Senior Product Manager
With 12 years experience in IT Development/Consulting/Product Development, Danielou has experience working throughout the entire product development life cycle process in international environments.


TiViTz College $avings Game-a-thon is a fully automated, easy-to-use, market-disrupting, patent-pending, activity-based fundraising tool for children’s college savings.
  • Complements existing financial savings vehicles
  • Creates new college savings accounts and relationships
  • Provides a marketing tool for consumer and business banking
Why it’s great
The Game-a-thon provides families with a solution to afford higher education by significantly increasing children’s savings, while improving their math skills and financial literacy.


Siobhan Mullen, CEO
Former aerospace executive, Special Advisor to the NASA Administrator, and experienced high-tech entrepreneur in launch services, satellite communications and data distribution.


Stephen Scully, President


TransferTo’s Value Remittance service is an innovative and unique remittance solution that enables migrants to determine how the funds they send are allocated.
Value Remittance provides direct payment of services such as electricity, mobile airtime, and education, while providing a new revenue stream for financial institutions and MTOs.
Why it’s great
Value remittance allows senders to know exactly how their money is being spent and provides the receiver with instant access to the selected service.


Eric Barbier, CEO
As founder and Chief Executive Officer, Barbier oversees the strategic direction of the company as well as manages the relationships with many of TransferTo’s customers and partners.


Charles Damen, EVP Global Business Development
Damen is responsible for the development of new services, strategic partnerships, and the growth of global accounts with over 18 years of experience in telecommunications, Internet, and payments.


Wipro ngGenie Smart Banking Assistant provides the “next generation banking experience” for customers. It helps by providing you with right information at the right place.
A personalized, contextual, next generation user experience for banking customers that can result in reduced costs of serving customers and an increased cross sell / up sell opportunities.
Why it’s great
Wipro myAdvisor helps in day-to-day transactions and acts as your personal financial advisor.


Mukund Kalmanker, General Manager
Kalmanker is a general manager at CTO office and has a rich background in the banking domain. He had earlier handled the banking business for Wipro under the Analytics and Information Management domain.

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Sudhakar Babu Tamminedi, Practice Head
Tamminedi has over 15 years of experience in Consumer and Enterprise Mobility applications across industries. He has provided end-to-end mobility solutions form conceptualization to deployment.

Pick up your tickets for FinovateEurope 2015 today! Want more info? Visit our FAQ page.

FinovateEurope 2015 Sneak Peek: Part 5


The 70+ presenters that will showcase their new tech on stage at FinovateEurope in two weeks are now unveiled. To take a closer look at the presenting companies, we’re continuing our Sneak Peek series. Today, we’re featuring Financial Media Solutions, Fiserv, Intelligent Environments, mBank & i3D, Pirean, and Telenor banka & Asseco SEE.

FEUAuditorumCropped.jpgDon’t miss our other Sneak Peeks, available here:


Financial Media Solutions’ MAPPS simplifies Videographics, making it possible to create financial content in digestible bite size video formats for broadcast to any device, including smartphones.


    • Makes Videographics easy
    • Empowers institutional users to convey financial concepts in concise video formats
    • Rapidly broadcasts dynamic content to any client device, including smartphones

Why it’s great
Communicating client content by video is the future. MAPPS resolves the challenge of how institutions better engage clients in financial concepts, even via their smartphone.


Ian Park, Owner Director & CEO

Christopher Thomas, Marketing Director


Fiserv is one of FORTUNE magazine’s World’s Most Admired Companies and will demonstrate next generation digital banking interactions.


    • Focuses on a truly integrated payments user experience
    • Allows customers to manage their spending habits and banking products
    • Visually stimulates consumers using augmented reality technology

Why it’s great
This innovation is geared towards the consumer and will allow greater control and transparency over their spending and banking habits.


Jonathan Atkinson, Market Development, Digital Channels and Payments
Atkinson is a Sales Executive in Digital Channels and Payments team at Fiserv, Inc., focused on new clients across EMEA, with previous experience in core banking and CRM.

David Abbott, Payments Lead, EMEA
Abbot has 25 years’ sales, business development experience in payments & eCommerce joined Fiserv’s payments business to support development activities in the EMEA region.


