At FinovateEurope earlier this month, identity verification service miiCard polled 14 audience members to discover their take on what the top trends in financial services will be in 2012.

Some of the major themes included:

• Harnessing big data
• Mobile
• Social
• PFM
• Security & authentication

To learn more about miiCard, check out its FinovateFall 2010 demo and watch for its FinovateEurope 2012 demo coming soon to the Finovate website.