Intelligent Environments is an innovative provider of mobile and online solutions for financial service organisations.

Hopes to fight against cybercrime

Why it’s great
IntellEnvironmentPresenter.jpgNo firm is an island – we all have a shared interest in responding to the growing threat against cybercrime.


Clayton Locke, CTO
Clayton Locke is a keen sailor. He is hoping for calm waters come Finovate!


mBank, financial sector innovator & i3D, world-class provider of high-tech virtual reality solutions, developed an ultra-modern interactive digital bank branch.


    • Digital wall with unlimited touch points and innovative UI/UX
    • Proximity-motion-sensing and face recognition technologies for dynamic content adjustment
    • Integration with sales support systems

Why it’s great
mBankpresenter1.jpgmBank & i3D dare to challenge the traditional notion of physical bank branches with ultra-modern multi-touch screens, motion-sensing and face recognition technologies.


Jacek Iljin, Managing Director Sales & Processes, mBank 


Marcin Wiśniewski, Sales & Marketing Director, i3D


Pirean enables organisations to provide secure, people-focused access for employees, customers, and partners across on-premise and cloud-based applications.


    • Reduces lead-time to value for application access
    • Provides secure self-service capabilities for users
    • Introduces a single point of control and audit for all access management

Why it’s great
Pirean’s Access: One is an Identity and Access Management solution designed to provide a first class user experience anytime, anywhere.


Rob Macgregor, Pirean’s Principal Consultant and Access: One’s Product Manager

Rob Blowers, Pirean’s Development Team Lead


With Telenor banka & Asseco South Eastern Europe, banking goes mobile – changing customer experience and reshaping banking products & services to fit mobile, brought by Telenor banka in synergy with Telco, powered by Asseco SEE multichannel solutions.


    • Big data processing enabling relevant offer at relevant moment and place
    • Superb customer journey supported by straight-through processing and full automation
    • Utilization of synergy

Why it’s great
IT is a fully automated and personalized online handset loan enabled by Telenor banka and Telenor, powered by Asseco SEE.



Martin Navratil, Chairman of the Executive Committee at Telenor banka
Managing Director of Telenor banka responsible for the design and implementation of the bank’s strategy, having great experience in Telco and Finance sector.


Piotr Jeleński, Group President of the Management Board of Asseco SEE
Executive manager with experience in running and establishing new business in Poland, SEE region and Turkey. Managing international structure with over 1,400 people in 12 countries.


Marko Carevic, Marketing Director at Telenor Banka
Started his career in Telenor, initiated Telenor M&A initiative in financial services, currently responsible for entire customer value chain and go-to-market process.

We’ll feature six more companies later this week. To see them all demo live, get your ticket to FinovateEurope 2015.

FinovateEurope 2015 Sneak Peek: Part 4

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Will you be joining us live for FinovateEurope 2015? Following the action via the Finovate Live Blog and Twitter feed (@Finovate)? 

However you plan on participating in the first Finovate conference of the year, our Sneak Peek series helps you get to know the presenting companies before they hit the stage next month.

We’ve already highlighted 18 out of the more than 70 companies demonstrating their latest technologies. If you missed them, you can get up to speed with Parts 1, 2 and 3 of our Sneak Peek series below.
Today we bring you another set of six presenters: Bendigo and Adelaide Bank, CPB SOFTWARE, Ixaris, JSC Delta Bank, QCR, and Topicus.Finance.


Bendigo and Adelaide Bank have a long, 156-year history of innovation. Our latest innovation is redy, a mobile commerce platform.
  • A mobile commerce platform that connects shoppers, businesses, and the community for a common cause
  • Fast and secure mobile payments
  • Easy, fast, and secure donations
Why it’s great
redy is a fast and secure mobile commerce platform that improves the shopping experience and connects shoppers, businesses, and communities for a common cause.
Robert Musgrove, Executive Community Engagement
Musgrove played a pivotal role in the expansion of Community Bank. He is always on the lookout for ways to give back to his community.
Rick vanEmmerik, Mobility Manager
vanEmmerik has been with Bendigo and Adelaide Group for 7 years. He has been part of the redy team since its inception.


CPB SOFTWARE offers profound expertise, creativity, flexibility, and high quality financial software solutions including premium ASP and BPO services.
  • PROFOS is the app for bankers
  • Manage your clients anytime and anywhere
  • The best way to support your advisors and clients
Why it’s great
PROFOS – The Bank is where Clients are!


Peter Thomayer, CEO
Thomayer is founding member and since 2000 CEO of CPB Software. Areas of responsibility: strategy, human resources, marketing, and sales. Held different leading positions in some banks before.


Barbara Aigner, Consultant
Aigner is founder and CEO of emotion banking, a consultant company for banks and founder of victor, the main analysis and championship for banks in the German-speaking area.


Markus Nekham, Consultant / Advisory Board
Nekham is founder and CEO of networx business services. He is lecturer at the Vienna University of Economics and Business, and a negotiation and communication consultant and coach.


Ixaris is a fintech company specializing in the delivery of next generation card programs.
  • Extend your card programs offering with apps from our App Store
  • Reduce burden on your IT through an on-the-cloud platform
  • Reduce card program management overheads with self-service tools
Why it’s great
Card programs tailored to your customer needs by your own customers
Patrick Abela, Product Director
Abela has 15 years experience specializing in leveraging technology to deliver innovative and competitive payment products and solutions.
Reno Scerri, Pre-sales and Solutioning Manager
Scerri has over 10 years’ experience in technology products, with special focus on design and delivery of solutions for the payments industry.


JSC Data Bank is a Ukranian innovative universal bank that provides a wide range of products and services for all types of clients.
  • Transfer money via Facebook
  • Transfer money using only the recipient’s mobile phone number
  • Service is available without registration for everyone
Why it’s great
Pay2You is a service that makes your communication channels available for transferring money.
Stanislav Ostrovsky, Head of R&D Department


QCR has developed RiskAware, an innovative credit risk assessment technology which can add major value to existing risk management practices at financial institutions.
  • Drastically improved corporate default predicting power
  • Deeper credit risk analysis and more accurate quantification of credit risk
  • Faster credit risk management, quicker SLA times
Why it’s great
Through faster and more accurate credit risk management, RiskAware can save millions of USD a year in credit losses for financial institutions.


Tamas Varkonyi, Founder and CEO
Varkonyi’s professional career in credit risk management spans 12 years. Before founding QCR, he managed a credit portfolio at CIT Group and underwrote loans at Barclays.

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Sandor Kocso, CTO
Kocso is a seasoned technologist with 10 years of experience developing financial software applications at Morgan Stanley and Leonteq Securities, Switzerland.


Topicus.Finance is a flexible, process-oriented business lending platform with self-service capabilities.
With FORCE Business Lending:
  • Enable automatic loan origination
  • Achieve seamless fulfillment for all parties
  • Facilitate everything from orientation to a fully-repaid debt
Why it’s great
“Customer centric” is no longer a hollow phrase. FORCE Business Lending enables your employees to fully focus on (the business of) your customer.


Michiel Schipper, Managing Director

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Jamie Burink, Head of Business Lending

FinovateEurope 2015 will be held February 10 and 11 in London. Pick up your tickets today and join us for the first Finovate conference of the year.

FinovateEurope 2015 Sneak Peek: Part 3


We’ll be in London three weeks from today, where drinks will be served, networking will be in full force, and we’ll be wrapping up the first day of FinovateEurope 2015 (get your ticket here).


To help you prepare for the onslaught of 70+ live demos full of new technology, some of the presenters provided us a summary of what to expect from them on stage. This week, we’re featuring CoinJarEVRYFOBISSStrandsTrunomi, and VATBox:

Don’t miss previous posts:


CoinJar is a digital finance platform that gives customers a way to manage and spend both traditional and digital currencies when and how they want.


    • Store bitcoin without volatility 
    • End-to-end solutions to make bitcoin adoption easy 
    • Buy bitcoin reliably with a simple interface

Why it’s greatCoinJarPresenters.jpg
CoinJar provides end-to-end solutions to unlock Bitcoin’s potential.


Asher Tan, CEO and Co-Founder
Economic Analyst. Researcher. Bitcoiner.

Ryan Zhou, COO and Co-Founder
Rubyist. Student at University of Melbourne. Bitcoiner.


EVRY is the Nordics’ leading financial service provider and is presenting Spendific, a concept designed to make personal finance simple.


    • Automatically generates personalized budget based on previous spending
    • Gives users feedback on their finances in real-time
    • Motivates users to reach their goals

Why it’s great
In Spendific there are no complicated graphs or charts to tell you whether you’re on track with your finances. Just one number. No worries.



Anne Moa, Product developer
Moa has previously worked as a youth economist in a large Norwegian bank, with responsibility for the bank’s main channel of communication towards young people.


Magne Meldal, Business developer
Combining two decades of technology and marketing experience with an open mind, Meldal is passionate about bringing better financial services to consumers.


FOBISS is a first modern tool enabling retail banks to manage their entire cash supply chains with one button click.


    • Automates optimization and decision-making
    • Based on Artificial Intelligence technologies
    • Can be flexibly adapted to existing processes

Why it’s great
The industry’s first and only cash management system empowered by Artificial Intelligence and driving best decisions on time.



Mindaugas Leonavicius, Managing Director
Leonavicius has more than 10 years of experience in management consulting. Led multiple businesses through start-up phases from establishment to breakeven.


Andrius Ojeras, Global Sales Director
Ojeras is an IT Sales professional with more than 10 years of experience within multinational IT organizations.


Strands designs and creates next-generation digital banking experiences to help individuals and SMEs manage their finances.


    • Help SMEs analyze and forecast future financial needs
    • Empower SMEs to deliver targeted marketing campaigns on mobile devices
    • Help banks address the digital banking needs of business owners

Why it’s great
With Strands Loop, financial institutions can create a more seamless and personal banking experience and build better relationships with their SME clients



Dario Lombardi, General Manager, Strands Finance
Lombardi leads the Finance BU. He joined Strands in 2011 as Business Development Director and has been responsible for managing sales in EMEA. Prior to Strands, he worked for Bloomberg LP


Cesar Jimenez Richardson, Director, Business Development
Richardson joined Strands in 2014 and is managing Strands Finance in the Americas. Previously he founded and managed tech startup companies in travel and education tech arena and worked for Bloomberg LP


Trunomi offers an innovative technology platform that streamlines Know Your Customer and mobile verification using a revolutionary consent-based data sharing platform.


    • TruMobile securely connects customers with banks.
    • Monetises and personalises your customer’s data experience.
    • Streamlines verification KYC using a revolutionary consent-based data sharing platform.

Why it’s great
A customer-focused mobile solution that eliminates their most significant pain-points; making their account opening and data management experience simple, secure and easy.



Stuart Lacey, Founder & CEO
Lacey is an innovator, team-builder and thought leader. Sometimes mistaken for the Energizer Bunny – he is relentless in his drive to find better ways to learn, build, nurture and share great ideas.


Chia Brewin, Customer Development Executive
Brewin is a multi-tasking, Trunomian super-star. She attended University in the UK, helped run campaigns for major political parties then earned a black belt in the “Art of Customer Development”.


VATBox is the first, cloud-based automated solution for Foreign/Domestic VAT recovery, providing data-driven visibility and insights while maximizing VAT returns.


    • Eliminate human-error and resources with automated VAT technology
    • Gain complete visibility, compliance and control of VAT spend
    • Benefit from VAT recovery optimization, maximizing refunds

Why its great
VATBox’s Automated VAT recovery solution enables customers to have one global process that tracks and manages VAT spend with ease, and to maximize VAT refunds.



Isaac Saft, Co-Founder & CEO

    • 2012 – 2013 – President and Global Business Development, KCS Ltd
    • 2004 – 2012 – Founder and Chief Executive Officer, KCS Ltd
    • 1994 – 2003 – Commanding Officer, Israel Defense Forces


Stephen Coleclough, Advisory Board Member
Coleclough is a Tax Consultant in Mishcon de Reya’s Tax Group with over 30 years’ experience in tax and law. He was formerly a Partner and Global Leader of Indirect Taxes at pwc.

FinovateEurope will be held February 10 & 11 in London. Pick up your ticket today to save your seat at the hottest fintech event of the year.

Questions? Check out our FAQ for some answers.

FinovateEurope 2015 Sneak Peek: Part 2

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It’s hard to believe, but it’s true: we’re less than one month away from the first Finovate show of the year.

FinovateEurope 2015 is returning to Old Billingsgate Market Hall in London for what promises to be our biggest event in Europe yet. We hope you will be able to join us as 70 companies from across Europe and around the world demonstrate some of the latest in financial technology.  
To that end, here’s the second part of our Sneak Peek series to give you a taste of what some of this year’s innovators will be showing on stage in February. (Part One available here.)

AlphaPoint_hires_logo_box.jpgAlphaPoint’s Digital Currency Exchange Platform allows institutions to establish their own internal digital currency exchanges.
    • 24-hour run-time capabilities
    • Military-grade security practices
    • New order types, improved scalability, and an even faster processing speed
Why it’s great
AlphaPoint’s secure, scalable, and customizable exchange platform is easing the adoption of digital currencies across the globe.

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Joe Ventura, CTO
Ventura has over 15 years of software architecture experience specializing in secure, scalable, and high performance financial systems for companies such as Deutsche Bank, UBS, and Merrill Lynch.

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Scott Bambacigno, VP of Sales
Bambacigno joined AlphaPoint at the start of 2014 and has led the acquisition of over a dozen global clients.


Avoka enables your omni-channel digital banking business with frictionless account openings.
    • Fast time to market – deploy digital applications in weeks
    • True Omni-Channel solutions – responsive design on any device
    • Improve conversion with reporting and analytics – make changes and publish
Why it’s great
Create an engaging digital loan application from any device in 3 minutes or less.


Derek Corcoran, Chief Experience Officer
Corcoran has over 20 years experience in financial services globally, delivering frictionless customer experiences for digital sales and service transactions.
Kevin Mortimer, Technical Director


Encap Security will demonstrate how financial institutions can use Touch ID and Encap’s authentication platform to provide access to and authenticate high-value financial services transactions.
    • Easily integrate Apple Touch ID into financial services applications
    • Utilise smart device capabilities to improve authentication
    • Enable proportional security to drive adoption and use
Why it’s great
Authentication works best when a number of factors are used – and the factors used are contextually appropriate to the risk of the activity taking place.


Thomas Bostrøm Jørgensen, CEO 
Jorgensen has over 10 years experience in the mobile financial services, identity management, and mobile application security sectors.
John Burman, Sales Director, Europe


investUP is the crowdfunding supermarket, allowing you to lend & invest across all your favorite P2P, debt, and equity sites.
    • Discover more deals – use m
      ore sites and find more great deals
    • Saving you time – invest on all your favorite sites through UP
    • Keep track – have just one account and one portfolio with UP
Why it’s great
Only with UP can you enjoy one account and one portfolio, yet still lend and invest across all your favorite crowdfunding sites.

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James Tuckett, CEO and Founder
Tuckett is a full-time crowdfunding evangelical from an aerospace engineering and accountancy background. Founded UP in 2012.


Nostrum Group is pioneering digital lending – providing customers with the ability to service their own accounts where and when they want.
    • Digital
    • Automated
    • Mobile
Why it’s great
Loan technology that re-imagines what a customer wants from banks and how they can interact with financial products.

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Richard Carter, CEO
Carter leads the organization and is responsible for setting the company. He is passionate about customer experience, innovation, and technology – inside and outside financial services.


StreetShares connects businesses with retail and institutional investors who compete to lend to businesses. Business lending meets social affinities.
    • Blends social and affinity group loyalty with traditional bank underwriting
    • Small businesses pitch their loan request at no cost or obligation
    • Investors compete through online auction technology
Why it’s great
StreetShares borrowers get funded at competitive rates while investors get the returns they’re looking for. Everyone wins.

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Mark Rockefeller, Chief Executive Officer and Co-Founder
Rockefeller’s goal is to breathe new life into the American dream for a new generation of small business owners.

Tickets for FinovateEurope 2015 are on sale now. Visit our registration page today and save your seat at the show.

FinovateEurope 2015 Sneak Peek: Part 1


2014 was an exciting year for fintech, and we estimate 2015 to be even bigger, with the ongoing battle for mobile wallet share, growth of alternative lending, and burgeoning VC funding.

At FinovateEurope, our first conference of 2015, we’re hosting more than 70 companies who will showcase their products centered on the newest trends, and some we’ve never seen before. 

For Finovate’s fifth time in London, we’re returning to the Old Billingsgate Market Hall on February 10 & 11. Register now and be the first to see the newest fintech of 2015.


In the weeks leading up to FinovateEurope, we’re giving you a taste of what will be on stage in our Sneak Peek series. Below are the first six companies in this installment.


ebankIT is an omnichannel banking software company that provides innovative solutions with centralized management, allowing banks to communicate faster, easier and more efficiently with their customers.


    • Seamless access to financial products and services
    • Allows banks to extend its customers’ network
    • For any device and wearable technology
Why it’s great
Omnichannel & Social banking provides a consistent experience across channels to provide customers with seamless access to financial products and services.



João Pinto, Board of Directors
Pinto is an administrator with nearly 20 years of solid experience in the financial sector, actively participating in the design and implementation of innovative Omnichannel Solutions.
Paulo Oliveira, Omnichannel Speacialist
Oliveira is a Project Manager, Omnichannel Specialist and Software Architect in ebankIT. He has been developing solutions in the financial sector for more than 15 years.


Jumio’s Netverify turns your customer’s computer/smartphone into an ID scanning terminal that captures customer data and verifies customer ID documents, increasing online account opening rates.


    • Reduces abandonment during digital account opening 
    • Creates fast & intuitive experiences for digital account opening 
    • Helps meet KYC & AML compliance requirements

Why it’s great
Jumio’s Netverify has been developed to meet the challenge of verifying identity in a connected-device environment, decreasing online account opening abandonment by up to 40%.



David Pope, European Marketing Director
Pope is a tech marketing specialist, having helped brands like 192business, Experian & Jumio balance the need for customer convenience with KYC compliance requirements.

John McIntosh, Sales Engineer EMEAJumioPresenter2.jpg
McIntosh is the EMEA Sales Engineer for Jumio and is responsible for all information about the Jumio Product and Technical Information.

SOFORT AG, based in Germany, offers Europe-wide,

SOFORTLogo.jpginnovative services for the secure purchase of goods and digital products on the internet.

SOFORT Banking Paycode is an efficient method for purchasing on an account, whether online or offline. The online link contains all relevant transfer information.

Why it’s great
SOFORT Banking Paycode – the faster, smarter and easier way to pay bills online


Christian Mangold, Managing Director Sales
At SOFORT, Mangold is in charge of the German market and the sales strategy. He has been on the SOFORT Management Board since late 2012.


TradeRiver Finance is a non-bank online funding solution which finances trade, both cross-border and in the U.K.


    • Online tool and finance for trade buyers
    • Pay global suppliers in cash and in local currency
    • Finance and execute local and cross-border transactions online  

Why it’s great
The TradeRiver platform provides a business funding and transaction execution solution which changes completely the nature and operation of cross-border trade finance.



Toby Lanyon, Chief Operating Officer


Mike Mumford, Business Development Executive

provides real-time, reference financial data via cloud-based APIs to fintech innovators Wealthfront, Betterment, Personal Capital, Motif Investing, Robinhood, Stocktwits, Yodlee & more.


    • New API offers trusted FactSet fundamental data, including company financials & estimates
    • Covers more than 75,000 publicly listed global companies
    • Easy integration into apps & websites

Why it’s great
The leading fintech innovators use Xignite market data APIs



Stephane Dubois, CEO & Founder
Dubois is a fintech revolutionary in the process of disrupting the financial services industry. He founded Xignite to pioneer market data in the cloud.


Yoyo is a mobile platform that seamlessly blends payments, loyalty, and discovery – done right.


    • Combines payment, loyalty and discovery
    • Yoyo ‘magic’ button on the till – we integrate into the epos software
    • Ability to link card to mobile and to give and receive social gifts

Why it’s great
Pay fast, get rewarded.



Michael Rolph, Co-founder and CCO
Rolph is ex Barclaycard, First Data and PayPal. He was formerly a Director at Anthemis Group and is currently a Mentor at Seedcamp and advisor to Azimo.

Check back later this week, when we’ll explore six more presenting companies. To learn about all of the presenting companies, check out our presenter page.

Space is limited; get your FinovateEurope ticket now to reserve your seat.